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<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE FORM
10-Q AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-END> JUN-20-2000
<CASH> 11,928
<INT-BEARING-DEPOSITS> 26,687
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 782
<INVESTMENTS-HELD-FOR-SALE> 0
<INVESTMENTS-CARRYING> 0
<INVESTMENTS-MARKET> 0
<LOANS> 276,089
<ALLOWANCE> 1,563
<TOTAL-ASSETS> 391,679
<DEPOSITS> 313,403
<SHORT-TERM> 14,992
<LIABILITIES-OTHER> 12,662
<LONG-TERM> 30,616
0
3
<COMMON> 20
<OTHER-SE> 19,983
<TOTAL-LIABILITIES-AND-EQUITY> 391,679
<INTEREST-LOAN> 11,484
<INTEREST-INVEST> 1,710
<INTEREST-OTHER> 1,090
<INTEREST-TOTAL> 14,284
<INTEREST-DEPOSIT> 8,329
<INTEREST-EXPENSE> 10,219
<INTEREST-INCOME-NET> 4,045
<LOAN-LOSSES> 120
<SECURITIES-GAINS> 174
<EXPENSE-OTHER> 3,945
<INCOME-PRETAX> 1,088
<INCOME-PRE-EXTRAORDINARY> 1,088
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 881
<EPS-BASIC> 44
<EPS-DILUTED> 41
<YIELD-ACTUAL> 0<F1>
<LOANS-NON> 8,020
<LOANS-PAST> 0
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 1,551
<CHARGE-OFFS> 108
<RECOVERIES> 0
<ALLOWANCE-CLOSE> 1,563<F1>
<ALLOWANCE-DOMESTIC> 1,563<F1>
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
<FN>
<F1>THIS INFORMATION IS NOT DISCLOSED IN THE FORM 10-Q.
</FN>
</TABLE>
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