UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C.
FORM 13-F
FORM 13-F COVER PAGE
Report for the Calendar Year or Quarter Ended: March 31, 2000
Check here if Amendment [ ] Amendment Number:
This Amendment ( Check only one.) : [ ] is a restatement
[ ] add new holdings entries.
Institutional Investment Manager Filing this Report:
Name: Fulton Bank
Address: One Penn Square
Lancaster, Pa. 17062
13F File Number: 28-3045
The institutional investment manager filing this report and the
person by whom it is signed hereby represent that the person
signing the report is authorized to submit it, that all
information contained herein is true, correct and complete, and
that it is understood that all required items, statements,
Schedules, lists, and tables are considered integral parts of
this form.
Person Signing this Report on Behalf of Reporting Manager:
Name: Dennis E Patrick
Title: Vice President
Phone: 717 2912541
Signature, Place, and Date of Signing:
Dennis E Patrick Lancaster, Pa. 17602 April 30, 2000
Report Type (Check only one.)
[x] 13F HOLDINGS REPORT
[ ] 13F NOTICE
[ ] 13F COMBINATION REPORT
List of Other Managers Reporting for this Manager:
I am signing this report as required by the Securities Exchange
Act of 1934.
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FORM 13F SUMMARY PAGE
Report Summary:
Number of Other included Managers: 0
Form 13F Information Table Entry Total: 359
Form 13f Information Table Value Total: $360,166
List of Other Included Managers:
No. 13F File Number Name
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<TABLE> <C> <C>
FULTON BANK TRUST DEPARTMENT SECURITIES AND EXCHANGE COMMISSION FORM 13-F 04/10/00 PAGE 1
MANAGER (FB ) AS OF 03/31/00
- - - - - COLUMN 1 AND 2 - - - - - - COLUMN 3 - COLUMN 4 - - -COLUMN 5 - - - - COLUMN 6- - COLUMN 7- - - - - - COLUMN 8- - - - -
INVESTMENT
MARKET DISCRETION VOTING AUTHORITY
VALUE SHS OR SH/ PUT/ SOLE SHR OTHER SOLE SHARED NONE
ISSUER AND TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL (A) (B) (C) MANAGERS (A) (B) (C)
GLOBAL CROSSING LTD G3921A100 2,625 64,131 SH X 64,131
COM
GLOBAL CROSSING LTD G3921A100 209 5,100 SH X X 4,800 300
COM
TRANSOCEAN SEDCO FOREX INC G90078109 1,025 19,971 SH X 19,595 376
COM
TRANSOCEAN SEDCO FOREX INC G90078109 144 2,808 SH X X 2,808
COM
AT&T 001957109 1,965 34,898 SH X 34,898
AT&T 001957109 511 9,081 SH X X 8,764 100 217
ABBOTT LAB COM 002824100 134 3,800 SH X 3,800
ABBOTT LAB COM 002824100 320 9,100 SH X X 9,100
AIRBORNE FGHT CORP COM 009266107 322 13,400 SH X 11,400 2,000
ALBERTSONS INC COM 013104104 1,394 45,149 SH X 44,549 600
ALBERTSONS INC COM 013104104 167 5,415 SH X X 5,315 100
ALCOA INC COM 013817101 209 2,968 SH X 968 2,000
