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SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): August 21, 1996
GEORGIA BANK FINANCIAL CORPORATION
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(Exact name of Registrant as specified in its charter)
GEORGIA 0-23980 58-2005097
(State of Incorporation) (Commission File No.) (I.R.S. Employer
Identification No.)
3530 WHEELER ROAD
AUGUSTA, GEORGIA 30909
(Address of principal executive offices, including zip code)
(706) 735-6990
(Registrant's telephone number, including area code)
N/A
__________________________________________________
(Former name or former address if changed since last report)
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ITEM 5. OTHER EVENTS
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On August 21, 1996, the Board of Directors of Georgia Bank Financial
Corporation (the "Company") authorized a 15% stock dividend for each share of
the Company's outstanding Common Stock. The dividend will be paid on September
25, 1996 to shareholders of record on September 4, 1996 (the "Record Date") in
the form of shares of Common Stock at the rate of .15 share of Common Stock for
each share of Common Stock outstanding on the Record Date.
ITEM 7. FINANCIAL STATEMENTS, PRO FORMA FINANCIAL INFORMATION AND EXHIBITS
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(a) Financial Statements of Business Acquired. Not applicable.
(b) Pro Forma Financial Information. Not applicable.
(c) Exhibits.
99.1. Press release dated August 27, 1996. . . . . . . . .. .Page 4
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
Registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
GEORGIA BANK FINANCIAL CORPORATION
(REGISTRANT)
By: /s/ Ronald L. Thigpen
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Ronald L. Thigpen
Senior Vice President, Chief Financial
Officer (Duly Authorized Officer of Registrant
and Principal Financial Officer)
Date: August 28, 1996
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EXHIBIT INDEX
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PAGE
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Press Release dated August 27, 1996 . . . . . . . . . . . . . . . . . . . 4
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Exhibit 99.1
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FOR IMMEDIATE RELEASE . . . . FOR ADDITIONAL INFORMATION,
Augusta, Georgia Please Contact:
August 27, 1996 Mr. Patrick G. Blanchard, President
(706) 738-6990
"GEORGIA BANK FINANCIAL CORPORATION
DECLARES STOCK DIVIDEND"
Mr. Robert W. Pollard, Jr., Chairman of the Board, and Mr. Patrick G.
Blanchard, President announced today the recent action by the Board of Directors
of Georgia Bank Financial Corporation which resulted in the declaration of a 15%
stock dividend. The dividend is payable September 25, 1996 to shareholders of
record as of September 4, 1996.
Chairman Pollard stated, "the Board of Directors wanted to express their
thanks to the shareholders for their confidence in and support of the Company
with this 15% stock dividend".
"We are extremely pleased with the long-term success of Georgia Bank
Financial Corporation and its subsidiary, Georgia Bank & Trust Company" stated
Blanchard. "Throughout each of the years since the formation of the Bank in
1988, the organization has enjoyed a fine level of success", added Blanchard.
Georgia Bank Financial Corporation is a one-bank holding company
headquartered in Augusta, Georgia. It is the parent company of Georgia Bank &
Trust Company, a state-chartered, FDIC-insured, commercial bank with seven
locations throughout Richmond and Columbia Counties. The Bank recently opened
its seventh location in the Wall-Mart Supercenter at Deans Bridge Road and Bobby
Jones Expressway.
Georgia Bank & Trust Company is one of Georgia's largest community banks
having assets in excess of $200 million. The Bank first opened for business in
August, 1989 at its headquarters on Wheeler Road in Augusta.
