Exhibit
9
OPINION OF AND
CONSENT OF COUNSEL
April,
2000
C.M. Life Insurance
Company
140 Garden
Street
Hartford, CT
06154
Re: Post-Effective Amendment No. 10 to
Registration Statement
|
No. 33-45122 filed
on Form N-4
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Ladies and
Gentlemen:
This opinion is
furnished in connection with the filing of Post-Effective Amendment No. 10
to Registration Statement No. 33-45122 on Form N-4 under the Securities Act
of 1933 for C.M. Life Insurance Company’s (“CM Life”)
flexible premium variable annuity contract (the “Contract”).
Panorama Plus Separate Account issues the Contract.
As an attorney for CM
Life, I provide legal advice to CM Life in connection with the operation of
its variable products. In such role I am familiar with the Post-Effective
Amendment for the Contract. In so acting, I have made such examination of
the law and examined such records and documents as in my judgment are
necessary or appropriate to enable me to render the opinion expressed below.
I am of the following opinion:
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1.
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CM Life is a valid
and subsisting corporation, organized and operated under the laws of the
state of Connecticut and is subject to regulation by the Connecticut
Commissioner of Insurance.
|
|
2.
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Panorama Plus
Separate Account is a separate account validly established and maintained
by CM Life in accordance with Connecticut law.
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3.
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All of the
prescribed corporate procedures for the issuance of the Contract have been
followed, and all applicable state laws have been complied
with.
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I hereby consent to
the use of this opinion as an exhibit to this Post-Effective
Amendment.
