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Previous: GEORGIA BANK FINANCIAL CORP /GA, 10-Q, 2000-11-13 |
Next: SBS TECHNOLOGIES INC, 10-Q, 2000-11-13 |
<TABLE> <S> <C>
<PAGE>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM SEPTEMBER
30, 2000 10Q AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL
STATEMENTS.
</LEGEND>
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> SEP-30-2000
<CASH> 12,663,782
<INT-BEARING-DEPOSITS> 500,000
<FED-FUNDS-SOLD> 5,540,000
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 70,182,829
<INVESTMENTS-CARRYING> 8,722,546
<INVESTMENTS-MARKET> 8,619,831
<LOANS> 269,740,236
<ALLOWANCE> 4,004,102
<TOTAL-ASSETS> 380,315,666
<DEPOSITS> 299,235,202
<SHORT-TERM> 28,909,925
<LIABILITIES-OTHER> 2,730,749
<LONG-TERM> 17,000,000
0
0
<COMMON> 6,279,456
<OTHER-SE> 26,160,334
<TOTAL-LIABILITIES-AND-EQUITY> 380,315,666
<INTEREST-LOAN> 17,793,049
<INTEREST-INVEST> 4,014,523
<INTEREST-OTHER> 0
<INTEREST-TOTAL> 21,807,572
<INTEREST-DEPOSIT> 9,282,424
<INTEREST-EXPENSE> 10,600,782
<INTEREST-INCOME-NET> 11,206,790
<LOAN-LOSSES> 748,000
<SECURITIES-GAINS> (28,517)
<EXPENSE-OTHER> 8,911,935
<INCOME-PRETAX> 4,447,107
<INCOME-PRE-EXTRAORDINARY> 4,447,107
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 2,905,107
<EPS-BASIC> 1.39
<EPS-DILUTED> 1.39
<YIELD-ACTUAL> 0
<LOANS-NON> 2,000,000
<LOANS-PAST> 31,000
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 3,591,613
<CHARGE-OFFS> 416,038
<RECOVERIES> 80,527
<ALLOWANCE-CLOSE> 4,004,102
<ALLOWANCE-DOMESTIC> 4,004,102
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
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