<PAGE>
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
--------
FORM 8-K
--------
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(d) OF THE
SECURITIES EXCHANGE ACT OF 1934
September 24, 1998
- --------------------------------------------------------------------------------
Date of Report (Date of earliest event reported)
The Originators listed below under a Pooling and Servicing Agreement,
dated as of August 31, 1998, providing for the issuance of The Money
Store Home Improvement Loan Backed Certificates, Series 1998-I.
TMS Mortgage Inc.
The Money Store/D.C. Inc.
The Money Store/Minnesota Inc.
The Money Store Home Equity Corp.
The Money Store/Kentucky Inc.
- --------------------------------------------------------------------------------
(Exact Name of Registrant as Specified in its Charter)
* 333-60771 *
- ---------------------------- ----------------- --------------------
(State or Other Jurisdiction (Commission File (I.R.S. Employer
of Incorporation) Numbers) Identification No.)
--------------------------
* See Schedule A
707 3rd Street, West Sacramento, California 95605
- --------------------------------------------------------------------------------
(Address of Principal Executive Offices) (ZIP code)
(916) 617-1000
- --------------------------------------------------------------------------------
(Registrant's Telephone Number, Including Area Code)
- --------------------------------------------------------------------------------
Not Applicable
- --------------------------------------------------------------------------------
(Former Name or Former Address, if Changed Since Last Report)
Exhibit Index appears on Page 5
<PAGE>
Schedule A
<TABLE>
<CAPTION>
IRS
State Employer
of Identification
Registrant Incorporation Number
- ---------- ------------- --------------
<S> <C> <C>
TMS Mortgage Inc. .................................. New Jersey 22-3217781
The Money Store/D.C. Inc. .......................... D.C. 22-2133027
The Money Store/Minnesota Inc. ..................... Minnesota 22-3003495
The Money Store Home Equity Corp. .................. Kentucky 22-2522232
The Money Store/Kentucky Inc. ...................... Kentucky 22-2459832
</TABLE>
2
<PAGE>
ITEM 5. Other Events.
This Current Report on Form 8-K is being filed to file a copy of the
Computational Materials (as defined below) of Lehman Brothers Inc. (the
"Underwriter") in connection with the issuance by TMS Mortgage Inc., The Money
Store/D.C. Inc., The Money Store/Kentucky Inc., The Money Store Home Equity
Corp. and The Money Store/Minnesota Inc., of The Money Store Home Improvement
Loan Backed Certificates, Series 1998-I. The term "Computational Materials"
shall have the meanings given in the No-Action Letter of May 20, 1994 issued by
the Securities and Exchange Commission to Kidder, Peabody Acceptance Corporation
I, Kidder, Peabody & Co. Incorporated and Kidder Structured Asset Corporation,
as supplemented in the No-Action Letters of May 27, 1994 and February 17, 1995
issued by the SEC to the Public Securities Association.
ITEM 7. Financial Statements and Exhibits.
<TABLE>
<CAPTION>
(c) Exhibit No.
----------
<S> <C>
99.1 Computational Materials of Lehman Brothers Inc.
</TABLE>
3
<PAGE>
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934,
the Registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.
TMS MORTGAGE INC.
THE MONEY STORE/D.C. INC.
THE MONEY STORE/MINNESOTA INC.
THE MONEY STORE HOME EQUITY CORP.
THE MONEY STORE/KENTUCKY INC.
By: /s/ William Templeton
------------------------------
William Templeton, President
4
Date: September 24, 1998
<PAGE>
EXHIBIT INDEX
<TABLE>
<CAPTION>
Exhibit Number Description
-------------- -----------
<S> <C>
99.1* Computational Materials of Lehman Brothers Inc.
</TABLE>
- ----------------
* In accordance with Rule 311 of Regulation S-T, this exhibit is being filed in
paper under cover of Form SE.
5