ALCOA INC COM 013817101 70 1,000 SH X X 1,000
ALLIED IRISH BKS P L C 019228402 2,243 116,162 SH X 116,162
ALLIED IRISH BKS P L C 019228402 2,423 125,450 SH X X 125,450
ALLSTATE CORP COM 020002101 987 41,436 SH X 37,936 3,500
ALLSTATE CORP COM 020002101 57 2,374 SH X X 2,374
ALLTEL CORP COM 020039103 564 8,950 SH X 6,400 2,550
ALLTEL CORP COM 020039103 115 1,823 SH X X 1,823
ALTERA CORP 021441100 252 2,827 SH X 2,827
COM
AMERICA ONLINE INC DEL COM 02364J104 1,730 25,650 SH X 23,050 2,600
AMERICA ONLINE INC DEL COM 02364J104 420 6,230 SH X X 6,230
AMERICAN EXPRESS COMPANY COM 025816109 194 1,300 SH X 500 800
AMERICAN EXPRESS COMPANY COM 025816109 296 1,986 SH X X 1,986
AMERICAN HOME PRODUCTS CORP COM 026609107 2,789 51,884 SH X 48,084 3,800
----------
PAGE TOTAL 21,165
REPORT PTR289 1A FULTON BANK TRUST DEPARTMENT SECURITIES AND EXCHANGE COMMISSION FORM 13-F 04/10/00 PAGE 2
MANAGER (FB ) AS OF 03/31/00
- - - - - COLUMN 1 AND 2 - - - - - - COLUMN 3 - COLUMN 4 - - -COLUMN 5 - - - - COLUMN 6- - COLUMN 7- - - - - - COLUMN 8- - - - -
INVESTMENT
MARKET DISCRETION VOTING AUTHORITY
VALUE SHS OR SH/ PUT/ SOLE SHR OTHER SOLE SHARED NONE
ISSUER AND TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL (A) (B) (C) MANAGERS (A) (B) (C)
AMERICAN HOME PRODUCTS CORP COM 026609107 1,692 31,478 SH X X 30,278 1,200
AMERICAN INTL GROUP INC COM 026874107 4,233 38,655 SH X 36,378 2,277
AMERICAN INTL GROUP INC COM 026874107 681 6,218 SH X X 6,218
AMERICAN WTR WKS INC COM 030411102 1,526 64,250 SH X 62,250 2,000
AMERICAN WTR WKS INC COM 030411102 633 26,645 SH X X 18,645 8,000
AMGEN INC COM 031162100 2,708 44,124 SH X 37,524 6,600
AMGEN INC COM 031162100 910 14,820 SH X X 14,820
ANALOG DEVICES INC 032654105 375 4,656 SH X 4,656
ANALOG DEVICES INC 032654105 266 3,300 SH X X 3,300
APPLIED MATLS INC COM 038222105 512 5,430 SH X 3,430 2,000
APPLIED MATLS INC COM 038222105 47 500 SH X X 500
ARCHER DANIELS MIDLAND CO COM 039483102 77 7,430 SH X 7,430
ARCHER DANIELS MIDLAND CO COM 039483102 29 2,778 SH X X 2,778
ATLANTIC RICHFIELD COMPANY COM 048825103 1,095 12,886 SH X 12,886
ATLANTIC RICHFIELD COMPANY COM 048825103 733 8,620 SH X X 8,620
ATMEL CORP 049513104 207 4,000 SH X X 4,000
AVON PRODUCTS, INC 054303102 907 31,000 SH X 31,000
BP AMOCO P L C 055622104 415 7,800 SH X 7,800
ADR SPONSORED
BP AMOCO P L C 055622104 166 3,124 SH X X 2,804 320
ADR SPONSORED
BMC SOFTWARE INC 055921100 1,099 22,250 SH X 21,200 1,050
BMC SOFTWARE INC 055921100 5 100 SH X X 100
BANK AMER CORP 060505104 150 2,868 SH X 2,868
COM
BANK AMER CORP 060505104 54 1,029 SH X X 730 299
COM
BANK OF NEW YORK CO INC 064057102 793 19,068 SH X 15,568 3,500
BANK OF NEW YORK CO INC 064057102 195 4,700 SH X X 4,700
