VARIABLE ANNUITY ACCOUNT ONE OF ANCHOR NATIONAL LIFE INS CO
497J, 1999-04-01
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<PAGE>   1
VIA EDGAR

April 1, 1999

Securities and Exchange Commission
450 Fifth Street, N.W.
Judiciary Plaza
Washington, D.C. 20549

Re:      Variable Annuity Account One
         Anchor National Life Insurance Company
         File Nos. 33-32569 and 811-4296

Ladies and Gentlemen:

     Pursuant to Rule 497(j), please be advised that the form of prospectus and
statement of additional information dated April 1, 1999, for Variable Annuity
Account One (the "Separate Account") of Anchor National Life Insurance Company
contains no changes from the form of prospectus and statement of additional
information for the Separate Account submitted in Post-Effective Amendment No.
21 under the Securities Act of 1933 and Amendment No. 36 under the Investment
Act of 1940 to the Separate Account's registration statement on Form N-4 filed
with the Securities and Exchange Commission on March 26, 1999, via EDGAR.

     If you have any further questions regarding this filing, please do not
hesitate to contact me at (310) 772-6056.

Very truly yours,



Mallary L. Reznik
Staff Counsel


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