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EXHIBIT 23.2
CONSENT OF ERNST & YOUNG LLP, INDEPENDENT AUDITORS
We consent to the incorporation by reference in the Registration Statement on
Form S-8 pertaining to the Aames Financial Corporation 1999 Stock Option Plan
of our report dated August 26, 1999, with respect to the consolidated
financial statements of Aames Financial Corporation included in the Annual
Report (Form 10-K) for the year ended June 30, 1999.
/s/ Ernst & Young LLP
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Ernst & Young LLP
Los Angeles, California
September 14, 2000