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Previous: GEORGIA BANK FINANCIAL CORP /GA, 10-Q, 2000-08-14 |
Next: SCIENTIFIC GAMES HOLDINGS CORP, 10-Q, 2000-08-14 |
<TABLE> <S> <C>
<PAGE>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM JUNE 30,
2000 10Q AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL
STATEMENTS.
</LEGEND>
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> JUN-30-2000
<CASH> 13,484,699
<INT-BEARING-DEPOSITS> 500,000
<FED-FUNDS-SOLD> 12,360,000
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 69,661,495
<INVESTMENTS-CARRYING> 8,501,296
<INVESTMENTS-MARKET> 8,369,295
<LOANS> 257,384,652
<ALLOWANCE> 3,966,330
<TOTAL-ASSETS> 374,173,647
<DEPOSITS> 302,692,130
<SHORT-TERM> 18,766,031
<LIABILITIES-OTHER> 4,153,418
<LONG-TERM> 17,000,000
0
0
<COMMON> 6,279,456
<OTHER-SE> 25,282,612
<TOTAL-LIABILITIES-AND-EQUITY> 374,173,647
<INTEREST-LOAN> 11,503,838
<INTEREST-INVEST> 2,678,449
<INTEREST-OTHER> 0
<INTEREST-TOTAL> 14,182,287
<INTEREST-DEPOSIT> 6,026,744
<INTEREST-EXPENSE> 6,830,202
<INTEREST-INCOME-NET> 7,352,085
<LOAN-LOSSES> 498,000
<SECURITIES-GAINS> (28,517)
<EXPENSE-OTHER> 5,667,940
<INCOME-PRETAX> 2,899,635
<INCOME-PRE-EXTRAORDINARY> 2,899,635
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 1,884,935
<EPS-BASIC> .90
<EPS-DILUTED> .90
<YIELD-ACTUAL> 0
<LOANS-NON> 1,110,000
<LOANS-PAST> 280,000
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 3,591,613
<CHARGE-OFFS> 178,715
<RECOVERIES> 55,432
<ALLOWANCE-CLOSE> 3,966,330
<ALLOWANCE-DOMESTIC> 3,966,330
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
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