----------
PAGE TOTAL 19,508
REPORT PTR289 1A FULTON BANK TRUST DEPARTMENT SECURITIES AND EXCHANGE COMMISSION FORM 13-F 04/10/00 PAGE 3
MANAGER (FB ) AS OF 03/31/00
- - - - - COLUMN 1 AND 2 - - - - - - COLUMN 3 - COLUMN 4 - - -COLUMN 5 - - - - COLUMN 6- - COLUMN 7- - - - - - COLUMN 8- - - - -
INVESTMENT
MARKET DISCRETION VOTING AUTHORITY
VALUE SHS OR SH/ PUT/ SOLE SHR OTHER SOLE SHARED NONE
ISSUER AND TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL (A) (B) (C) MANAGERS (A) (B) (C)
BANK ONE CORP COM 06423A103 1,113 32,387 SH X 32,387
BANK ONE CORP COM 06423A103 321 9,334 SH X X 9,334
BARNES & NOBLE INC COM 067774109 309 13,200 SH X 8,050 5,150
BARNES & NOBLE INC COM 067774109 43 1,850 SH X X 1,850
BARRICK GOLD CORP COM 067901108 1,011 64,458 SH X 64,458
BAXTER INTL INC COM 071813109 571 9,104 SH X 9,104
BAXTER INTL INC COM 071813109 56 900 SH X X 900
BELL ATLANTIC COM 077853109 2,657 43,473 SH X 41,973 1,500
BELL ATLANTIC COM 077853109 1,369 22,398 SH X X 22,398
BELLSOUTH COM 079860102 2,754 58,760 SH X 58,760
BELLSOUTH COM 079860102 1,940 41,377 SH X X 41,377
BERKSHIRE HATHAWAY INC DEL CL A 084670108 572 10 SH X 10
BERKSHIRE HATHAWAY INC DEL CL A 084670108 114 2 SH X X 2
BERKSHIRE HATHAWAY INC CL B 084670207 437 240 SH X 240
BERKSHIRE HATHAWAY INC CL B 084670207 55 30 SH X X 30
BESTFOODS INC 08658U101 1,897 40,520 SH X 38,520 2,000
BESTFOODS INC 08658U101 112 2,400 SH X X 2,400
BIOGEN INC COM 090597105 360 5,148 SH X 5,148
BIOGEN INC COM 090597105 22 320 SH X X 320
BRISTOL MYERS SQUIBB CO COM 110122108 1,956 33,716 SH X 33,716
BRISTOL MYERS SQUIBB CO COM 110122108 1,434 24,716 SH X X 24,576 140
CCFNB BANCORP INC COM 124880105 639 36,500 SH X 36,500
CBRL GROUP INC 12489V106 487 48,700 SH X 48,700
CBRL GROUP INC 12489V106 5 500 SH X X 500
CNF TRANSN INC 12612W104 210 7,550 SH X 7,550
COM
----------
PAGE TOTAL 20,444
REPORT PTR289 1A FULTON BANK TRUST DEPARTMENT SECURITIES AND EXCHANGE COMMISSION FORM 13-F 04/10/00 PAGE 4
MANAGER (FB ) AS OF 03/31/00
- - - - - COLUMN 1 AND 2 - - - - - - COLUMN 3 - COLUMN 4 - - -COLUMN 5 - - - - COLUMN 6- - COLUMN 7- - - - - - COLUMN 8- - - - -
INVESTMENT
MARKET DISCRETION VOTING AUTHORITY
VALUE SHS OR SH/ PUT/ SOLE SHR OTHER SOLE SHARED NONE
ISSUER AND TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL (A) (B) (C) MANAGERS (A) (B) (C)
CVS CORP 126650100 1,948 51,865 SH X 51,865
CVS CORP 126650100 248 6,595 SH X X 6,595
CAPITAL ONE FINANCIAL CORP 14040H105 304 6,350 SH X 6,350
CARNIVAL CORP CL A 143658102 468 18,873 SH X 18,873
CHEVRON CORPORATION COM 166751107 729 7,883 SH X 5,883 2,000
CHEVRON CORPORATION COM 166751107 411 4,450 SH X X 4,320 130
CISCO SYS INC COM 17275R102 9,250 119,646 SH X 119,246 400
