MERRILL LYNCH LIFE VARIABLE ANNUITY SEPARATE ACCOUNT B, 497J, 1994-05-09

MERRILL LYNCH LIFE VARIABLE ANNUITY SEPARATE ACCOUNT B
497J, 1994-05-09

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                                          May 5, 1994

Securities and Exchange Commission
450 Fifth Street, N.W.
Washington, D.C. 20549

Re: Merrill Lynch Life Variable Annuity Separate Account B
   Registration Number 33-45379

To The Commission:

    I  hereby certify that pursuant  to Rule 497(j) under  the Securities Act of
1933, the form of prospectus and  statement of additional information dated  May
1,  1994 that  would have been  filed under paragraph  (c) of Rule  497 does not
differ from that  contained in  the most  recent amendment  to the  registration
statement.

    The text of the most recent amendment has been filed electronically.

                                          Very truly yours,
                                          /s/ Sandra K. Kelly
                                          Sandra K. Kelly, Assistant Vice
                                          President
                                          Merrill Lynch Life Insurance Company