SCHULER HOMES INC
SC 13D, EX-2, 2000-09-22
OPERATIVE BUILDERS
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                                                                       EXHIBIT 2

                             JOINT FILING AGREEMENT
                            PURSUANT TO RULE 13D-1(K)

                  James K. Schuler, the James and Patricia Schuler Foundation,
         the James K. Schuler Revocable Living Trust and the James K. Schuler
         1998 Qualified Annuity Trust acknowledge and agree that the foregoing
         statement on Schedule 13D is filed on behalf of each of the undersigned
         and that all subsequent amendments to this statement shall be filed on
         behalf of each of the undersigned without the necessity of filing
         additional joint filing agreements. The undersigned acknowledge that
         each shall be responsible for the timely filing of such amendments, and
         for the completeness and accuracy of the information concerning it
         contained therein, but shall not be responsible for the completeness
         and accuracy of the information concerning others, except to the extent
         that it knows or has reason to believe that such information is
         inaccurate.

                  This Agreement may be executed in counterparts and each of
         such counterparts taken together shall constitute one and the same
         instrument.

         Dated:  September 22, 2000

                                        By:  /s/  JAMES K. SCHULER
                                           -----------------------------------
                                             James K. Schuler

                                        THE JAMES AND PATRICIA SCHULER
                                        FOUNDATION

                                        By:  /s/  JAMES K. SCHULER
                                           -----------------------------------
                                             James K. Schuler, Chairman

                                        THE JAMES K. SCHULER REVOCABLE
                                        LIVING TRUST U/T/A DTD. 11/25/80

                                        By:  /s/  JAMES K. SCHULER
                                           -----------------------------------
                                             James K. Schuler, as sole Trustee


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                                        THE JAMES K. SCHULER 1998 QUALIFIED
                                        ANNUITY TRUST U/T/A DTD. 10/1/98

                                        By:  /s/  JAMES K. SCHULER
                                           -----------------------------------
                                             James K. Schuler, as sole Trustee


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