<TABLE> <S> <C>
<ARTICLE> 9
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> MAR-31-2001
<PERIOD-START> APR-01-2000
<PERIOD-END> SEP-30-2000
<CASH> 66,544
<INT-BEARING-DEPOSITS> 10,234
<FED-FUNDS-SOLD> 12,043
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 116,798
<INVESTMENTS-CARRYING> 270,233
<INVESTMENTS-MARKET> 263,716
<LOANS> 2,603,426
<ALLOWANCE> 24,140
<TOTAL-ASSETS> 3,098,271
<DEPOSITS> 1,991,161
<SHORT-TERM> 586,484
<LIABILITIES-OTHER> 59,024
<LONG-TERM> 251,596
0
0
<COMMON> 59,110
<OTHER-SE> 150,896
<TOTAL-LIABILITIES-AND-EQUITY> 3,098,271
<INTEREST-LOAN> 97,205
<INTEREST-INVEST> 13,444
<INTEREST-OTHER> 695
<INTEREST-TOTAL> 111,344
<INTEREST-DEPOSIT> 45,306
<INTEREST-EXPENSE> 70,928
<INTEREST-INCOME-NET> 40,416
<LOAN-LOSSES> 345
<SECURITIES-GAINS> 82
<EXPENSE-OTHER> 25,532
<INCOME-PRETAX> 21,474
<INCOME-PRE-EXTRAORDINARY> 21,474
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 13,566
<EPS-BASIC> 0.59
<EPS-DILUTED> 0.58
<YIELD-ACTUAL> 7.87
<LOANS-NON> 3,765
<LOANS-PAST> 0
<LOANS-TROUBLED> 444
<LOANS-PROBLEM> 4,216
<ALLOWANCE-OPEN> 24,404
<CHARGE-OFFS> 880
<RECOVERIES> 271
<ALLOWANCE-CLOSE> 24,140
<ALLOWANCE-DOMESTIC> 24,140
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 23,882
</TABLE>