UNION BANKSHARES CORP
8-K/A, 1999-10-14
STATE COMMERCIAL BANKS
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                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549
                            ------------------------

                                   Form 8-K/A
                                (Amendment No. 1)


                Current Report Pursuant to Section 13 or 15(d) of
                           The Securities Act of 1934


      Date of Report (Date of earliest event reported): September 27, 1999

                            ------------------------


                          UNION BANKSHARES CORPORATION
             (Exact name of registrant as specified in its charter)



           Virginia                       0-20293                54-1598552
(State or other jurisdiction of         (Commission           (I.R.S. Employer
 incorporation or organization)         File Number)         Identification No.)

                            ------------------------

                              212 North Main Street
                                  P.O. Box 446
                          Bowling Green, Virginia 22427
          (Address of principal executive offices, including zip code)
                            ------------------------


       Registrant's telephone number, including area code: (804) 633-5031

<PAGE>

ITEM 4.  CHANGES IN REGISTRANT'S CERTIFYING ACCOUNTANT.

         On October 4, 1999, the  Registrant  filed a Current Report on Form 8-K
dated  September 27, 1999, to report a change in its certifying  accountant from
KPMG LLP to Yount Hyde & Barbour,  P.C. The  Registrant  provided  KPMG LLP with
that Form 8-K and  requested  that KPMG LLP  furnish a letter  addressed  to the
Securities and Exchange Commission stating whether it agrees with the statements
made in the Form 8-K.  The letter  from KPMG LLP  responding  to the  request is
included as Exhibit 16.1 to this Form 8-K/A.

ITEM 7.  FINANCIAL STATEMENTS AND EXHIBITS

         Exhibit 16.1 - Letter from KPMG LLP.


                                       2
<PAGE>
                                   SIGNATURES

         Pursuant to the  requirements  of the  Securities  and  Exchange Act of
1934,  the  Registrant has duly caused this report to be signed on its behalf by
the undersigned thereunto duly authorized.


                                 UNION BANKSHARES CORPORATION



                                 By:      /s/ D. Anthony Peay
                                    ----------------------------------------
                                          D. Anthony Peay
                                          Vice President and Chief Financial
                                          Officer


October 14, 1999

                                       3


                                                                    EXHIBIT 16.1








October 11, 1999



Securities and Exchange Commission
Washington, D.C.   20549

Ladies and Gentlemen:

We were previously principal  accountants for Union Bankshares  Corporation and,
under  the date of  February  9,  1999,  except  as to Note 14,  which was as of
February 11, 1999, we reported on the consolidated financial statements of Union
Bankshares  Corporation and  subsidiaries as of and for the years ended December
31, 1998 and 1997. On October 1, 1999, our appointment as principal  accountants
was terminated.  We have read Union Bankshares Corporation's statements included
under  Item 4 of its Form 8-K dated  October  4,  1999,  and we agree  with such
statements, except that we are not in a position to agree or disagree with Union
Bankshares Corporation's statement that Yount, Hyde & Barbour, P.C. was selected
by the  audit  committee  or that  the  change  was  approved  by the  board  of
directors.

Very truly yours,


/s/ KPMG LLP




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