POWER OF ATTORNEY
KNOW ALL MEN BY THESE PRESENTS, that the undersigned director of American Skandia Life Assurance Corporation, a
Connecticut corporation (the "Corporation"), does hereby make, constitute and appoint Mary Priscilla Pannell, Corporate
Secretary of the Corporation, and in her absence, Kathleen A. Chapman, Assistant Corporate Secretary, as his true and lawful
attorney-in-fact and agent with all power and authority on his behalf to sign her name on any and all registration statements,
applications for exemptive relief, documents, instruments, and/or exhibits related thereto and any and all amendments thereto
(including any and all pre- and post-effective amendments to any registration statement) on any form or forms for the purpose
of registering Annuity, Variable Annuity and Variable Life Insurance products under the Securities Act of 1933 and the
Investment Company Act of 1940, with the Securities and Exchange Commission, granting unto said attorney-in-fact and agent full
power and authority to do and perform each and every act authorized by the Power of Attorney and the undersigned does hereby
ratify and confirm all that said attorney-in-fact and agent may lawfully do or cause to be done by virtue thereof.
IN WITNESS WHEREOF, the undersigned has subscribed hereunder this
9th day of November, 2000.
/s/ Wade A. Dokken
Wade A. Dokken
POWER OF ATTORNEY
KNOW ALL MEN BY THESE PRESENTS, that the undersigned director of American Skandia Life Assurance Corporation, a
Connecticut corporation (the "Corporation"), does hereby make, constitute and appoint Mary Priscilla Pannell, Corporate
Secretary of the Corporation, and in her absence, Kathleen A. Chapman, Assistant Corporate Secretary, as his true and lawful
attorney-in-fact and agent with all power and authority on his behalf to sign her name on any and all registration statements,
applications for exemptive relief, documents, instruments, and/or exhibits related thereto and any and all amendments thereto
(including any and all pre- and post-effective amendments to any registration statement) on any form or forms for the purpose
of registering Annuity, Variable Annuity and Variable Life Insurance products under the Securities Act of 1933 and the
Investment Company Act of 1940, with the Securities and Exchange Commission, granting unto said attorney-in-fact and agent full
power and authority to do and perform each and every act authorized by the Power of Attorney and the undersigned does hereby
ratify and confirm all that said attorney-in-fact and agent may lawfully do or cause to be done by virtue thereof.
IN WITNESS WHEREOF, the undersigned has subscribed hereunder this
9th day of November, 2000.
/s/ Patricia J. Abram
Patricia J. Abram
POWER OF ATTORNEY
KNOW ALL MEN BY THESE PRESENTS, that the undersigned director of American Skandia Life Assurance Corporation, a
Connecticut corporation (the "Corporation"), does hereby make, constitute and appoint Mary Priscilla Pannell, Corporate
Secretary of the Corporation, and in her absence, Kathleen A. Chapman, Assistant Corporate Secretary, as his true and lawful
attorney-in-fact and agent with all power and authority on his behalf to sign her name on any and all registration statements,
applications for exemptive relief, documents, instruments, and/or exhibits related thereto and any and all amendments thereto
(including any and all pre- and post-effective amendments to any registration statement) on any form or forms for the purpose
of registering Annuity, Variable Annuity and Variable Life Insurance products under the Securities Act of 1933 and the
Investment Company Act of 1940, with the Securities and Exchange Commission, granting unto said attorney-in-fact and agent full
power and authority to do and perform each and every act authorized by the Power of Attorney and the undersigned does hereby
ratify and confirm all that said attorney-in-fact and agent may lawfully do or cause to be done by virtue thereof.
IN WITNESS WHEREOF, the undersigned has subscribed hereunder this
9th day of November, 2000.