CISCO SYS INC COM 17275R102 1,229 15,894 SH X X 15,894
CITIGROUP INC., 172967101 3,510 58,627 SH X 58,627
CITIGROUP INC., 172967101 618 10,317 SH X X 9,950 367
CLAYTON HOMES INC COM 184190106 152 15,000 SH X 15,000
CLAYTON HOMES INC COM 184190106 26 2,600 SH X X 2,600
COCA COLA CORP COM 191216100 345 7,344 SH X 7,344
COCA COLA CORP COM 191216100 448 9,550 SH X X 9,550
COLGATE PALMOLIVE CO COM 194162103 101 1,800 SH X 1,800
COLGATE PALMOLIVE CO COM 194162103 259 4,600 SH X X 4,600
COMMUNITY BKS INC MILLERSBURG COM 203628102 581 31,853 SH X 31,853
COMPAQ COMPUTER CORP COM 204493100 1,545 57,748 SH X 56,098 1,650
COMPAQ COMPUTER CORP COM 204493100 316 11,814 SH X X 11,814
COMPUTER ASSOC INTL INC 204912109 2,112 35,675 SH X 35,475 200
COMPUTER ASSOC INTL INC 204912109 7 120 SH X X 120
COMPUTER SCIENCES CORP 205363104 71 900 SH X 900
COMPUTER SCIENCES CORP 205363104 261 3,300 SH X X 3,300
CONEXANT SYS INC 207142100 277 3,896 SH X 3,896
COM
CONEXANT SYS INC 207142100 85 1,200 SH X X 1,200
COM
----------
PAGE TOTAL 25,301
REPORT PTR289 1A FULTON BANK TRUST DEPARTMENT SECURITIES AND EXCHANGE COMMISSION FORM 13-F 04/10/00 PAGE 5
MANAGER (FB ) AS OF 03/31/00
- - - - - COLUMN 1 AND 2 - - - - - - COLUMN 3 - COLUMN 4 - - -COLUMN 5 - - - - COLUMN 6- - COLUMN 7- - - - - - COLUMN 8- - - - -
INVESTMENT
MARKET DISCRETION VOTING AUTHORITY
VALUE SHS OR SH/ PUT/ SOLE SHR OTHER SOLE SHARED NONE
ISSUER AND TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL (A) (B) (C) MANAGERS (A) (B) (C)
CORNING INC COM 219350105 114 590 SH X 590
CORNING INC COM 219350105 175 900 SH X X 900
D & E COMMUNICATIONS INC COM 232860106 374 17,500 SH X 17,500
DEERE & CO COM 244199105 177 4,650 SH X 2,650 2,000
DEERE & CO COM 244199105 90 2,375 SH X X 2,375
DELL COMPUTER CORP COM 247025109 418 7,750 SH X 7,750
DELL COMPUTER CORP COM 247025109 43 800 SH X X 800
DIEBOLD INC 253651103 143 5,200 SH X 2,700 2,500
DIEBOLD INC 253651103 133 4,850 SH X X 4,850
WALT DISNEY CO COM 254687106 4,681 113,475 SH X 108,725 4,750
WALT DISNEY CO COM 254687106 1,121 27,164 SH X X 27,164
DOCUCORP INTL INC 255911109 76 13,000 SH X X 13,000
DONNELLEY (R R) COM 257867101 211 10,100 SH X 6,100 4,000
DONNELLEY (R R) COM 257867101 79 3,760 SH X X 3,760
DOW CHEMICAL COMPANY COM 260543103 196 1,720 SH X 220 1,500
DOW CHEMICAL COMPANY COM 260543103 778 6,824 SH X X 6,824
DUPONT (EI) COM 263534109 2,612 49,339 SH X 43,499 5,840
DUPONT (EI) COM 263534109 829 15,655 SH X X 15,655
DUKE ENERGY COM 264399106 577 10,987 SH X 8,487 2,500
DUKE ENERGY COM 264399106 50 950 SH X X 950
E M C CORP MASS COM 268648102 803 6,375 SH X 5,875 500
E M C CORP MASS COM 268648102 387 3,075 SH X X 3,075
ENSCO INTL INC 26874Q100 643 17,800 SH X 17,800
