FULTON BANK
13F-HR, 2000-05-10
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                           UNITED STATES
                SECURITIES AND EXCHANGE COMMISSION
                         WASHINGTON, D.C.

                             FORM 13-F

                        FORM 13-F COVER PAGE

Report for the Calendar Year or Quarter Ended:  March 31, 2000

Check here if Amendment  [    ]   Amendment Number:
This Amendment  ( Check only one.) : [   ] is a restatement
				             [    ] add new holdings entries.
Institutional Investment Manager Filing this Report:
Name:     Fulton Bank
Address:  One Penn Square
	  Lancaster, Pa. 17062
13F File Number: 28-3045

The institutional investment manager filing this report and the
person by whom it is signed hereby represent that the person
signing the report is authorized to submit it,  that all
information contained herein is true, correct and complete, and
that it is understood that all required items, statements,
Schedules, lists, and tables are considered integral parts of
this form.

Person Signing this Report on Behalf of Reporting Manager:
Name:   Dennis E Patrick
Title:  Vice President
Phone:  717 2912541
Signature, Place, and Date of Signing:
        Dennis E Patrick   Lancaster, Pa. 17602   April 30, 2000

Report Type  (Check only one.)

[x]           13F  HOLDINGS REPORT
[ ]           13F  NOTICE
[ ]           13F  COMBINATION REPORT


List of Other Managers Reporting for this Manager:

I am signing this report as required by the Securities Exchange
Act of 1934.
<PAGE>
				FORM 13F  SUMMARY PAGE

Report Summary:
Number of Other included Managers:  0
Form 13F Information Table Entry Total: 359
Form 13f Information Table Value Total: $360,166

List of Other Included Managers:

No.  13F  File Number    Name
<PAGE>
<TABLE>			<C>						<C>

FULTON BANK TRUST DEPARTMENT      SECURITIES AND EXCHANGE COMMISSION FORM 13-F        04/10/00           PAGE    1
        MANAGER (FB )                                               AS OF 03/31/00
 - - - - - COLUMN 1 AND 2 - - - - - - COLUMN 3 -  COLUMN 4 - - -COLUMN 5 - - - - COLUMN 6- - COLUMN 7- - - - - - COLUMN 8- - -  - -
                                                                                 INVESTMENT
                                                   MARKET                        DISCRETION                    VOTING AUTHORITY
                                                   VALUE    SHS OR   SH/ PUT/  SOLE SHR OTHER             SOLE      SHARED     NONE
      ISSUER AND TITLE OF CLASS          CUSIP   (X$1000)   PRN AMT  PRN CALL   (A) (B) (C)  MANAGERS      (A)        (B)       (C)
 GLOBAL CROSSING LTD                  G3921A100     2,625     64,131 SH          X                      64,131
 COM
 GLOBAL CROSSING LTD                  G3921A100       209      5,100 SH              X   X               4,800        300
 COM
 TRANSOCEAN SEDCO FOREX INC           G90078109     1,025     19,971 SH          X                      19,595                   376
 COM
 TRANSOCEAN SEDCO FOREX INC           G90078109       144      2,808 SH              X   X               2,808
 COM
 AT&T                                 001957109     1,965     34,898 SH          X                      34,898

 AT&T                                 001957109       511      9,081 SH              X   X               8,764        100        217

 ABBOTT LAB COM                       002824100       134      3,800 SH          X                       3,800

 ABBOTT LAB COM                       002824100       320      9,100 SH              X   X               9,100

 AIRBORNE FGHT CORP COM               009266107       322     13,400 SH          X                      11,400                 2,000

 ALBERTSONS INC COM                   013104104     1,394     45,149 SH          X                      44,549                   600

 ALBERTSONS INC COM                   013104104       167      5,415 SH              X   X               5,315        100

 ALCOA INC COM                        013817101       209      2,968 SH          X                         968                 2,000

