<TABLE> <S> <C>
<PAGE>
<ARTICLE> 9
<RESTATED>
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> JUN-30-1999
<PERIOD-START> JUL-01-1998
<PERIOD-END> JUN-30-1999
<CASH> 14,671
<INT-BEARING-DEPOSITS> 2,000
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 102,606
<INVESTMENTS-CARRYING> 0
<INVESTMENTS-MARKET> 0
<LOANS> 516,048
<ALLOWANCE> 11,991
<TOTAL-ASSETS> 658,622
<DEPOSITS> 510,730
<SHORT-TERM> 0
<LIABILITIES-OTHER> 17,721
<LONG-TERM> 81,613
0
0
<COMMON> 15,175
<OTHER-SE> 33,383
<TOTAL-LIABILITIES-AND-EQUITY> 658,622
<INTEREST-LOAN> 40,616
<INTEREST-INVEST> 5,503
<INTEREST-OTHER> 0
<INTEREST-TOTAL> 46,119
<INTEREST-DEPOSIT> 20,353
<INTEREST-EXPENSE> 24,658
<INTEREST-INCOME-NET> 21,461
<LOAN-LOSSES> 12,120
<SECURITIES-GAINS> 1
<EXPENSE-OTHER> 26,415
<INCOME-PRETAX> 1,975
<INCOME-PRE-EXTRAORDINARY> 1,975
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 1,051
<EPS-BASIC> 0.25
<EPS-DILUTED> 0.24
<YIELD-ACTUAL> 8.26
<LOANS-NON> 1,045
<LOANS-PAST> 1,648
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 7,199
<CHARGE-OFFS> 8,716
<RECOVERIES> 924
<ALLOWANCE-CLOSE> 11,991<F1>
<ALLOWANCE-DOMESTIC> 11,991
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
<FN>
<F1> INCLUDES $464 DUE TO ADDITIONS FROM ACQUISITIONS.
</FN>
</TABLE>