AAMES FINANCIAL CORP/DE
8-K, 2000-09-22
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                       SECURITIES AND EXCHANGE COMMISSION

                             Washington, D.C. 20549

                           ---------------------------

                                    Form 8-K

                                 CURRENT REPORT
                       PURSUANT TO SECTION 13 OR 15(d) OF
                       THE SECURITIES EXCHANGE ACT OF 1934

       Date of Report (Date of earliest event reported): September 5, 2000


                           AAMES FINANCIAL CORPORATION
             (Exact name of Registrant as Specified in Its Charter)


          DELAWARE                  0-19604               95-340340
----------------------------      ------------       -------------------
(State or Other Jurisdiction      (Commission          (IRS Employer
     of Incorporation)            File Number)       Identification No.)


                       350 South Grand Avenue, 52nd Floor
                          Los Angeles, California 90071
                    ----------------------------------------
                    (Address of Principal Executive Offices)


                                 (323) 210-5000
              ----------------------------------------------------
              (Registrant's Telephone Number, Including Area Code)


                                       NA
          -------------------------------------------------------------
          (Former Name or Former Address, if Changed Since Last Report)

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ITEM 5.  OTHER EVENTS

         Reference is made to the press release of Registrant issued on
September 5, 2000 which contains information meeting the requirements of this
Item 5 and is incorporated herein by this reference. A copy of the press
releases are attached to this Form 8-K as Exhibit 99.1.


ITEM 7.  FINANCIAL STATEMENTS AND EXHIBITS

     (c)               EXHIBITS

     99.1              Press release issued September 5, 2000.






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                                   SIGNATURES

         Pursuant to the requirements of the Securities Exchange Act of 1934, as
amended, the Registrant has duly caused this Current Report on Form 8-K to be
signed on its behalf by the undersigned hereunto duly authorized.


                                       AAMES FINANCIAL CORPORATION





Dated: September 22, 2000              By: /s/ RALPH W. FLICK
                                           ----------------------------------
                                           Ralph W. Flick
                                           Assistant Secretary






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                                  EXHIBIT INDEX


EXHIBIT NO.       DESCRIPTION OF EXHIBIT

    99.1          Press release issued September 5, 2000.







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