 ALCOA INC COM                        013817101        70      1,000 SH              X   X               1,000

 ALLIED IRISH BKS P L C               019228402     2,243    116,162 SH          X                     116,162

 ALLIED IRISH BKS P L C               019228402     2,423    125,450 SH              X   X             125,450

 ALLSTATE CORP COM                    020002101       987     41,436 SH          X                      37,936                 3,500

 ALLSTATE CORP COM                    020002101        57      2,374 SH              X   X               2,374

 ALLTEL CORP COM                      020039103       564      8,950 SH          X                       6,400                 2,550

 ALLTEL CORP COM                      020039103       115      1,823 SH              X   X               1,823

 ALTERA CORP                          021441100       252      2,827 SH          X                       2,827
 COM
 AMERICA ONLINE INC DEL COM           02364J104     1,730     25,650 SH          X                      23,050                 2,600

 AMERICA ONLINE INC DEL COM           02364J104       420      6,230 SH              X   X               6,230

 AMERICAN EXPRESS COMPANY COM         025816109       194      1,300 SH          X                         500                   800

 AMERICAN EXPRESS COMPANY COM         025816109       296      1,986 SH              X   X               1,986

 AMERICAN HOME PRODUCTS CORP COM      026609107     2,789     51,884 SH          X                      48,084                 3,800

                                               ----------
          PAGE TOTAL                               21,165
REPORT PTR289  1A FULTON BANK TRUST DEPARTMENT      SECURITIES AND EXCHANGE COMMISSION FORM 13-F        04/10/00           PAGE    2
        MANAGER (FB )                                               AS OF 03/31/00
 - - - - - COLUMN 1 AND 2 - - - - - - COLUMN 3 -  COLUMN 4 - - -COLUMN 5 - - - - COLUMN 6- - COLUMN 7- - - - - - COLUMN 8- - -  - -
                                                                                 INVESTMENT
                                                   MARKET                        DISCRETION                    VOTING AUTHORITY
                                                   VALUE    SHS OR   SH/ PUT/  SOLE SHR OTHER             SOLE      SHARED     NONE
      ISSUER AND TITLE OF CLASS          CUSIP   (X$1000)   PRN AMT  PRN CALL   (A) (B) (C)  MANAGERS      (A)        (B)       (C)
 AMERICAN HOME PRODUCTS CORP COM      026609107     1,692     31,478 SH              X   X              30,278      1,200

 AMERICAN INTL GROUP INC COM          026874107     4,233     38,655 SH          X                      36,378                 2,277

 AMERICAN INTL GROUP INC COM          026874107       681      6,218 SH              X   X               6,218

 AMERICAN WTR WKS INC COM             030411102     1,526     64,250 SH          X                      62,250                 2,000

 AMERICAN WTR WKS INC COM             030411102       633     26,645 SH              X   X              18,645      8,000

 AMGEN INC COM                        031162100     2,708     44,124 SH          X                      37,524                 6,600

 AMGEN INC COM                        031162100       910     14,820 SH              X   X              14,820

 ANALOG DEVICES INC                   032654105       375      4,656 SH          X                       4,656

 ANALOG DEVICES INC                   032654105       266      3,300 SH              X   X               3,300

 APPLIED MATLS INC COM                038222105       512      5,430 SH          X                       3,430                 2,000

 APPLIED MATLS INC COM                038222105        47        500 SH              X   X                 500

 ARCHER DANIELS MIDLAND CO COM        039483102        77      7,430 SH          X                       7,430

 ARCHER DANIELS MIDLAND CO COM        039483102        29      2,778 SH              X   X               2,778

 ATLANTIC RICHFIELD COMPANY COM       048825103     1,095     12,886 SH          X                      12,886

 ATLANTIC RICHFIELD COMPANY COM       048825103       733      8,620 SH              X   X               8,620

 ATMEL CORP                           049513104       207      4,000 SH              X   X               4,000

 AVON PRODUCTS, INC                   054303102       907     31,000 SH          X                      31,000

 BP AMOCO P L C                       055622104       415      7,800 SH          X                       7,800
 ADR SPONSORED
 BP AMOCO P L C                       055622104       166      3,124 SH              X   X               2,804                   320
 ADR SPONSORED
 BMC SOFTWARE INC                     055921100     1,099     22,250 SH          X                      21,200                 1,050