/s/ Gordon C. Boronow
Gordon C. Boronow
POWER OF ATTORNEY
KNOW ALL MEN BY THESE PRESENTS, that the undersigned director of American Skandia Life Assurance Corporation, a
Connecticut corporation (the "Corporation"), does hereby make, constitute and appoint Mary Priscilla Pannell, Corporate
Secretary of the Corporation, and in her absence, Kathleen A. Chapman, Assistant Corporate Secretary, as his true and lawful
attorney-in-fact and agent with all power and authority on his behalf to sign her name on any and all registration statements,
applications for exemptive relief, documents, instruments, and/or exhibits related thereto and any and all amendments thereto
(including any and all pre- and post-effective amendments to any registration statement) on any form or forms for the purpose
of registering Annuity, Variable Annuity and Variable Life Insurance products under the Securities Act of 1933 and the
Investment Company Act of 1940, with the Securities and Exchange Commission, granting unto said attorney-in-fact and agent full
power and authority to do and perform each and every act authorized by the Power of Attorney and the undersigned does hereby
ratify and confirm all that said attorney-in-fact and agent may lawfully do or cause to be done by virtue thereof.
IN WITNESS WHEREOF, the undersigned has subscribed hereunder this
9th day of November, 2000.
/s/Malcolm M. Campbell
Malcolm M. Campbell
POWER OF ATTORNEY
KNOW ALL MEN BY THESE PRESENTS, that the undersigned director of American Skandia Life Assurance Corporation, a
Connecticut corporation (the "Corporation"), does hereby make, constitute and appoint Mary Priscilla Pannell, Corporate
Secretary of the Corporation, and in her absence, Kathleen A. Chapman, Assistant Corporate Secretary, as his true and lawful
attorney-in-fact and agent with all power and authority on his behalf to sign her name on any and all registration statements,
applications for exemptive relief, documents, instruments, and/or exhibits related thereto and any and all amendments thereto
(including any and all pre- and post-effective amendments to any registration statement) on any form or forms for the purpose
of registering Annuity, Variable Annuity and Variable Life Insurance products under the Securities Act of 1933 and the
Investment Company Act of 1940, with the Securities and Exchange Commission, granting unto said attorney-in-fact and agent full
power and authority to do and perform each and every act authorized by the Power of Attorney and the undersigned does hereby
ratify and confirm all that said attorney-in-fact and agent may lawfully do or cause to be done by virtue thereof.
IN WITNESS WHEREOF, the undersigned has subscribed hereunder this
9th day of November, 2000.
/s/ Y.K. Chan
Y.K. Chan
POWER OF ATTORNEY
KNOW ALL MEN BY THESE PRESENTS, that the undersigned director of American Skandia Life Assurance Corporation, a
Connecticut corporation (the "Corporation"), does hereby make, constitute and appoint Mary Priscilla Pannell, Corporate
Secretary of the Corporation, and in her absence, Kathleen A. Chapman, Assistant Corporate Secretary, as his true and lawful
attorney-in-fact and agent with all power and authority on his behalf to sign her name on any and all registration statements,
applications for exemptive relief, documents, instruments, and/or exhibits related thereto and any and all amendments thereto
(including any and all pre- and post-effective amendments to any registration statement) on any form or forms for the purpose
of registering Annuity, Variable Annuity and Variable Life Insurance products under the Securities Act of 1933 and the
Investment Company Act of 1940, with the Securities and Exchange Commission, granting unto said attorney-in-fact and agent full
power and authority to do and perform each and every act authorized by the Power of Attorney and the undersigned does hereby
ratify and confirm all that said attorney-in-fact and agent may lawfully do or cause to be done by virtue thereof.
IN WITNESS WHEREOF, the undersigned has subscribed hereunder this
9th day of November, 2000.
/s/Lincoln R. Collins
Lincoln R. Collins
POWER OF ATTORNEY
KNOW ALL MEN BY THESE PRESENTS, that the undersigned director of American Skandia Life Assurance Corporation, a
Connecticut corporation (the "Corporation"), does hereby make, constitute and appoint Mary Priscilla Pannell, Corporate
Secretary of the Corporation, and in her absence, Kathleen A. Chapman, Assistant Corporate Secretary, as his true and lawful
attorney-in-fact and agent with all power and authority on his behalf to sign her name on any and all registration statements,
applications for exemptive relief, documents, instruments, and/or exhibits related thereto and any and all amendments thereto
(including any and all pre- and post-effective amendments to any registration statement) on any form or forms for the purpose
of registering Annuity, Variable Annuity and Variable Life Insurance products under the Securities Act of 1933 and the
Investment Company Act of 1940, with the Securities and Exchange Commission, granting unto said attorney-in-fact and agent full
power and authority to do and perform each and every act authorized by the Power of Attorney and the undersigned does hereby
ratify and confirm all that said attorney-in-fact and agent may lawfully do or cause to be done by virtue thereof.
