UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 13F
FORM 13F COVER PAGE
REPORT FOR THE CALENDAR YEAR OR QUARTER ENDED: 6/30/99
CHECK HERE IF AMENDMENT ( ); AMENDMENT NUMBER:
THIS AMENDMENT (CHECK ONLY ONE.): ( ) IS A RESTATEMENT.
( ) ADDS NEW HOLDINGS ENTRIES
INSTITUTIONAL INVESTMENT MANAGER FILING THIS REPORT:
NAME: North Carolina Trust
ADDRESS: 301 North Elm St
PO Box 1108
Greensboro, NC 27401
THE INSTITUTIONAL INVESTMENT MANAGER FILING THIS REPORT AND THE
PERSON BY WHOM IT IS SIGNED HEREBY REPRESENT THAT THE PERSON
SIGNING THE REPORT IS AUTHORIZED TO SUBMIT IT, THAT ALL
INFORMATION CONTAINED HEREIN IS TRUE, CORRECT AND COMPLETE, AND
THAT IT IS UNDERSTOOD THAT ALL REQUIRED ITEMS, STATEMENTS
SCHEDULES, LISTS, AND TABLES, ARE CONSIDERED INTEGRAL PARTS OF
THIS FORM.
PERSON SIGNING THIS REPORT ON BEHALF OF REPORTING MANAGER:
NAME: Ellen Ingold
TITLE: Accountant
PHONE: (336)271-6008
SIGNATURE,PLACE,AND DATE OF SIGNING:
Ellen Ingold Greensboro, NC 7/3/99
REPORT TYPE (CHECK ONLY ONE.):
( X) 13F HOLDINGS REPORT
( ) 13F NOTICE
( ) 13F COMBINATION REPORT
LIST OF OTHER MANAGERS REPORTING FOR THIS MANAGER:
NONE
I AM SIGNING THIS REPORT AS REQUIRED BY THE SECURITIES EXCHANGE ACT OF 1934.
<PAGE>
FORM 13F SUMMARY PAGE
REPORT SUMMARY:
NUMBER OF OTHER INCLUDED MANAGERS: 0
FORM 13F INFORMATION TABLE ENTRY TOTAL: 206
FORM 13F INFORMATION TABLE VALUE TOTAL: $822,675
<PAGE>
<TABLE> <C> <C>
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
- ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
ABBOTT LABS COMMON STOCK 002824100 11872 261647 SH SOLE 261497 0 150
ABBOTT LABS COMMON STOCK 002824100 27 600 SH OTHER 600 0 0
AEGON N V COMMON STOCK 007924103 452 6116 SH SOLE 6116 0 0
AIRTOUCH COMMUNICATIONS, INC. COMMON STOCK 00949T100 328 3045 SH SOLE 3045 0 0
ALBEMARLE CORP COMMON STOCK 012653101 269 11625 SH SOLE 1075 0 10550
ALLEGHENY TELEDYNE CORP COMMON STOCK 017415100 515 22771 SH SOLE 22771 0 0
ALLTEL CORP COMMON STOCK 020039103 761 10647 SH SOLE 10647 0 0
ALLTEL CORP COMMON STOCK 020039103 2 24 SH OTHER 24 0 0
AMERICAN EXPRESS COMMON STOCK 025816109 10815 83115 SH SOLE 83065 0 50
AMERICAN HOME PRODUCTS CORP. COMMON STOCK 026609107 4596 80109 SH SOLE 79309 0 800
AMERICAN INTERNATIONAL GROUP COMMON STOCK 026874107 14485 123543 SH SOLE 123493 0 50
AMERICAN STORES CO COMMON STOCK 030096101 242 7350 SH SOLE 6750 0 600
AMERITECH CORP COMMON STOCK 030954101 14162 192676 SH SOLE 188973 0 3703
ANHEUSER-BUSCH COMPANIES COMMON STOCK 035229103 10491 147890 SH SOLE 147740 0 150
ARMSTRONG WORLD IND. INC. COMMON STOCK 042476101 1076 18619 SH SOLE 18619 0 0
AT & T CORP LIBERTY MEDIA GROU COMMON STOCK 001957208 9024 245562 SH SOLE 245562 0 0
AT&T CORP COMMON STOCK 001957109 49106 879836 SH SOLE 876734 0 3102
