<PAGE>
STI CLASSIC FUNDS
INVESTMENT GRADE BOND FUND
INVESTMENT GRADE TAX-EXEMPT BOND FUND
U.S. GOVERNMENT SECURITIES FUND
LIMITED-TERM FEDERAL MORTGAGE SECURITIES FUND
SHORT-TERM BOND FUND
SHORT-TERM U.S. TREASURY SECURITIES FUND
FLORIDA TAX-EXEMPT BOND FUND
GEORGIA TAX-EXEMPT BOND FUND
TENNESSEE TAX-EXEMPT BOND FUND
INVESTOR SHARES
SUPPLEMENT DATED JULY 10, 1996 TO
PROSPECTUS DATED OCTOBER 1, 1995
THIS SUPPLEMENT PROVIDES NEW AND ADDITIONAL INFORMATION BEYOND THAT
CONTAINED IN THE PROSPECTUS AND SHOULD BE RETAINED AND READ IN CONJUNCTION WITH
SUCH PROSPECTUS.
Effective July 1996, the Portfolio Manager for the Short-Term Bond Fund and
Short-Term U.S. Treasury Securities Fund is Mr. David Yealy. The sixth paragraph
on page 33 under the heading "Portfolio Managers" of the prospectus should be
replaced with the following:
Mr. David Yealy has been responsible for the day-to-day management
of the Short-Term Bond and Short-Term U.S. Treasury Securities
Funds since July 1996. Mr. Yealy joined Trusco in 1991 and
currently serves as a Vice President.
------------------------
The following sales charge chart replaces the chart and last paragraph
located in the "PURCHASE OF FUND SHARES" section of the prospectus.
<PAGE>
SALES CHARGE INFORMATION
The following schedules apply to the purchase of Investor Shares of a Fund:
<TABLE>
<CAPTION>
AMOUNT OF
SALES CHARGE
SALES CHARGE REALLOWED TO
SALES CHARGE AS A DEALERS
AS A PERCENTAGE OF AS A
PERCENTAGE OF NET AMOUNT PERCENTAGE OF
OFFERING PRICE INVESTED OFFERING PRICE*
-------------- ------------- ---------------
<S> <C> <C> <C>
U.S. GOVERNMENT SECURITIES, INVESTMENT GRADE TAX-EXEMPT BOND,
INVESTMENT GRADE BOND, AND STATE TAX-EXEMPT BOND FUNDS
Less than $100,000 3.75% 3.90% 3.375%
$100,000 but less than $250,000 3.25% 3.36% 2.925%
$250,000 but less than $1,000,000 2.50% 2.56% 2.250%
$1,000,000 and higher 1.00% 1.01% 0.900%
LIMITED-TERM FEDERAL MORTGAGE SECURITIES FUND
Less than $100,000 2.50% 2.56% 2.250%
$100,000 but less than $250,000 1.75% 1.78% 1.575%
$250,000 but less than $1,000,000 1.25% 1.27% 1.125%
$1,000,000 and higher None None None
SHORT-TERM BOND FUND
Less than $100,000 2.00% 2.04% 1.800%
$100,000 but less than $250,000 1.50% 1.52% 1.350%
$250,000 but less than $1,000,000 1.00% 1.01% 0.900%
$1,000,000 and higher None None None
SHORT-TERM U.S. TREASURY SECURITIES FUND
Less than $100,000 1.00% 1.01% 0.900%
$100,000 but less than $250,000 0.75% 0.76% 0.675%
$250,000 but less than $1,000,000 0.50% 0.50% 0.450%
$1,000,000 and higher None None None
</TABLE>
*The entire sales charge will be reallowed to dealers affiliated with the
Advisers and their affiliates. Dealers who receive more than 90% of the sales
charge may be considered underwriters for purposes of the Securities Act of
1933.
PLEASE RETAIN THIS SUPPLEMENT FOR FUTURE REFERENCE.
