SECURITY BANK HOLDING CO
NT 10-Q, 1996-11-15
STATE COMMERCIAL BANKS
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        SEC FILE NUMBER:   0-27590



          CUSIP NUMBER:   814055109


                                  UNITED STATES

                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                   FORM 12b-25
                           NOTIFICATION OF LATE FILING


     (Check  One):  |_| Form  10-K |_| Form 20-F |_| Form 11-K |_| Form 10-Q |_|
Form N-SAR |_| Form 10-KSB |X| Form 10-QSB

                      For Period Ended: September 30, 1996

|_| Transition Report on Form 10-K
|_| Transition Report on Form 20-F
|_| Transition Report on Form 11-K
|_| Transition Report on Form 10.Q
|_| Transition Report on Form N-SAR For the

                            Transition Period Ended:

- -------------------------------------------------------------------------------
     Read  Instructions  (on back page) Before  Preparing Form. Please Print or
Type.  Nothing in this form shall be construed to imply that the Commission has
verified any information contained herein.
- -------------------------------------------------------------------------------

If the notification  relates to a portion of the filing checked above, identify
the Item(s) to which the notification relates:


PART I--REGISTRANT INFORMATION

Full Name of Registrant:  SECURITY BANK HOLDING COMPANY

Former Name if Applicable

Address of Principal Executive Office (Street and Number): 170 S. Second St.

City, State and Zip Code:  Coos Bay, Oregon  97420

PART II-RULES 12b-25(b) AND (c)

If the subject report could not be filed without  unreasonable effort or expense
and the registrant  seeks relief pursuant to Rule 12b-25b,  the following should
be completed. (Check box if appropriate) |X| 

     (a) The reasons  described  in  reasonable  detail in Part III of this form
could not be eliminated without unreasonable effort or expenses;

     (b) The subject annual report,  semi-annual  report,  transition  report on
Form 10-K or 10KSB,  Form 20-F,  11-K, Form N-SAR, or portion  thereof,  will be
filed on or before the fifteenth calendar day following the prescribed due date;
or the subject  quarterly report or transition report on Form 10-Q or 10-QSB, or
portion  thereof will be filed on or before the fifth calendar day following the
prescribed due date; and

     (c) The accountant's  statement or other exhibit required by Rule 12b-25(c)
has been attached if applicable.

PART III--NARRATIVE

     State below in  reasonable  detail the  reasons why the Form 10-K,  10-KSB,
20-F, 11-K,  10-Q,  10QSB,  N-SAR, or the transition  report or portion thereof,
could not be filed within the  prescribed  time period.  (Attach Extra Sheets if
Needed)


<PAGE>



         The  Registrant  is filing a report on Form  10-QSB  for the first time
since becoming  subject to the reporting  requirements of Section 13 or 15(d) of
the  Securities  Exchange Act of 1934.  The  Registrant  encountered  unexpected
delays  in  collecting  the  necessary  data  and  in  preparing  the  financial
information  and  Management's  Discussion and Analysis  portions of the report.
Additionally,  certain key people involved in the preparation of the report were
absent or out of the  office due to illness  during  the two weeks  before  this
filing was due.


PART IV-OTHER INFORMATION

     (1) Name and  telephone  number  of  person  to  contact  in regard to this
notification

       Marc Williams                    (541)            267-2712
    ---------------------        -----------------   ---------------
         (Name)                     (Area Code)     (Telephone Number)

     (2) Have all other periodic  reports  required under Section 13 or 15(d) of
the Securities  Exchange Act of 1934 or Section 30 of the Investment Company Act
of 1940  during the  preceding  12 months (or for such  shorter  period that the
registrant  was  required to file such  reports)  been  filed?  If answer is no,
identify report(s). |X| Yes |_| No


     (3) Is it anticipated that any significant  change in results of operations
from the corresponding  period for the last fiscal year will be reflected by the
earnings statements to be included in the subject report or portion thereof?
|_| Yes |X| No

     If so, attach an explanation of the anticipated  change,  both  narratively
and  quantitatively,  and, if  appropriate,  state the reasons why a  reasonable
estimate of the results cannot be made.

                           SECURITY BANK HOLDING COMPANY
                     (Name of Registrant as Specified in Charter)

     has caused this  notification to be signed on its behalf by the undersigned
hereunto duly authorized.

Date:  November 14, 1996         By    /s/ Marc C. Williams
                                       Marc C. Williams,
                                        Vice President and Controller
                                      (Name and Title of Authorized Officer)

INSTRUCTION: The form may be signed by an executive officer of the registrant or
by any other duly  authorized  representative.  The name and title of the person
signing  the form  shall  be typed or  printed  beneath  the  signature.  If the
statement is signed on behalf of the registrant by an authorized  representative
(other than an executive officer), evidence of the representative's authority to
sign on behalf of the registrant shall be filed with the form.

<PAGE>



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