AT&T CORP COMMON STOCK 001957109 29 525 SH OTHER 0 0 525
ATLANTIC RICHFIELD CORP. COMMON STOCK 048825103 242 2900 SH SOLE 2700 0 200
AUTOMATIC DATA PROCESS COM COMMON STOCK 053015103 370 8400 SH SOLE 8400 0 0
BANC ONE CORP (NEW) COMMON STOCK 06423A103 9164 153853 SH SOLE 153753 0 100
BANK AMER CORP COM COMMON STOCK 060505104 15036 205088 SH SOLE 202121 0 2967
BANK AMER CORP COM COMMON STOCK 060505104 2237 30518 SH OTHER 2695 0 27823
BAXTER INTERNATIONAL INC COMMON STOCK 071813109 8185 135008 SH SOLE 134858 0 150
BB&T CORP COMMON STOCK 054937107 5863 159805 SH SOLE 159805 0 0
BELL ATLANTIC CORPORATION COMMON STOCK 077853109 11917 182294 SH SOLE 182194 0 100
BELLSOUTH CORPORATION COMMON STOCK 079860102 2446 53028 SH SOLE 48528 0 4500
BELLSOUTH CORPORATION COMMON STOCK 079860102 81 1758 SH OTHER 558 0 1200
BEMIS COMPANY COMMON STOCK 081437105 304 7655 SH SOLE 7655 0 0
BERKSHIRE HATHAWAY INC CL A COMMON STOCK 084670108 277 4 SH SOLE 1 0 3
BESTFOODS COMMON STOCK 08658U101 9191 185678 SH SOLE 185528 0 150
BLOCK (H. & R.) INC. COMMON STOCK 093671105 7829 156572 SH SOLE 156472 0 100
BMC SOFTWARE INC COMMON STOCK 055921100 211 3900 SH SOLE 3900 0 0
BRISTOL MYERS SQUIBB COMPANY COMMON STOCK 110122108 12167 172733 SH SOLE 166763 0 5970
BRISTOL MYERS SQUIBB COMPANY COMMON STOCK 110122108 7 100 SH OTHER 100 0 0
BROWNING-FERRIS INDS INC COMMON STOCK 115885105 206 4800 SH SOLE 3600 0 1200
BURLINGTON INDUSTRIES INC NEW COMMON STOCK 121693105 1658 179272 SH SOLE 179272 0 0
CAMPBELL SOUP COMMON STOCK 134429109 725 15625 SH SOLE 15625 0 0
CARAUSTAR INDS INC COMMON STOCK 140909102 21339 864349 SH SOLE 864349 0 0
CARNIVAL CORP CLASS A COMMON STOCK 143658102 255 5250 SH SOLE 5250 0 0
CAROLINA POWER & LIGHT COMMON STOCK 144141108 1229 28714 SH SOLE 28278 0 436
CCB FINANCIAL COMMON STOCK 124875105 4697 88823 SH SOLE 88823 0 0
CENTURA BANKS INC COMMON STOCK 15640T100 618 10970 SH SOLE 10970 0 0
CHASE MANHATTAN CORP NEW COMMON STOCK 16161A108 7996 92444 SH SOLE 92394 0 50
CHASE MANHATTAN CORP NEW COMMON STOCK 16161A108 49 572 SH OTHER 572 0 0
CHEVRON CORPORATION COMMON STOCK 166751107 8931 93945 SH SOLE 93095 0 850
CINCINNATI BELL, INC. COMMON STOCK 171870108 186 7473 SH SOLE 7473 0 0
CINCINNATI BELL, INC. COMMON STOCK 171870108 44 1758 SH OTHER 0 0 1758
CISCO SYS INC COMMON STOCK 17275R102 12749 197846 SH SOLE 197746 0 100
CISCO SYS INC COMMON STOCK 17275R102 39 600 SH OTHER 600 0 0
CITIGROUP INC. COMMON STOCK 172967101 10282 216473 SH SOLE 216360 0 113
CITIGROUP INC. COMMON STOCK 172967101 18 375 SH OTHER 375 0 0
CLOROX CO COMMON STOCK 189054109 491 4600 SH SOLE 4600 0 0
COASTAL CORP COMMON STOCK 190441105 11017 273722 SH SOLE 263522 0 10200