IN WITNESS WHEREOF, the undersigned has subscribed hereunder this
9th day of November, 2000.
/s/Ian Kennedy
Ian Kennedy
POWER OF ATTORNEY
KNOW ALL MEN BY THESE PRESENTS, that the undersigned director of American Skandia Life Assurance Corporation, a
Connecticut corporation (the "Corporation"), does hereby make, constitute and appoint Mary Priscilla Pannell, Corporate
Secretary of the Corporation, and in her absence, Kathleen A. Chapman, Assistant Corporate Secretary, as his true and lawful
attorney-in-fact and agent with all power and authority on his behalf to sign her name on any and all registration statements,
applications for exemptive relief, documents, instruments, and/or exhibits related thereto and any and all amendments thereto
(including any and all pre- and post-effective amendments to any registration statement) on any form or forms for the purpose
of registering Annuity, Variable Annuity and Variable Life Insurance products under the Securities Act of 1933 and the
Investment Company Act of 1940, with the Securities and Exchange Commission, granting unto said attorney-in-fact and agent full
power and authority to do and perform each and every act authorized by the Power of Attorney and the undersigned does hereby
ratify and confirm all that said attorney-in-fact and agent may lawfully do or cause to be done by virtue thereof.
IN WITNESS WHEREOF, the undersigned has subscribed hereunder this
9th day of November, 2000.
/s/Thomas M. Mazzaferro
Thomas M. Mazzaferro
POWER OF ATTORNEY
KNOW ALL MEN BY THESE PRESENTS, that the undersigned director of American Skandia Life Assurance Corporation, a
Connecticut corporation (the "Corporation"), does hereby make, constitute and appoint Mary Priscilla Pannell, Corporate
Secretary of the Corporation, and in her absence, Kathleen A. Chapman, Assistant Corporate Secretary, as his true and lawful
attorney-in-fact and agent with all power and authority on his behalf to sign her name on any and all registration statements,
applications for exemptive relief, documents, instruments, and/or exhibits related thereto and any and all amendments thereto
(including any and all pre- and post-effective amendments to any registration statement) on any form or forms for the purpose
of registering Annuity, Variable Annuity and Variable Life Insurance products under the Securities Act of 1933 and the
Investment Company Act of 1940, with the Securities and Exchange Commission, granting unto said attorney-in-fact and agent full
power and authority to do and perform each and every act authorized by the Power of Attorney and the undersigned does hereby
ratify and confirm all that said attorney-in-fact and agent may lawfully do or cause to be done by virtue thereof.
IN WITNESS WHEREOF, the undersigned has subscribed hereunder this
9th day of November, 2000.
/s/Gunnar J. Moberg
Gunnar J. Moberg
POWER OF ATTORNEY
KNOW ALL MEN BY THESE PRESENTS, that the undersigned director of American Skandia Life Assurance Corporation, a
Connecticut corporation (the "Corporation"), does hereby make, constitute and appoint Mary Priscilla Pannell, Corporate
Secretary of the Corporation, and in her absence, Kathleen A. Chapman, Assistant Corporate Secretary, as his true and lawful
attorney-in-fact and agent with all power and authority on his behalf to sign her name on any and all registration statements,
applications for exemptive relief, documents, instruments, and/or exhibits related thereto and any and all amendments thereto
(including any and all pre- and post-effective amendments to any registration statement) on any form or forms for the purpose
of registering Annuity, Variable Annuity and Variable Life Insurance products under the Securities Act of 1933 and the
Investment Company Act of 1940, with the Securities and Exchange Commission, granting unto said attorney-in-fact and agent full
power and authority to do and perform each and every act authorized by the Power of Attorney and the undersigned does hereby
ratify and confirm all that said attorney-in-fact and agent may lawfully do or cause to be done by virtue thereof.
