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<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
The Consolidated balance sheets and consolidated statements of operations of the
company's Form 10Q for quarter ended June 30, 2000
</LEGEND>
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-END> JUN-30-2000
<CASH> 12,004
<INT-BEARING-DEPOSITS> 0
<FED-FUNDS-SOLD> 3,397
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 97,372
<INVESTMENTS-CARRYING> 0
<INVESTMENTS-MARKET> 0
<LOANS> 204,019
<ALLOWANCE> 2,921
<TOTAL-ASSETS> 349,871
<DEPOSITS> 291,076
<SHORT-TERM> 24,090
<LIABILITIES-OTHER> 2,668
<LONG-TERM> 0
0
0
<COMMON> 25,804
<OTHER-SE> 3,630
<TOTAL-LIABILITIES-AND-EQUITY> 349,871
<INTEREST-LOAN> 9,282
<INTEREST-INVEST> 2,779
<INTEREST-OTHER> 342
<INTEREST-TOTAL> 12,403
<INTEREST-DEPOSIT> 4,732
<INTEREST-EXPENSE> 5,211
<INTEREST-INCOME-NET> 7,192
<LOAN-LOSSES> 264
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 8,133
<INCOME-PRETAX> 1,140
<INCOME-PRE-EXTRAORDINARY> 0
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 787
<EPS-BASIC> 0.15
<EPS-DILUTED> 0.15
<YIELD-ACTUAL> 4.74
<LOANS-NON> 297
<LOANS-PAST> 108
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 2,645
<CHARGE-OFFS> 50
<RECOVERIES> 26
<ALLOWANCE-CLOSE> 2,921
<ALLOWANCE-DOMESTIC> 0
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
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