COCA COLA COMPANY COMMON STOCK 191216100 4157 67044 SH SOLE 67044 0 0
COLGATE-PALMOLIVE COMPANY COMMON STOCK 194162103 661 6715 SH SOLE 6715 0 0
COLTEC INDS INC COMMON STOCK 196879100 513 23664 SH SOLE 23664 0 0
COMPAQ COMPUTER CORP COMMON STOCK 204493100 8611 363540 SH SOLE 363340 0 200
DANA CORP COMMON STOCK 235811106 316 6870 SH SOLE 6870 0 0
DIMON INC COMMON STOCK 254394109 2317 446696 SH SOLE 446696 0 0
DOLE FOOD CO. COMMON STOCK 256605106 6529 222270 SH SOLE 222070 0 200
DOMINION RESOURCES INC. COMMON STOCK 257470104 445 10271 SH SOLE 9671 0 600
DOVER CORPORATION COMMON STOCK 260003108 9715 277558 SH SOLE 277458 0 100
DU PONT (E.I.) DE NEMOURS & CO COMMON STOCK 263534109 8014 117318 SH SOLE 117243 0 75
DUKE ENERGY CORPORATION COMMON STOCK 264399106 12898 236926 SH SOLE 234861 0 2065
DUKE ENERGY CORPORATION COMMON STOCK 264399106 58 1068 SH OTHER 0 0 1068
EASTMAN KODAK COMMON STOCK 277461109 283 4170 SH SOLE 4095 0 75
EMERSON ELEC CO COMMON STOCK 291011104 491 7796 SH SOLE 7796 0 0
ENRON CORP COMMON STOCK 293561106 356 4350 SH SOLE 4350 0 0
ENRON CORP COMMON STOCK 293561106 65 800 SH OTHER 0 0 800
ETHYL CORPORATION COMMON STOCK 297659104 181 30169 SH SOLE 0 0 30169
EXXON CORPORATION COMMON STOCK 302290101 14018 181752 SH SOLE 163740 0 18012
FDX CORP COMMON STOCK 31304N107 250 4600 SH SOLE 4600 0 0
FEDERAL NATL MTG ASSN COMMON STOCK 313586109 17138 251111 SH SOLE 249086 0 2025
FEDERATED DEPT STORES COMMON STOCK 31410H101 10494 198236 SH SOLE 198136 0 100
FIRST DATA CORP COMMON STOCK 319963104 13156 268839 SH SOLE 268739 0 100
FIRST UNION CORPORATION COMMON STOCK 337358105 14271 302837 SH SOLE 299137 0 3700
FIRST UNION CORPORATION COMMON STOCK 337358105 9 200 SH OTHER 0 0 200
FLOWER INDS INC COMMON STOCK 343496105 2668 123010 SH SOLE 123010 0 0
FOOD LION, INC-CLASS A COMMON STOCK 344775200 1551 130649 SH SOLE 130649 0 0
FOOD LION, INC-CLASS B COMMON STOCK 344775101 558 48300 SH SOLE 48300 0 0
FORD MOTOR COMPANY COMMON STOCK 345370100 9491 168166 SH SOLE 168016 0 150
FORT JAMES CORP COMMON STOCK 347471104 400 10550 SH SOLE 1650 0 8900
FORTUNE BRANDS COMMON STOCK 349631101 335 8100 SH SOLE 8100 0 0
FPL GROUP, INC COMMON STOCK 302571104 11352 207817 SH SOLE 205242 0 2575
GENERAL ELECTRIC COMPANY COMMON STOCK 369604103 5505 48717 SH SOLE 41756 0 6961
GENERAL ELECTRIC COMPANY COMMON STOCK 369604103 102 900 SH OTHER 0 0 900
GILLETTE COMPANY COMMON STOCK 375766102 437 10650 SH SOLE 10650 0 0
GTE CORPORATION COMMON STOCK 362320103 7338 97192 SH SOLE 93852 0 3340
GUILFORD MILLS, INC. COMMON STOCK 401794102 17996 1734583 SH SOLE 1299973 0 434610
HALLIBURTON COMPANY COMMON STOCK 406216101 523 11563 SH SOLE 11563 0 0
HARRIS CORP COMMON STOCK 413875105 212 5400 SH SOLE 5000 0 400
