<PAGE>
Exhibit 20.6
Page 1 of 3
Navistar Financial 2000 - A Owner Trust
For the Month of September 2000
Distribution Date of October 16, 2000
Servicer Certificate #8
<TABLE>
<S> <C>
Original Pool Amount $380,843,908.73
Subsequent Receivables (transferred 3/13/00) $74,413,256.03
Subsequent Receivables (transferred 3/20/00) $19,742,835.24
Beginning Pool Balance $405,255,303.51
Beginning Pool Factor 0.8531691
Principal and Interest Collections:
Principal Collected (Incl. Servicer Advance Repay) $8,836,075.28
Interest Collected $3,209,238.39
Additional Deposits:
Repurchase Amounts $0.00
Liquidation Proceeds / Recoveries $329,839.91
Total Additional Deposits $329,839.91
Repos / Chargeoffs $739,288.02
Aggregate Number of Notes Charged Off 82
Total Available Funds $12,375,153.58
Ending Pool Balance $395,679,940.21
Ending Pool Factor 0.8330104
Servicing Fee $337,712.75
Repayment of Servicer Advances $0.00
Reserve Account:
Beginning Balance (see Memo Item) $21,464,364.73
Target Percentage 5.25%
Target Balance $20,773,196.86
Minimum Balance $9,105,143.30
(Release) / Deposit ($691,167.87)
Ending Balance $20,773,196.86
Current Weighted Average APR: 9.289%
Current Weighted Average Remaining Term (months): 46.93
<CAPTION>
Delinquencies Dollars Notes
<S> <C> <C> <C>
Installments: 1 - 30 days $2,125,378.56 2,075
31 - 60 days $559,331.63 499
60+ days $140,731.72 68
Total: $2,825,441.91 2,082
Balances: 60+ days $4,073,472.59 68
Memo Item - Reserve Account
Prior Month $21,275,903.43
+ 3/13 Transfer $120,197.88
+ Invest. Income $68,263.42
+ Excess Serv. $0.00
Transfer (to) / from Collections Account $21,464,364.73
</TABLE>
<PAGE>
Exhibit 20.6
Page 2 of 3
Navistar Financial 2000 - A Owner Trust
For the Month of September 2000
<TABLE>
<CAPTION>
NOTES
TOTAL CLASS A - 1 CLASS A - 2 CLASS A - 3 CLASS A - 4 CLASS B NOTES
<S> <C> <C> <C> <C> <C> <C>
$475,000,000.00 $84,000,000.00 $142,000,000.00 $110,000,000.00 $121,187,500.00 $17,812,500.00
Original Pool Amount
Distributions:
Distribution Percentages 100.00% 0.00% 0.00% 0.00% 0.00%
Coupon 6.0800% 6.8200% 7.2000% 7.3400% 7.4700%
Beginning Pool Balance $405,255,303.51
Ending Pool Balance $395,679,940.21
Collected Principal $8,836,075.28
Collected Interest $3,209,238.39
Charge - Offs $739,288.02
Liquidation Proceeds/Recoveries $329,839.91
Servicing $337,712.75
Cash Transfer from Reserve Account $0.00
Total Collections Available
for Debt Service $12,037,440.83
Beginning Balance $405,255,303.51 $14,255,303.51 $142,000,000.00 $110,000,000.00 $121,187,500.00 $17,812,500.00
Interest Due $2,393,814.11 $74,634.43 $807,033.33 $660,000.00 $741,263.54 $110,882.81
Interest Paid $2,393,814.11 $74,634.43 $807,033.33 $660,000.00 $741,263.54 $110,882.81
Principal Due $9,575,363.30 $9,575,363.30 $0.00 $0.00 $0.00 $0.00
Principal Paid $9,575,363.30 $9,575,363.30 $0.00 $0.00 $0.00 $0.00
Ending Balance $395,679,940.21 $4,679,940.21 $142,000,000.00 $110,000,000.00 $121,187,500.00 $17,812,500.00
Note / Certificate Pool Factor 0.0557 1.0000 1.0000 1.0000 1.0000
(Ending Balance / Original Pool Amount)
Total Distributions $11,969,177.41 $9,649,997.73 $807,033.33 $660,000.00 $741,263.54 $110,882.81
Interest Shortfall $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Principal Shortfall $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Total Shortfall $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
(required from Reserve)
Excess Servicing $68,263.42
(see Memo Item - Reserve Account)
Beginning Reserve Acct Balance $21,464,364.73
(Release) / Draw ($691,167.87)
Ending Reserve Acct Balance $20,773,196.86
</TABLE>
<PAGE>
Exhibit 20.6
Page 3 of 3
Navistar Financial 2000 - A Owner Trust
For the Month of September 2000
Trigger Events:
A) Loss Trigger
B) Delinquency Trigger
C) Noteholders Percent Trigger
<TABLE>
<CAPTION>
5 4 3 2 1
May-00 Jun-00 Jul-00 Aug-00 Sep-00
<S> <C> <C> <C> <C> <C>
Beginning Pool Balance $448,567,681.23 $436,112,636.19 $424,904,426.91 $415,648,446.06 $405,255,303.51
A) Loss Trigger:
Principal of Contracts
Charged Off $893,882.71 $906,266.53 $538,295.53 $1,170,652.72 $739,288.02
Recoveries $105,252.96 $117,605.38 $262,196.38 $570,204.65 $329,839.91
Total Charged Off (Months 5, 4, 3) $2,338,444.77
Total Recoveries (Months 3, 2, 1) $1,162,240.94
Net Loss / (Recoveries) for 3 Mos. $1,176,203.83 (a)
Total Balance (Months 5, 4, 3) $1,309,584,744.33 (b)
Loss Ratio Annualized [(a/b) * (12)] 1.0778%
Trigger: Is Ratio > 1.5% No
Jul-00 Aug-00 Sep-00
B) Delinquency Trigger: $6,595,586.01 $4,111,490.67 $4,073,472.59
Balance delinquency 60+ days 1.55225% 0.98918% 1.00516%
As % of Beginning Pool Balance 1.15874% 1.07722% 1.18220%
Three Month Average
Trigger: Is Average > 2.0% No
C) Noteholders Percent Trigger: 4.3733%
Ending Reserve Account Balance
not less than 1% of Initial Aggregate
Receivables Balance
Trigger: Is Minimum < 1.0% No
</TABLE>
Navistar Financial Corporation
by: /s/ R. W. Cain
R. W. Cain
Vice President and Treasurer