ELAN PLC 284131208 689 14,500 SH X 14,500
ELAN PLC 284131208 76 1,600 SH X X 1,600
----------
PAGE TOTAL 15,475
REPORT PTR289 1A FULTON BANK TRUST DEPARTMENT SECURITIES AND EXCHANGE COMMISSION FORM 13-F 04/10/00 PAGE 6
MANAGER (FB ) AS OF 03/31/00
- - - - - COLUMN 1 AND 2 - - - - - - COLUMN 3 - COLUMN 4 - - -COLUMN 5 - - - - COLUMN 6- - COLUMN 7- - - - - - COLUMN 8- - - - -
INVESTMENT
MARKET DISCRETION VOTING AUTHORITY
VALUE SHS OR SH/ PUT/ SOLE SHR OTHER SOLE SHARED NONE
ISSUER AND TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL (A) (B) (C) MANAGERS (A) (B) (C)
ELECTRONIC ARTS COM 285512109 320 4,500 SH X 4,500
EMERSON ELECTRIC COMPANY COM 291011104 1,324 24,916 SH X 22,916 2,000
EMERSON ELECTRIC COMPANY COM 291011104 207 3,900 SH X X 3,900
ENRON CORP COM 293561106 255 3,412 SH X 3,412
ENRON CORP COM 293561106 251 3,350 SH X X 3,000 350
EQUITY OFFICE PPTYS TR 294741103 283 11,250 SH X 11,250
EQUITY RESIDENTIAL PPTYS TR 29476L107 430 10,700 SH X 10,700
ERICSSON L M TEL CO COM ADR B 294821400 3,854 41,080 SH X 41,080
ERICSSON L M TEL CO COM ADR B 294821400 413 4,400 SH X X 4,400
EXXON MOBIL CORP COM 30231G102 7,641 98,045 SH X 90,261 7,784
EXXON MOBIL CORP COM 30231G102 6,155 78,967 SH X X 77,447 1,320 200
FREDDIE MAC COM 313400301 1,886 42,673 SH X 39,473 3,200
FREDDIE MAC COM 313400301 13 300 SH X X 300
FEDERAL NATL MTG ASSOC COM 313586109 2,434 43,036 SH X 40,636 2,400
FEDERAL NATL MTG ASSOC COM 313586109 1,505 26,601 SH X X 26,426 175
FIRST DATA CORP COM 319963104 392 8,833 SH X 8,833
FIRST DATA CORP COM 319963104 190 4,275 SH X X 4,275
FIRST UNION CORP COM 337358105 2,370 63,627 SH X 63,227 400
FIRST UNION CORP COM 337358105 1,560 41,868 SH X X 29,335 12,533
FORD MOTOR COMPANY COM 345370100 236 5,130 SH X 3,130 2,000
FORD MOTOR COMPANY COM 345370100 53 1,163 SH X X 1,163
FULTON FINANCIAL CORP COM 360271100 18,487 877,710 SH X 872,015 5,695
FULTON FINANCIAL CORP COM 360271100 6,629 314,715 SH X X 270,671 34,000 10,044
GPU INC 36225X100 470 17,186 SH X 17,186
GPU INC 36225X100 33 1,200 SH X X 1,200
----------
PAGE TOTAL 57,391
REPORT PTR289 1A FULTON BANK TRUST DEPARTMENT SECURITIES AND EXCHANGE COMMISSION FORM 13-F 04/10/00 PAGE 7
MANAGER (FB ) AS OF 03/31/00
- - - - - COLUMN 1 AND 2 - - - - - - COLUMN 3 - COLUMN 4 - - -COLUMN 5 - - - - COLUMN 6- - COLUMN 7- - - - - - COLUMN 8- - - - -
INVESTMENT
MARKET DISCRETION VOTING AUTHORITY
VALUE SHS OR SH/ PUT/ SOLE SHR OTHER SOLE SHARED NONE
ISSUER AND TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL (A) (B) (C) MANAGERS (A) (B) (C)
GTE CORP COM 362320103 807 11,370 SH X 10,370 1,000
GTE CORP COM 362320103 683 9,622 SH X X 8,272 1,150 200
GANNETT CO COM 364730101 945 13,425 SH X 10,825 2,600