HEILIG MEYERS CO COMMON STOCK 422893107 97 14200 SH SOLE 14200 0 0
HEINZ (H.J.) COMPANY COMMON STOCK 423074103 241 4815 SH SOLE 4815 0 0
HEWLETT PACKARD COMMON STOCK 428236103 652 6490 SH SOLE 6490 0 0
HOME DEPOT COMMON STOCK 437076102 315 4888 SH SOLE 4888 0 0
HUNTINGTON BANCSHARES INC COMMON STOCK 446150104 404 11550 SH SOLE 11550 0 0
ILLINOIS TOOL WKS INC COMMON STOCK 452308109 13186 161295 SH SOLE 161145 0 150
ILLINOIS TOOL WKS INC COMMON STOCK 452308109 8 100 SH OTHER 100 0 0
INTEL CORP COMMON STOCK 458140100 9719 163339 SH SOLE 163214 0 125
INTERNAT'L BUSINESS MACHINES C COMMON STOCK 459200101 2579 19952 SH SOLE 13152 0 6800
INTERNAT'L BUSINESS MACHINES C COMMON STOCK 459200101 78 600 SH OTHER 600 0 0
INTERNATIONAL PAPER COMPANY COMMON STOCK 460146103 202 4010 SH SOLE 4010 0 0
JDN RLTY CORP COMMON STOCK 465917102 2743 122612 SH SOLE 122012 0 600
JEFFERSON-PILOT CORPORATION COMMON STOCK 475070108 6887 104052 SH SOLE 97833 0 6219
JOHNSON & JOHNSON COMPANY COMMON STOCK 478160104 10678 108959 SH SOLE 108684 0 275
KIMBERLY CLARK CORP COMMON STOCK 494368103 10915 191497 SH SOLE 191397 0 100
L-3 COMMUNICATIONS HLDGS INC COMMON STOCK 502424104 1456 30130 SH SOLE 30130 0 0
LABORATORY CORP AMER HOLDINGS COMMON STOCK 50540R102 280 97500 SH SOLE 97500 0 0
LG & E ENERGY CORP COMMON STOCK 501917108 211 10036 SH SOLE 10036 0 0
LILLY (ELI) & COMPANY COMMON STOCK 532457108 283 3950 SH SOLE 3950 0 0
LOWES COMPANIES CORPORATION COMMON STOCK 548661107 1946 34335 SH SOLE 34335 0 0
LUCENT TECHNOLOGIES INC COMMON STOCK 549463107 1849 27412 SH SOLE 27412 0 0
LUCENT TECHNOLOGIES INC COMMON STOCK 549463107 41 604 SH OTHER 604 0 0
MARTIN MARIETTA MATLS INC COMMON STOCK 573284106 848 14379 SH SOLE 14379 0 0
MCDONALDS CORP COMMON STOCK 580135101 9459 229995 SH SOLE 229170 0 825
MCDONALDS CORP COMMON STOCK 580135101 8 200 SH OTHER 0 0 200
MCI WORLDCOM INC COMMON STOCK 55268B106 9819 114096 SH SOLE 113996 0 100
MEDIAONE GROUP INC. COMMON STOCK 58440J104 874 11753 SH SOLE 11753 0 0
MEDTRONIC INC COMMON STOCK 585055106 9232 118555 SH SOLE 118430 0 125
MEDTRONIC INC COMMON STOCK 585055106 23 300 SH OTHER 300 0 0
MERCK & CO. INC. COMMON STOCK 589331107 7146 97058 SH SOLE 97058 0 0
MERCK & CO. INC. COMMON STOCK 589331107 40 542 SH OTHER 0 0 542
MICROSOFT CORP. COMMON STOCK 594918104 714 7915 SH SOLE 7915 0 0
MINNESOTA MINING MANUFACTURING COMMON STOCK 604059105 569 6542 SH SOLE 6192 0 350
MOBIL CORP COMMON STOCK 607059102 18479 187133 SH SOLE 184658 0 2475
MOBIL CORP COMMON STOCK 607059102 125 1266 SH OTHER 0 0 1266
MOTOROLA CORP COMMON STOCK 620076109 261 2754 SH SOLE 2754 0 0
MYLAN LABS INC COMMON STOCK 628530107 6630 250177 SH SOLE 249877 0 300
MYLAN LABS INC COMMON STOCK 628530107 13 500 SH OTHER 500 0 0