 BMC SOFTWARE INC                     055921100         5        100 SH              X   X                 100

 BANK AMER CORP                       060505104       150      2,868 SH          X                       2,868
 COM
 BANK AMER CORP                       060505104        54      1,029 SH              X   X                 730                   299
 COM
 BANK OF NEW YORK CO INC              064057102       793     19,068 SH          X                      15,568                 3,500

 BANK OF NEW YORK CO INC              064057102       195      4,700 SH              X   X               4,700

                                               ----------
          PAGE TOTAL                               19,508
REPORT PTR289  1A FULTON BANK TRUST DEPARTMENT      SECURITIES AND EXCHANGE COMMISSION FORM 13-F        04/10/00           PAGE    3
        MANAGER (FB )                                               AS OF 03/31/00
 - - - - - COLUMN 1 AND 2 - - - - - - COLUMN 3 -  COLUMN 4 - - -COLUMN 5 - - - - COLUMN 6- - COLUMN 7- - - - - - COLUMN 8- - -  - -
                                                                                 INVESTMENT
                                                   MARKET                        DISCRETION                    VOTING AUTHORITY
                                                   VALUE    SHS OR   SH/ PUT/  SOLE SHR OTHER             SOLE      SHARED     NONE
      ISSUER AND TITLE OF CLASS          CUSIP   (X$1000)   PRN AMT  PRN CALL   (A) (B) (C)  MANAGERS      (A)        (B)       (C)
 BANK ONE CORP COM                    06423A103     1,113     32,387 SH          X                      32,387

 BANK ONE CORP COM                    06423A103       321      9,334 SH              X   X               9,334

 BARNES & NOBLE INC COM               067774109       309     13,200 SH          X                       8,050                 5,150

 BARNES & NOBLE INC COM               067774109        43      1,850 SH              X   X               1,850

 BARRICK GOLD CORP COM                067901108     1,011     64,458 SH          X                      64,458

 BAXTER INTL INC COM                  071813109       571      9,104 SH          X                       9,104

 BAXTER INTL INC COM                  071813109        56        900 SH              X   X                 900

 BELL ATLANTIC COM                    077853109     2,657     43,473 SH          X                      41,973                 1,500

 BELL ATLANTIC COM                    077853109     1,369     22,398 SH              X   X              22,398

 BELLSOUTH COM                        079860102     2,754     58,760 SH          X                      58,760

 BELLSOUTH COM                        079860102     1,940     41,377 SH              X   X              41,377

 BERKSHIRE HATHAWAY INC DEL CL A      084670108       572         10 SH          X                          10

 BERKSHIRE HATHAWAY INC DEL CL A      084670108       114          2 SH              X   X                   2

 BERKSHIRE HATHAWAY INC CL B          084670207       437        240 SH          X                         240

 BERKSHIRE HATHAWAY INC CL B          084670207        55         30 SH              X   X                  30

 BESTFOODS INC                        08658U101     1,897     40,520 SH          X                      38,520                 2,000

 BESTFOODS INC                        08658U101       112      2,400 SH              X   X               2,400

 BIOGEN INC COM                       090597105       360      5,148 SH          X                       5,148

 BIOGEN INC COM                       090597105        22        320 SH              X   X                 320

 BRISTOL MYERS SQUIBB CO COM          110122108     1,956     33,716 SH          X                      33,716

 BRISTOL MYERS SQUIBB CO COM          110122108     1,434     24,716 SH              X   X              24,576                   140

