<PAGE>
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
---------------------------
Form 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(d) OF
THE SECURITIES EXCHANGE ACT OF 1934
Date of Report (Date of earliest event reported): September 30, 2000
AAMES FINANCIAL CORPORATION
(Exact name of Registrant as Specified in Its Charter)
Delaware 0-19604 95-340340
-------- ------- ---------
(State or Other Jurisdiction (Commission (IRS Employer
of Incorporation) File Number) Identification No.)
350 South Grand Avenue, 52nd Floor
Los Angeles, California 90071
(Address of Principal Executive Offices)
(323) 210-5000
----------------------------------------------------
(Registrant's Telephone Number, Including Area Code)
NA
-------------------------------------------------------------
(Former Name or Former Address, if Changed Since Last Report)
<PAGE>
ITEM 5. OTHER EVENTS
Aames Capital Corporation, a wholly owned subsidiary of Aames
Financial Corporation, is releasing the following information concerning
delinquency and loss in its loan servicing portfolio in response to inquiries
received from members of the financial community in connection with its
mortgage-backed securities. A copy of this information is attached to this
Form 8-K as Exhibit 99.1.
ITEM 7. FINANCIAL STATEMENTS AND EXHIBITS
<TABLE>
<S> <C>
(c) EXHIBITS
99.1 Information concerning delinquency and loss in the loan
servicing portfolio of Aames Capital Corporation.
</TABLE>
2
<PAGE>
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, as
amended, the Registrant has duly caused this Current Report on Form 8-K to be
signed on its behalf by the undersigned hereunto duly authorized.
AAMES FINANCIAL CORPORATION
Dated: October 13, 2000 By: /s/ Ralph W. Flick
---------------------------------
Ralph W. Flick
Assistant Secretary
3
<PAGE>
EXHIBIT INDEX
<TABLE>
<CAPTION>
Exhibit No. Description of Exhibit
----------- ----------------------
<S> <C>
99.1 Information concerning delinquency and loss in the loan servicing
portfolio of Aames Capital Corporation.
</TABLE>
4
