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Previous: EASTON BANCORP INC/MD, 10QSB, EX-11.1, 2000-11-09 |
Next: TREMONT ADVISERS INC, 10QSB, 2000-11-09 |
<TABLE> <S> <C>
<ARTICLE> 9
<MULTIPLIER> 1
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> SEP-30-2000
<CASH> 1,674,456
<INT-BEARING-DEPOSITS> 25,136
<FED-FUNDS-SOLD> 2,671,966
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 4,712,586
<INVESTMENTS-CARRYING> 0
<INVESTMENTS-MARKET> 0
<LOANS> 52,986,728
<ALLOWANCE> 750,885
<TOTAL-ASSETS> 64,818,663
<DEPOSITS> 57,648,953
<SHORT-TERM> 56,549
<LIABILITIES-OTHER> 235,546
<LONG-TERM> 1,631,819
0
0
<COMMON> 56,032
<OTHER-SE> 5,189,764
<TOTAL-LIABILITIES-AND-EQUITY> 64,818,663
<INTEREST-LOAN> 3,467,887
<INTEREST-INVEST> 222,544
<INTEREST-OTHER> 92,444
<INTEREST-TOTAL> 3,782,875
<INTEREST-DEPOSIT> 1,695,647
<INTEREST-EXPENSE> 1,776,495
<INTEREST-INCOME-NET> 2,006,380
<LOAN-LOSSES> 166,934
<SECURITIES-GAINS> (10,338)
<EXPENSE-OTHER> 1,471,968
<INCOME-PRETAX> 549,325
<INCOME-PRE-EXTRAORDINARY> 549,325
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 338,055
<EPS-BASIC> .60
<EPS-DILUTED> .59
<YIELD-ACTUAL> 4.03
<LOANS-NON> 413,531
<LOANS-PAST> 5,814
<LOANS-TROUBLED> 90,475
<LOANS-PROBLEM> 686,135
<ALLOWANCE-OPEN> 610,396
<CHARGE-OFFS> 39,996
<RECOVERIES> 13,551
<ALLOWANCE-CLOSE> 750,885
<ALLOWANCE-DOMESTIC> 594,177
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 156,708
</TABLE>
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