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First North American Life Assurance Company
International Corporate Center at Rye
555 Theodore Fremd Avenue
Rye, N.Y. 10580
May 2, 1996
VIA EDGAR
U.S. Securities and Exchange Commission
Judiciary Plaza
450 Fifth Street, N.W.
Washington, D.C. 20549
Re: FNAL Variable Account
Registration Statement on Form N-4
File No. 33-46217
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Dear Sirs:
Pursuant to Rule 497(j), please be advised that the form of prospectus and
statement of additional information dated May 1, 1996 for the FNAL Variable
Account (the "Registrant"), a separate account of First North American Life
Assurance Company, contains no changes from the form of prospectus and statement
of additional information for the Registrant contained in post-effective
amendment No. 5 under the Securities Act of 1933 ("1933 Act") to the
Registrant's registration statement on Form N-4 filed with the Securities and
Exchange Commission on April 30, 1996 via EDGAR.
If you have any questions, please call the undersigned at 617-266-6008,
extension 272.
Sincerely,
Tracy Anne Kane
Tracy Anne Kane
Counsel
