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MERRILL LYNCH RETIREMENT PLUS(SM)
Issued by
MERRILL LYNCH LIFE INSURANCE COMPANY
Merrill Lynch Life Variable Annuity Separate Account A
Merrill Lynch Life Variable Annuity Separate Account B
ML LIFE INSURANCE COMPANY OF NEW YORK
ML of New York Variable Annuity Separate Account A
ML of New York Variable Annuity Separate Account B
Supplement Dated April 12, 2000
To The
Prospectuses Dated May 1, 1999
SPECIAL TRANSFER -- REQUEST FOR INSTRUCTIONS. On May 1, 2000, the 1999 Select
Ten Trust will be terminated and the 2000 Select Ten Trust will be created. If
you have account value in the subaccount investing in the 1999 Select Ten Trust,
you must give us instructions BY APRIL 28, 2000 about how to invest your account
value currently in the 1999 Select Ten Trust.
Your choices are:
- - You may give us instructions to rollover your account value in the 1999
Select Ten Trust when it terminates to the 2000 Select Ten Trust; or
- - You may give us instructions to transfer your account value in the 1999
Select Ten Trust to any of the other investment options currently
available under the Contract. This transfer will be made on the date
you give us your transfer instructions, unless you direct us to make
the transfer on April 28, 2000.
IF YOU DO NOT PICK EITHER OF THESE CHOICES, YOU ARE INSTRUCTING US TO TRANSFER
ANY OF YOUR ACCOUNT VALUE IN THE 1999 SELECT TEN TRUST TO THE DOMESTIC MONEY
MARKET FUND ON APRIL 28, 2000.
REGULAR TRANSFER PRIVILEGES. Please refer to "Transfers" in your May 1999
prospectus for a description of your regular transfer privileges under the
Contract, which are also available.
* * *
Please retain this supplement with your Prospectus for your reference. If you
have any questions, please contact your Financial Consultant or the Service
Center at 1-800-535-5549.