 CCFNB BANCORP INC COM                124880105       639     36,500 SH          X                      36,500

 CBRL GROUP INC                       12489V106       487     48,700 SH          X                      48,700

 CBRL GROUP INC                       12489V106         5        500 SH              X   X                 500

 CNF TRANSN INC                       12612W104       210      7,550 SH          X                       7,550
 COM
                                               ----------
          PAGE TOTAL                               20,444
REPORT PTR289  1A FULTON BANK TRUST DEPARTMENT      SECURITIES AND EXCHANGE COMMISSION FORM 13-F        04/10/00           PAGE    4
        MANAGER (FB )                                               AS OF 03/31/00
 - - - - - COLUMN 1 AND 2 - - - - - - COLUMN 3 -  COLUMN 4 - - -COLUMN 5 - - - - COLUMN 6- - COLUMN 7- - - - - - COLUMN 8- - -  - -
                                                                                 INVESTMENT
                                                   MARKET                        DISCRETION                    VOTING AUTHORITY
                                                   VALUE    SHS OR   SH/ PUT/  SOLE SHR OTHER             SOLE      SHARED     NONE
      ISSUER AND TITLE OF CLASS          CUSIP   (X$1000)   PRN AMT  PRN CALL   (A) (B) (C)  MANAGERS      (A)        (B)       (C)
 CVS CORP                             126650100     1,948     51,865 SH          X                      51,865

 CVS CORP                             126650100       248      6,595 SH              X   X               6,595

 CAPITAL ONE FINANCIAL CORP           14040H105       304      6,350 SH          X                       6,350

 CARNIVAL CORP CL A                   143658102       468     18,873 SH          X                      18,873

 CHEVRON CORPORATION COM              166751107       729      7,883 SH          X                       5,883                 2,000

 CHEVRON CORPORATION COM              166751107       411      4,450 SH              X   X               4,320                   130

 CISCO SYS INC COM                    17275R102     9,250    119,646 SH          X                     119,246                   400

 CISCO SYS INC COM                    17275R102     1,229     15,894 SH              X   X              15,894

 CITIGROUP INC.,                      172967101     3,510     58,627 SH          X                      58,627

 CITIGROUP INC.,                      172967101       618     10,317 SH              X   X               9,950                   367

 CLAYTON HOMES INC COM                184190106       152     15,000 SH          X                      15,000

 CLAYTON HOMES INC COM                184190106        26      2,600 SH              X   X               2,600

 COCA COLA CORP COM                   191216100       345      7,344 SH          X                       7,344

 COCA COLA CORP COM                   191216100       448      9,550 SH              X   X               9,550

 COLGATE PALMOLIVE CO COM             194162103       101      1,800 SH          X                       1,800

 COLGATE PALMOLIVE CO COM             194162103       259      4,600 SH              X   X               4,600

 COMMUNITY BKS INC MILLERSBURG COM    203628102       581     31,853 SH          X                      31,853

 COMPAQ COMPUTER CORP COM             204493100     1,545     57,748 SH          X                      56,098                 1,650

 COMPAQ COMPUTER CORP COM             204493100       316     11,814 SH              X   X              11,814

 COMPUTER ASSOC INTL INC              204912109     2,112     35,675 SH          X                      35,475                   200

 COMPUTER ASSOC INTL INC              204912109         7        120 SH              X   X                                       120

 COMPUTER SCIENCES CORP               205363104        71        900 SH          X                         900

 COMPUTER SCIENCES CORP               205363104       261      3,300 SH              X   X               3,300

 CONEXANT SYS INC                     207142100       277      3,896 SH          X                       3,896
 COM
 CONEXANT SYS INC                     207142100        85      1,200 SH              X   X               1,200
 COM
                                               ----------
          PAGE TOTAL                               25,301
REPORT PTR289  1A FULTON BANK TRUST DEPARTMENT      SECURITIES AND EXCHANGE COMMISSION FORM 13-F        04/10/00           PAGE    5
        MANAGER (FB )                                               AS OF 03/31/00
 - - - - - COLUMN 1 AND 2 - - - - - - COLUMN 3 -  COLUMN 4 - - -COLUMN 5 - - - - COLUMN 6- - COLUMN 7- - - - - - COLUMN 8- - -  - -
                                                                                 INVESTMENT
                                                   MARKET                        DISCRETION                    VOTING AUTHORITY
                                                   VALUE    SHS OR   SH/ PUT/  SOLE SHR OTHER             SOLE      SHARED     NONE
      ISSUER AND TITLE OF CLASS          CUSIP   (X$1000)   PRN AMT  PRN CALL   (A) (B) (C)  MANAGERS      (A)        (B)       (C)
 CORNING INC COM                      219350105       114        590 SH          X                         590