NATIONAL CITY CORP COMMON STOCK 635405103 5826 88942 SH SOLE 87192 0 1750
NL INDS INC COMMON STOCK 629156407 120 10802 SH SOLE 10802 0 0
NORFOLK SOUTHERN COMMON STOCK 655844108 560 18574 SH SOLE 17974 0 600
PACIFIC CAPITAL BANCORP, INC. COMMON STOCK 69404P101 280 8892 SH SOLE 8892 0 0
PENNY J C COMMON STOCK 708160106 288 5940 SH SOLE 5940 0 0
PEPSICO COMMON STOCK 713448108 13495 348814 SH SOLE 348564 0 250
PERSONNEL GROUP AMER INC COMMON STOCK 715338109 195 19500 SH SOLE 19500 0 0
PFIZER INC COMMON STOCK 717081103 3157 28966 SH SOLE 28166 0 800
PHILIP MORRIS COS INC COMMON STOCK 718154107 1757 43725 SH SOLE 43275 0 450
PHILIP MORRIS COS INC COMMON STOCK 718154107 6 150 SH OTHER 0 0 150
PINNACLE WEST CORP COMMON STOCK 723484101 691 17170 SH SOLE 17170 0 0
PITNEY BOWES INC COMMON STOCK 724479100 9560 148790 SH SOLE 148690 0 100
PPG INDUSTRIES COMMON STOCK 693506107 661 11192 SH SOLE 10792 0 400
PRAXAIR INC COMMON STOCK 74005P104 13535 276581 SH SOLE 276081 0 500
PROCTER & GAMBLE COMPANY COMMON STOCK 742718109 1078 12079 SH SOLE 10279 0 1800
PROCTER & GAMBLE COMPANY COMMON STOCK 742718109 9 100 SH OTHER 0 0 100
PROVIDENT COMPANIES COMMON STOCK 743862104 9911 247766 SH SOLE 247566 0 200
PROVIDIAN FINL CORP COMMON STOCK 74406A102 1069 11467 SH SOLE 11467 0 0
RALSTON PURINA CO COM-RALS PUR COMMON STOCK 751277302 3944 129574 SH SOLE 129274 0 300
REGIONS FINL CORP COMMON STOCK 758940100 630 16396 SH SOLE 16396 0 0
RELIANT ENERGY INC COMMON STOCK 75952J108 6106 221031 SH SOLE 220831 0 200
RFS HOTEL INVESTORS COMMON STOCK 74955J108 215 17150 SH SOLE 17150 0 0
SBC COMMUNICATIONS INC. COMMON STOCK 78387G103 2049 35331 SH SOLE 33599 0 1732
SBC COMMUNICATIONS INC. COMMON STOCK 78387G103 68 1176 SH OTHER 176 0 1000
SCHERING-PLOUGH CORP COMMON STOCK 806605101 1244 23700 SH SOLE 23700 0 0
SCHLUMBERGER LTD. COMMON STOCK 806857108 8077 126816 SH SOLE 126741 0 75
SCHLUMBERGER LTD. COMMON STOCK 806857108 32 500 SH OTHER 0 0 500
SEARS ROEBUCK & COMPANY COMMON STOCK 812387108 6250 140262 SH SOLE 138987 0 1275
SOUTH STR FINL CORP COMMON STOCK 840468102 86 12000 SH SOLE 12000 0 0
SOUTHERN COMPANY COMMON STOCK 842587107 5498 207475 SH SOLE 207275 0 200
SOUTHWEST AIRLINES COMMON STOCK 844741108 355 11397 SH SOLE 11397 0 0
SPRINT CORP COMMON STOCK 852061100 4157 78436 SH SOLE 70596 0 7840
SPRINT CORP COMMON STOCK 852061100 21 400 SH OTHER 0 0 400
SPRINT CORP PCS COMMON STOCK 852061506 993 17421 SH SOLE 17358 0 63
SPRINT CORP PCS COMMON STOCK 852061506 6 100 SH OTHER 100 0 0
STEELCASE INC COMMON STOCK 858155203 380 19000 SH SOLE 19000 0 0
SUMMIT PPTYS INC COMMON STOCK 866239106 988 50000 SH SOLE 50000 0 0
SUN MICROSYSTEMS COMMON STOCK 866810104 11028 160114 SH SOLE 160014 0 100
SUNTRUST BANKS COMMON STOCK 867914103 918 13215 SH SOLE 13215 0 0