GANNETT CO COM 364730101 894 12,705 SH X X 12,705
GAP INC COM 364760108 852 17,100 SH X 17,100
GENERAL ELECTRIC CO COM 369604103 9,878 63,470 SH X 60,270 3,200
GENERAL ELECTRIC CO COM 369604103 11,268 72,406 SH X X 72,231 175
GENERAL MILLS INC COM 370334104 214 5,900 SH X 5,900
GENERAL MOTORS COM 370442105 159 1,924 SH X 924 1,000
GENERAL MOTORS COM 370442105 147 1,778 SH X X 1,668 110
GILLETTE CO COM 375766102 1,071 28,425 SH X 28,425
GILLETTE CO COM 375766102 83 2,200 SH X X 2,200
GOLDMAN SACHS GROUP INC COM 38141G104 410 3,900 SH X 3,900
GOLDMAN SACHS GROUP INC COM 38141G104 16 150 SH X X 150
HALLIBURTON CO 406216101 287 6,975 SH X 6,975
HALLIBURTON CO 406216101 12 300 SH X X 300
HARRIS FINL INC 414541102 175 24,300 SH X 24,300
HARTFORD LIFE INC 416592103 1,185 25,286 SH X 22,586 2,700
HARTFORD LIFE INC 416592103 353 7,525 SH X X 7,525
HEALTHSOUTH REHAB CORP COM 421924101 164 28,900 SH X 23,400 5,500
HEALTHSOUTH REHAB CORP COM 421924101 27 4,700 SH X X 4,700
HEALTH MGMT ASSOC INC NEW COM 421933102 1,228 86,187 SH X 86,187
H J HEINZ CO COM 423074103 284 8,150 SH X 8,150
H J HEINZ CO COM 423074103 477 13,675 SH X X 13,600 75
HERSHEY FOODS CORPORATION COM 427866108 1,358 27,860 SH X 27,860
----------
PAGE TOTAL 32,977
REPORT PTR289 1A FULTON BANK TRUST DEPARTMENT SECURITIES AND EXCHANGE COMMISSION FORM 13-F 04/10/00 PAGE 8
MANAGER (FB ) AS OF 03/31/00
- - - - - COLUMN 1 AND 2 - - - - - - COLUMN 3 - COLUMN 4 - - -COLUMN 5 - - - - COLUMN 6- - COLUMN 7- - - - - - COLUMN 8- - - - -
INVESTMENT
MARKET DISCRETION VOTING AUTHORITY
VALUE SHS OR SH/ PUT/ SOLE SHR OTHER SOLE SHARED NONE
ISSUER AND TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL (A) (B) (C) MANAGERS (A) (B) (C)
HERSHEY FOODS CORPORATION COM 427866108 519 10,636 SH X X 10,436 200
HEWLETT-PACKARD CO COM 428236103 291 2,194 SH X 2,194
HEWLETT-PACKARD CO COM 428236103 946 7,135 SH X X 6,945 190
HOME DEPOT INC COM 437076102 2,476 38,383 SH X 33,133 5,250
HOME DEPOT INC COM 437076102 1,812 28,091 SH X X 27,716 375
HONEYWELL INTL INC 438516106 364 6,900 SH X 3,900 3,000
COM
HONEYWELL INTL INC 438516106 326 6,186 SH X X 5,859 327
COM
INCO LTD CONV DEB 7.750% 3/15/16 453258AH8 239 280,000 SH X X
INTEL CORP COM 458140100 11,874 89,999 SH X 85,649 4,350
INTEL CORP COM 458140100 2,608 19,770 SH X X 19,350 300 120
IBM COM 459200101 2,392 20,273 SH X 20,023 250
IBM COM 459200101 537 4,555 SH X X 4,200 175 180
INTERNATIONAL PAPER CO COM 460146103 1,196 27,975 SH X 27,400 575
INTERPUBLIC GROUP OF COS COM 460690100 756 16,000 SH X 10,900 5,100
JDS UNIPHASE CORP 46612J101 307 2,544 SH X 2,544
COM
JDS UNIPHASE CORP 46612J101 12 100 SH X X
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