 CORNING INC COM                      219350105       175        900 SH              X   X                 900

 D & E COMMUNICATIONS INC COM         232860106       374     17,500 SH          X                      17,500

 DEERE & CO COM                       244199105       177      4,650 SH          X                       2,650                 2,000

 DEERE & CO COM                       244199105        90      2,375 SH              X   X               2,375

 DELL COMPUTER CORP COM               247025109       418      7,750 SH          X                       7,750

 DELL COMPUTER CORP COM               247025109        43        800 SH              X   X                 800

 DIEBOLD INC                          253651103       143      5,200 SH          X                       2,700                 2,500

 DIEBOLD INC                          253651103       133      4,850 SH              X   X               4,850

 WALT DISNEY CO COM                   254687106     4,681    113,475 SH          X                     108,725                 4,750

 WALT DISNEY CO COM                   254687106     1,121     27,164 SH              X   X              27,164

 DOCUCORP INTL INC                    255911109        76     13,000 SH              X   X              13,000

 DONNELLEY (R R) COM                  257867101       211     10,100 SH          X                       6,100                 4,000

 DONNELLEY (R R) COM                  257867101        79      3,760 SH              X   X               3,760

 DOW CHEMICAL COMPANY COM             260543103       196      1,720 SH          X                         220                 1,500

 DOW CHEMICAL COMPANY COM             260543103       778      6,824 SH              X   X               6,824

 DUPONT (EI) COM                      263534109     2,612     49,339 SH          X                      43,499                 5,840

 DUPONT (EI) COM                      263534109       829     15,655 SH              X   X              15,655

 DUKE ENERGY   COM                    264399106       577     10,987 SH          X                       8,487                 2,500

 DUKE ENERGY   COM                    264399106        50        950 SH              X   X                 950

 E M C CORP MASS COM                  268648102       803      6,375 SH          X                       5,875                   500

 E M C CORP MASS COM                  268648102       387      3,075 SH              X   X               3,075

 ENSCO INTL INC                       26874Q100       643     17,800 SH          X                      17,800

 ELAN PLC                             284131208       689     14,500 SH          X                      14,500

 ELAN PLC                             284131208        76      1,600 SH              X   X               1,600

                                               ----------
          PAGE TOTAL                               15,475
REPORT PTR289  1A FULTON BANK TRUST DEPARTMENT      SECURITIES AND EXCHANGE COMMISSION FORM 13-F        04/10/00           PAGE    6
        MANAGER (FB )                                               AS OF 03/31/00
 - - - - - COLUMN 1 AND 2 - - - - - - COLUMN 3 -  COLUMN 4 - - -COLUMN 5 - - - - COLUMN 6- - COLUMN 7- - - - - - COLUMN 8- - -  - -
                                                                                 INVESTMENT
                                                   MARKET                        DISCRETION                    VOTING AUTHORITY
                                                   VALUE    SHS OR   SH/ PUT/  SOLE SHR OTHER             SOLE      SHARED     NONE
      ISSUER AND TITLE OF CLASS          CUSIP   (X$1000)   PRN AMT  PRN CALL   (A) (B) (C)  MANAGERS      (A)        (B)       (C)
 ELECTRONIC ARTS COM                  285512109       320      4,500 SH          X                       4,500

 EMERSON ELECTRIC COMPANY COM         291011104     1,324     24,916 SH          X                      22,916                 2,000

 EMERSON ELECTRIC COMPANY COM         291011104       207      3,900 SH              X   X               3,900

 ENRON CORP COM                       293561106       255      3,412 SH          X                       3,412

 ENRON CORP COM                       293561106       251      3,350 SH              X   X               3,000                   350

