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AS FILED WITH THE SECURITIES AND EXCHANGE COMMISSION ON MAY 24, 1995
REGISTRATION NO. 33-55953
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SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
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Amendment No. 2
To
FORM S-3
REGISTRATION STATEMENT
under
THE SECURITIES ACT OF 1933
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AVCO FINANCIAL SERVICES, INC.
(EXACT NAME OF REGISTRANT AS SPECIFIED IN ITS CHARTER)
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Delaware 13-2530491
(STATE OR OTHER JURISDICTION OF (I.R.S. EMPLOYER
INCORPORATION OR ORGANIZATION) IDENTIFICATION NO.)
600 Anton Boulevard 92628
Costa Mesa, California (ZIP CODE)
(ADDRESS OF PRINCIPAL EXECUTIVE OFFICES)
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Registrant's telephone number, including area code: 714-553-1200
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HERBERT F. SMITH, Esq. Copies of Communications to:
General Counsel DAVID P. BICKS, Esq.
AVCO FINANCIAL SERVICES, INC. LEBOEUF, LAMB, GREENE & MACRAE, L.L.P.
600 Anton Boulevard 125 West 55th Street
Costa Mesa, California 92628 New York, New York 10019-5389
(NAME AND ADDRESS OF AGENT FOR SERVICE)
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Approximate date of commencement of proposed sale to the public: From time
to time after the effective date of this Registration Statement as determined by
market conditions.
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If the only securities being registered on this Form are being offered pursuant
to dividend or interest reinvestment plans, please check the following box. / /
If any of the securities being registered on this Form are to be offered on a
delayed or continuous basis pursuant to Rule 415 under the Securities Act of
1933, other than securities offered only in connection with dividend or interest
reinvestment plans, please check the following box. /X/
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THE REGISTRANT HEREBY AMENDS THIS REGISTRATION STATEMENT ON SUCH DATE OR
DATES AS MAY BE NECESSARY TO DELAY ITS EFFECTIVE DATE UNTIL THE REGISTRANT SHALL
FILE A FURTHER AMENDMENT WHICH SPECIFICALLY STATES THAT THIS REGISTRATION
STATEMENT SHALL THEREAFTER BECOME EFFECTIVE IN ACCORDANCE WITH SECTION 8(A) OF
THE SECURITIES ACT OF 1933 OR UNTIL THIS REGISTRATION STATEMENT SHALL BECOME
EFFECTIVE ON SUCH DATE AS THE COMMISSION, ACTING PURSUANT TO SAID SECTION 8(A),
MAY DETERMINE.
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Pursuant to Rule 429 under the Securities Act of 1933, the Prospectus
contained herein constitutes a combined Prospectus relating also to $247,205,000
unsold principal amount of Debt Securities and Warrants to purchase Debt
Securities registered pursuant to Registration Statement No. 33-50547.
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PART II. INFORMATION NOT REQUIRED IN PROSPECTUS
ITEM 16. EXHIBITS
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EXHIBIT
NO. DESCRIPTION OF INSTRUMENT
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++23 -- Consent of Ernst & Young, LLP.
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++ Filed herewith.
II-1
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SIGNATURES
PURSUANT TO THE REQUIREMENTS OF THE SECURITIES ACT OF 1933, THE REGISTRANT
CERTIFIES THAT IT HAS REASONABLE GROUNDS TO BELIEVE THAT IT MEETS ALL OF THE
REQUIREMENTS FOR FILING ON FORM S-3 AND HAS DULY CAUSED THIS REGISTRATION
STATEMENT TO BE SIGNED ON ITS BEHALF BY THE UNDERSIGNED, THEREUNTO DULY
AUTHORIZED, IN THE CITY OF IRVINE, STATE OF CALIFORNIA, ON THE 24TH DAY OF MAY,
1995.
AVCO FINANCIAL SERVICES,
INC.
By /s/ WARREN R. LYONS
...................................
TITLE: PRESIDENT
PURSUANT TO THE REQUIREMENTS OF THE SECURITIES ACT OF 1933, THIS
REGISTRATION STATEMENT HAS BEEN SIGNED BELOW BY THE FOLLOWING PERSONS IN THE
CAPACITIES INDICATED ON THE 24TH DAY OF MAY, 1995.
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SIGNATURE TITLE
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/s/ WARREN R. LYONS President and Director
............................ (Principal Executive
(WARREN R. LYONS) Officer)
* Executive Vice President,
............................ Treasurer and Director
(RONALD BUKOW) (Principal Financial
Officer)
* Executive Vice President,
............................ Controller and Director
(GARY L. FITE) (Principal Accounting
Officer)
* Director
............................
(L. B. CAMPBELL)
Director
............................
(GAYLORD E. FRANCIS)
Director
............................
(JAMES F. HARDYMON)
Director
............................
(WILLIAM J. PEARSON)
Director
............................
(MARK A. SCHIMBOR)
Director
............................
(EUGENE R. SCHUTT, JR.)
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II-2
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SIGNATURE TITLE
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* Director
............................
(HERBERT F. SMITH)
* Director
............................
(JOHN C. SPENCE)
* Director
............................
(R. A. WATSON)
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*By /s/ HERBERT F. SMITH
...................................
(HERBERT F. SMITH, ATTORNEY-IN-FACT)
(DIRECTOR)
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INDEX TO EXHIBITS
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SEQUENTIALLY
EXHIBIT NUMBERED
NUMBER EXHIBIT PAGE
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++23 -- Consent of Ernst & Young LLP. ..........................................
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++ Filed herewith.
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EXHIBIT 23
CONSENT OF INDEPENDENT AUDITORS
We consent to the reference to our firm under the caption "Legal and Audit
Opinions" in the Registration Statement (Form S-3) and related Prospectus of
Avco Financial Services, Inc. for the registration of $1,500,000,000 principal
amount of Debt Securities and Warrants to purchase Debt Securities, which
Prospectus also relates to $247,205,000 unsold principal amount of Debt
Securities and Warrants to purchase Debt Securities registered pursuant to
Registration Statement No. 33-50547, and to the incorporation by reference
therein of our report dated February 2, 1995, with respect to the consolidated
financial statements and schedules of Avco Financial Services, Inc. included in
its Annual Report (Form 10-K) for the year ended December 31, 1994, filed with
the Securities and Exchange Commission.
ERNST & YOUNG LLP
Orange County, California
May 12, 1995