100487/10-95
<PAGE>
STI CLASSIC FUNDS
CAPITAL GROWTH STOCK FUND
VALUE INCOME STOCK FUND
MID-CAP EQUITY FUND
BALANCED FUND
SUNBELT EQUITY FUND
INTERNATIONAL EQUITY INDEX FUND
INTERNATIONAL EQUITY FUND
INVESTOR SHARES
SUPPLEMENT DATED JULY 10, 1996 TO
PROSPECTUS DATED OCTOBER 1, 1995
THIS SUPPLEMENT PROVIDES NEW AND ADDITIONAL INFORMATION BEYOND THAT
CONTAINED IN THE PROSPECTUS AND SHOULD BE RETAINED AND READ IN CONJUNCTION WITH
SUCH PROSPECTUS.
The following sales charge chart replaces the chart and last paragraph
located in the "PURCHASE OF FUND SHARES" section of the prospectus.
SALES CHARGE INFORMATION
The following schedule applies to the purchase of Investor Shares of a Fund:
<TABLE>
<CAPTION>
AMOUNT OF
SALES CHARGE
SALES CHARGE REALLOWED TO
SALES CHARGE AS A DEALERS
AS A PERCENTAGE OF AS A
PERCENTAGE OF NET AMOUNT PERCENTAGE OF
OFFERING PRICE INVESTED OFFERING PRICE*
----------------- ----------------- -----------------
<S> <C> <C> <C>
Less than $100,000 3.75% 3.90% 3.375%
$100,000 but less than $250,000 3.25% 3.36% 2.925%
$250,000 but less than $100,000 2.50% 2.56% 2.250%
$1,000,000 and higher 1.50% 1.52% 1.350%
</TABLE>
*The entire sales charge will be reallowed to dealers affiliated with the
Advisers and their affiliates. Dealers who receive more than 90% of the sales
charge may be considered underwriters for purposes of the Securities Act of
1933.
PLEASE RETAIN THIS SUPPLEMENT FOR FUTURE REFERENCE.
100092/10-95
100642/10-95
<PAGE>
STI CLASSIC FUNDS
SHORT-TERM BOND FUND
SHORT-TERM U.S. TREASURY SECURITIES FUND
TRUST SHARES
SUPPLEMENT DATED JULY 10, 1996 TO
PROSPECTUS DATED OCTOBER 1, 1995
THIS SUPPLEMENT PROVIDES NEW AND ADDITIONAL INFORMATION BEYOND THAT
CONTAINED IN THE PROSPECTUS AND SHOULD BE RETAINED AND READ IN CONJUNCTION WITH
SUCH PROSPECTUS.
Effective July 1996, the Portfolio Manager for the Short-Term Bond Fund and
Short-Term U.S. Treasury Securities Fund is Mr. David Yealy. The second
paragraph on page 30 of the prospectus should be replaced with the following:
Mr. David Yealy has been responsible for the day-to-day management
of the Short-Term Bond and Short-Term U.S. Treasury Securities
Funds since July 1996. Mr. Yealy joined Trusco in 1991 and
currently serves as a Vice President.
PLEASE RETAIN THIS SUPPLEMENT FOR FUTURE REFERENCE.
100486/10-95
<PAGE>
STI CLASSIC FUNDS
SHORT-TERM BOND FUND
SHORT-TERM U.S. TREASURY SECURITIES FUND
FLEX SHARES
SUPPLEMENT DATED JULY 10, 1996 TO
PROSPECTUS DATED OCTOBER 1, 1995
THIS SUPPLEMENT PROVIDES NEW AND ADDITIONAL INFORMATION BEYOND THAT
CONTAINED IN THE PROSPECTUS AND SHOULD BE RETAINED AND READ IN CONJUNCTION WITH
SUCH PROSPECTUS.
Effective July 1996, the Portfolio Manager for the Short-Term Bond Fund and
Short-Term U.S. Treasury Securities Fund is Mr. David Yealy. The seventh
paragraph on page 33 under the heading "Portfolio Managers" of the prospectus
should be replaced with the following:
Mr. David Yealy has been responsible for the day-to-day management
of the Short-Term Bond and Short-Term U.S. Treasury Securities
Funds since July 1996. Mr. Yealy joined Trusco in 1991 and
currently serves as a Vice President.
PLEASE RETAIN THIS SUPPLEMENT FOR FUTURE REFERENCE.
100159/10-95
