<PAGE> PAGE 1
000 A000000 06/30/1999
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007 C010200 2
007 C020200 PRIME OBLIGATION MONEY MARKET FUND
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007 C010300 3
007 C020300 TAX-EXEMPT MONEY MARKET FUND
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007 C010500 5
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007 C020600 NEW JERSEY MUNICIPAL SECURITIES FUND
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007 C010700 7
007 C020700 INTERMEDIATE TERM GOVERNMENT SECURITIES FUND
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007 C010800 8
007 C020800 EQUITY VALUE FUND
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007 C020900 EQUITY INCOME FUND
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007 C021000 MID-CAP FUND
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<PAGE> PAGE 2
007 C021100 BALANCED FUND
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007 C021200 INTERNATIONAL GROWTH FUND
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<PAGE> PAGE 3
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<PAGE> PAGE 4
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<PAGE> PAGE 5
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<PAGE> PAGE 6
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<PAGE> PAGE 7
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<PAGE> PAGE 8
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<PAGE> PAGE 9
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<PAGE> PAGE 10
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<PAGE> PAGE 11
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<PAGE> PAGE 12
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<PAGE> PAGE 13
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<PAGE> PAGE 14
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<PAGE> PAGE 15
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<PAGE> PAGE 16
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<PAGE> PAGE 17
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<PAGE> PAGE 18
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<PAGE> PAGE 19
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<PAGE> PAGE 20
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<PAGE> PAGE 21
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<PAGE> PAGE 22
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<PAGE> PAGE 23
048 J011200 0
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<PAGE> PAGE 24
070 E021200 N
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<PAGE> PAGE 25
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<PAGE> PAGE 26
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<PAGE> PAGE 27
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<PAGE> PAGE 28
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<PAGE> PAGE 29
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<PAGE> PAGE 30
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<PAGE> PAGE 31
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<PAGE> PAGE 32
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<PAGE> PAGE 33
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<PAGE> PAGE 34
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<PAGE> PAGE 35
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<PAGE> PAGE 36
025 B002701 13-5108880
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<PAGE> PAGE 37
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<PAGE> PAGE 38
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<PAGE> PAGE 39
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<PAGE> PAGE 40
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<PAGE> PAGE 41
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<NAME> PILLAR FUNDS
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<TABLE> <S> <C>
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<NAME> PILLAR
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<NAME> EQUITY INDEX RETAIL A
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<S> <C>
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<TABLE> <S> <C>
<ARTICLE> 6
<CIK> 0000882303
<NAME> PILLAR
<SERIES>
<NUMBER> 282
<NAME> EQUITY INDEX RETAIL B
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<S> <C>
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</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<CIK> 0000882303
<NAME> PILLAR
<SERIES>
<NUMBER> 290
<NAME> HIGH YIELD BOND INSTITUTIONAL
<MULTIPLIER> 1,000
<S> <C>
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</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<CIK> 0000882303
<NAME> PILLAR
<SERIES>
<NUMBER> 291
<NAME> HIGH YIELD BOND RETAIL A
<MULTIPLIER> 1,000
<S> <C>
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</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<CIK> 0000882303
<NAME> PILLAR
<SERIES>
<NUMBER> 292
<NAME> HIGH YIELD BOND RETAIL B
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<S> <C>
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