 EQUITY OFFICE PPTYS TR               294741103       283     11,250 SH          X                      11,250

 EQUITY RESIDENTIAL PPTYS TR          29476L107       430     10,700 SH          X                      10,700

 ERICSSON L M TEL CO COM ADR B        294821400     3,854     41,080 SH          X                      41,080

 ERICSSON L M TEL CO COM ADR B        294821400       413      4,400 SH              X   X               4,400

 EXXON MOBIL CORP  COM                30231G102     7,641     98,045 SH          X                      90,261                 7,784

 EXXON MOBIL CORP  COM                30231G102     6,155     78,967 SH              X   X              77,447      1,320        200

 FREDDIE MAC COM                      313400301     1,886     42,673 SH          X                      39,473                 3,200

 FREDDIE MAC COM                      313400301        13        300 SH              X   X                 300

 FEDERAL NATL MTG ASSOC COM           313586109     2,434     43,036 SH          X                      40,636                 2,400

 FEDERAL NATL MTG ASSOC COM           313586109     1,505     26,601 SH              X   X              26,426                   175

 FIRST DATA CORP COM                  319963104       392      8,833 SH          X                       8,833

 FIRST DATA CORP COM                  319963104       190      4,275 SH              X   X               4,275

 FIRST UNION CORP COM                 337358105     2,370     63,627 SH          X                      63,227                   400

 FIRST UNION CORP COM                 337358105     1,560     41,868 SH              X   X              29,335     12,533

 FORD MOTOR COMPANY COM               345370100       236      5,130 SH          X                       3,130                 2,000

 FORD MOTOR COMPANY COM               345370100        53      1,163 SH              X   X               1,163

 FULTON FINANCIAL CORP COM            360271100    18,487    877,710 SH          X                     872,015                 5,695

 FULTON FINANCIAL CORP COM            360271100     6,629    314,715 SH              X   X             270,671     34,000     10,044

 GPU INC                              36225X100       470     17,186 SH          X                      17,186

 GPU INC                              36225X100        33      1,200 SH              X   X               1,200

                                               ----------
          PAGE TOTAL                               57,391
REPORT PTR289  1A FULTON BANK TRUST DEPARTMENT      SECURITIES AND EXCHANGE COMMISSION FORM 13-F        04/10/00           PAGE    7
        MANAGER (FB )                                               AS OF 03/31/00
 - - - - - COLUMN 1 AND 2 - - - - - - COLUMN 3 -  COLUMN 4 - - -COLUMN 5 - - - - COLUMN 6- - COLUMN 7- - - - - - COLUMN 8- - -  - -
                                                                                 INVESTMENT
                                                   MARKET                        DISCRETION                    VOTING AUTHORITY
                                                   VALUE    SHS OR   SH/ PUT/  SOLE SHR OTHER             SOLE      SHARED     NONE
      ISSUER AND TITLE OF CLASS          CUSIP   (X$1000)   PRN AMT  PRN CALL   (A) (B) (C)  MANAGERS      (A)        (B)       (C)
 GTE CORP COM                         362320103       807     11,370 SH          X                      10,370                 1,000

 GTE CORP COM                         362320103       683      9,622 SH              X   X               8,272      1,150        200

 GANNETT CO COM                       364730101       945     13,425 SH          X                      10,825                 2,600

 GANNETT CO COM                       364730101       894     12,705 SH              X   X              12,705

 GAP INC COM                          364760108       852     17,100 SH          X                      17,100

 GENERAL ELECTRIC CO COM              369604103     9,878     63,470 SH          X                      60,270                 3,200

 GENERAL ELECTRIC CO COM              369604103    11,268     72,406 SH              X   X              72,231                   175

 GENERAL MILLS INC COM                370334104       214      5,900 SH          X                       5,900

 GENERAL MOTORS COM                   370442105       159      1,924 SH          X                         924                 1,000

 GENERAL MOTORS COM                   370442105       147      1,778 SH              X   X               1,668                   110

