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EXHIBIT 23.1
INDEPENDENT AUDITORS' CONSENT
We consent to the incorporation by reference in this Registration Statement of Arcadia Financial Ltd. 401(k) Profit Sharing Plan on Form S-8 of our report dated June 23, 2000, appearing in the Annual Report on Form 11-K of Arcadia Financial Ltd. 401(k) Profit Sharing Plan for the year ended December 31, 1999.
/s/ Deloitte & Touche LLP
Minneapolis, Minnesota
June 27, 2000
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