VA I SEPARATE ACCOUNT OF FIRST UNUM LIFE INSURANCE CO
497, 1997-01-03
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<PAGE>
                                                   Reg. No 33-45850, Rule 497(e)
 
        SUPPLEMENT DATED JANUARY 1, 1997, TO MAY 1, 1996, PROSPECTUS FOR
                       FIRST UNUM LIFE INSURANCE COMPANY
                        GROUP VARIABLE ANNUITY CONTRACT
                             VA-I SEPARATE ACCOUNT
 
The following information supplements First UNUM's VA-I Separate Account
prospectus and should be read in conjunction with it. Effective January 1, 1997,
Twentieth Century Mutual Funds will adopt a new name, American Century
InvestmentsSM. This change will have no effect on your contract or the funds
underlying the Sub-Accounts.
 
Page 1 of the prospectus should revise the list of funds supporting the
Sub-Accounts in the following manner:
 
<TABLE>
 <S>                           <C>
 Growth II Account...........  American Century's "TCI Portfolios, Inc.: TCI Growth"
 Balanced Account.............  American Century's "TCI Portfolios, Inc.: TCI Balanced"
</TABLE>
 
In addition, the heading and first two paragraphs describing TCI Portfolios,
Inc. on Page 16 should be revised to read as follows:
 
                   American Century's "TCI Portfolios, Inc."
 
    TCI Portfolios, Inc. is a fund group that offers its shares only to
    insurance companies to fund the benefits of variable annuity or variable
    life insurance contracts. The Portfolios are managed by American Century
    Investment Management, Inc., which also manages the American Century
    family of mutual funds. American Century Investment Management, Inc. has
    its principal place of business at 4500 Main Street, Kansas City,
    Missouri 64111.
 
    First UNUM or its agent may perform certain administrative services that
    would otherwise be performed by American Century Services Corporation
    and American Century Investment Management, Inc. may pay First UNUM or
    its agent for such services.
 
Any reference to Twentieth Century in the Statement of Additional Information
should also be read to mean American Century.
 
                PLEASE KEEP THIS SUPPLEMENT WITH YOUR PROSPECTUS
                              FOR FUTURE REFERENCE
 
NY80050


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