 GILLETTE CO COM                      375766102     1,071     28,425 SH          X                      28,425

 GILLETTE CO COM                      375766102        83      2,200 SH              X   X               2,200

 GOLDMAN SACHS GROUP INC COM          38141G104       410      3,900 SH          X                       3,900

 GOLDMAN SACHS GROUP INC COM          38141G104        16        150 SH              X   X                 150

 HALLIBURTON CO                       406216101       287      6,975 SH          X                       6,975

 HALLIBURTON CO                       406216101        12        300 SH              X   X                 300

 HARRIS FINL INC                      414541102       175     24,300 SH          X                      24,300

 HARTFORD LIFE INC                    416592103     1,185     25,286 SH          X                      22,586                 2,700

 HARTFORD LIFE INC                    416592103       353      7,525 SH              X   X               7,525

 HEALTHSOUTH REHAB CORP COM           421924101       164     28,900 SH          X                      23,400                 5,500

 HEALTHSOUTH REHAB CORP COM           421924101        27      4,700 SH              X   X               4,700

 HEALTH MGMT ASSOC INC NEW COM        421933102     1,228     86,187 SH          X                      86,187

 H J HEINZ CO COM                     423074103       284      8,150 SH          X                       8,150

 H J HEINZ CO COM                     423074103       477     13,675 SH              X   X              13,600         75

 HERSHEY FOODS CORPORATION COM        427866108     1,358     27,860 SH          X                      27,860

                                               ----------
          PAGE TOTAL                               32,977
REPORT PTR289  1A FULTON BANK TRUST DEPARTMENT      SECURITIES AND EXCHANGE COMMISSION FORM 13-F        04/10/00           PAGE    8
        MANAGER (FB )                                               AS OF 03/31/00
 - - - - - COLUMN 1 AND 2 - - - - - - COLUMN 3 -  COLUMN 4 - - -COLUMN 5 - - - - COLUMN 6- - COLUMN 7- - - - - - COLUMN 8- - -  - -
                                                                                 INVESTMENT
                                                   MARKET                        DISCRETION                    VOTING AUTHORITY
                                                   VALUE    SHS OR   SH/ PUT/  SOLE SHR OTHER             SOLE      SHARED     NONE
      ISSUER AND TITLE OF CLASS          CUSIP   (X$1000)   PRN AMT  PRN CALL   (A) (B) (C)  MANAGERS      (A)        (B)       (C)
 HERSHEY FOODS CORPORATION COM        427866108       519     10,636 SH              X   X              10,436        200

 HEWLETT-PACKARD CO COM               428236103       291      2,194 SH          X                       2,194

 HEWLETT-PACKARD CO COM               428236103       946      7,135 SH              X   X               6,945                   190

 HOME DEPOT INC COM                   437076102     2,476     38,383 SH          X                      33,133                 5,250

 HOME DEPOT INC COM                   437076102     1,812     28,091 SH              X   X              27,716        375

 HONEYWELL INTL INC                   438516106       364      6,900 SH          X                       3,900                 3,000
 COM
 HONEYWELL INTL INC                   438516106       326      6,186 SH              X   X               5,859                   327
 COM
 INCO LTD CONV DEB    7.750%  3/15/16 453258AH8       239    280,000 SH              X   X

 INTEL CORP COM                       458140100    11,874     89,999 SH          X                      85,649                 4,350

 INTEL CORP COM                       458140100     2,608     19,770 SH              X   X              19,350        300        120

 IBM COM                              459200101     2,392     20,273 SH          X                      20,023                   250

 IBM COM                              459200101       537      4,555 SH              X   X               4,200        175        180

 INTERNATIONAL PAPER CO COM           460146103     1,196     27,975 SH          X                      27,400                   575

 INTERPUBLIC GROUP OF COS COM         460690100       756     16,000 SH          X                      10,900                 5,100

 JDS UNIPHASE CORP                    46612J101       307      2,544 SH          X                       2,544
 COM
 JDS UNIPHASE CORP                    46612J101        12        100 SH              X   X

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