SYSCO CORP COMMON STOCK 871829107 274 9200 SH SOLE 9200 0 0
TELLABS INC COMMON STOCK 879664100 374 5538 SH SOLE 5538 0 0
TEXACO, INC. COMMON STOCK 881694103 419 6719 SH SOLE 5919 0 800
TIME WARNER INC COMMON STOCK 887315109 8926 122910 SH SOLE 122810 0 100
TIME WARNER INC COMMON STOCK 887315109 15 200 SH OTHER 0 0 200
TJX COMPANIES INC COMMON STOCK 872540109 11020 330810 SH SOLE 330610 0 200
TRAVELERS PROPERTY & CASUALTY COMMON STOCK 893939108 5921 151335 SH SOLE 151235 0 100
TREDEGAR CORP INC COMMON STOCK 894650100 522 23200 SH SOLE 2200 0 21000
TRIANGLE BANCORP INC. COMMON STOCK 895835106 2266 133763 SH SOLE 114179 0 19584
TRIANGLE PHARMACEUTICALS INC COMMON STOCK 89589H104 720 40000 SH SOLE 40000 0 0
UNIFI, INC. COMMON STOCK 904677101 5515 259530 SH SOLE 259530 0 0
UNITED HEALTHCARE COMMON STOCK 910581107 355 5663 SH SOLE 5663 0 0
UNITED TECHNOLOGIES CORPORATIO COMMON STOCK 913017109 1153 16014 SH SOLE 12614 0 3400
UNITRIN INC COMMON STOCK 913275103 962 23460 SH SOLE 23460 0 0
UNOCAL CORP COMMON STOCK 915289102 4140 104468 SH SOLE 104368 0 100
USX-MARATHON GROUP COMMON STOCK 902905827 423 13000 SH SOLE 13000 0 0
V.F. CORPORATION COMMON STOCK 918204108 9072 212202 SH SOLE 210602 0 1600
V.F. CORPORATION COMMON STOCK 918204108 4 100 SH OTHER 0 0 100
VALSPAR CORP COMMON STOCK 920355104 1748 46002 SH SOLE 46002 0 0
WACHOVIA CORPORATION COMMON STOCK 929771103 4094 47843 SH SOLE 47843 0 0
WAL-MART COMMON STOCK 931142103 1332 27596 SH SOLE 27596 0 0
WALT DISNEY COMMON STOCK 254687106 556 18050 SH SOLE 18050 0 0
WARNER-LAMBERT COMMON STOCK 934488107 1467 21216 SH SOLE 21216 0 0
WASTE MANAGEMENT INC. COMMON STOCK 94106L109 14328 266570 SH SOLE 266420 0 150
WASTE MANAGEMENT INC. COMMON STOCK 94106L109 19 362 SH OTHER 362 0 0
WILLIAMS COMPANIES COMMON STOCK 969457100 4230 99372 SH SOLE 99372 0 0
XEROX CORPORATION COMMON STOCK 984121103 12738 215663 SH SOLE 210663 0 5000
XEROX CORPORATION COMMON STOCK 984121103 47 800 SH OTHER 0 0 800
ADR BP AMOCO PLC ADR COMMON STOCK 055622104 1081 9960 SH SOLE 9960 0 0
ADR BP AMOCO PLC ADR COMMON STOCK 055622104 115 1059 SH OTHER 1059 0 0
CINAR FILMS, INC. COMMON STOCK 171905300 1049 42800 SH SOLE 42800 0 0
GLAXO WELLCOME PLC SPONSORED A COMMON STOCK 37733W105 262 4619 SH SOLE 4619 0 0
ROYAL DUTCH PETROLEUM CO COMMON STOCK 780257804 2961 49151 SH SOLE 47651 0 1500
ROYAL DUTCH PETROLEUM CO COMMON STOCK 780257804 12 200 SH OTHER 0 0 200
NUVEEN INSD FLA PREM INCOME MU OTHER 67101V108 211 14516 SH SOLE N.A. N.A. N.A.
NUVEEN MUNI VALUE FUND INC OTHER 670928100 236 25652 SH SOLE N.A. N.A. N.A.
HANCOCK JOHN BK & THRIFT OPPOR OTHER 409735107 133 14000 SH SOLE N.A. N.A. N.A.
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