IN WITNESS WHEREOF, the undersigned has subscribed hereunder this
9th day of November, 2000.
/s/Christian W. Thwaites
Christian W. Thwaites
POWER OF ATTORNEY
KNOW ALL MEN BY THESE PRESENTS, that the undersigned director of American Skandia Life Assurance Corporation, a
Connecticut corporation (the "Corporation"), does hereby make, constitute and appoint Mary Priscilla Pannell, Corporate
Secretary of the Corporation, and in her absence, Kathleen A. Chapman, Assistant Corporate Secretary, as his true and lawful
attorney-in-fact and agent with all power and authority on his behalf to sign her name on any and all registration statements,
applications for exemptive relief, documents, instruments, and/or exhibits related thereto and any and all amendments thereto
(including any and all pre- and post-effective amendments to any registration statement) on any form or forms for the purpose
of registering Annuity, Variable Annuity and Variable Life Insurance products under the Securities Act of 1933 and the
Investment Company Act of 1940, with the Securities and Exchange Commission, granting unto said attorney-in-fact and agent full
power and authority to do and perform each and every act authorized by the Power of Attorney and the undersigned does hereby
ratify and confirm all that said attorney-in-fact and agent may lawfully do or cause to be done by virtue thereof.
IN WITNESS WHEREOF, the undersigned has subscribed hereunder this
9th day of November, 2000.
/s/Bayard F. Tracy
Bayard F. Tracy
POWER OF ATTORNEY
KNOW ALL MEN BY THESE PRESENTS, that the undersigned director of American Skandia Life Assurance Corporation, a
Connecticut corporation (the "Corporation"), does hereby make, constitute and appoint Mary Priscilla Pannell, Corporate
Secretary of the Corporation, and in her absence, Kathleen A. Chapman, Assistant Corporate Secretary, as his true and lawful
attorney-in-fact and agent with all power and authority on his behalf to sign her name on any and all registration statements,
applications for exemptive relief, documents, instruments, and/or exhibits related thereto and any and all amendments thereto
(including any and all pre- and post-effective amendments to any registration statement) on any form or forms for the purpose
of registering Annuity, Variable Annuity and Variable Life Insurance products under the Securities Act of 1933 and the
Investment Company Act of 1940, with the Securities and Exchange Commission, granting unto said attorney-in-fact and agent full
power and authority to do and perform each and every act authorized by the Power of Attorney and the undersigned does hereby
ratify and confirm all that said attorney-in-fact and agent may lawfully do or cause to be done by virtue thereof.
IN WITNESS WHEREOF, the undersigned has subscribed hereunder this
9th day of November, 2000.
/s/Deborah G. Ullman
Deborah G. Ullman
POWER OF ATTORNEY
KNOW ALL MEN BY THESE PRESENTS, that the undersigned director of American Skandia Life Assurance Corporation, a
Connecticut corporation (the "Corporation"), does hereby make, constitute and appoint Mary Priscilla Pannell, Corporate
Secretary of the Corporation, and in her absence, Kathleen A. Chapman, Assistant Corporate Secretary, as his true and lawful
attorney-in-fact and agent with all power and authority on his behalf to sign her name on any and all registration statements,
applications for exemptive relief, documents, instruments, and/or exhibits related thereto and any and all amendments thereto
(including any and all pre- and post-effective amendments to any registration statement) on any form or forms for the purpose
of registering Annuity, Variable Annuity and Variable Life Insurance products under the Securities Act of 1933 and the
Investment Company Act of 1940, with the Securities and Exchange Commission, granting unto said attorney-in-fact and agent full
power and authority to do and perform each and every act authorized by the Power of Attorney and the undersigned does hereby
ratify and confirm all that said attorney-in-fact and agent may lawfully do or cause to be done by virtue thereof.
IN WITNESS WHEREOF, the undersigned has subscribed hereunder this
9th day of November, 2000.
/s/Brett M. Winson
Brett M. Winson
