UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
SCHEDULE 13G
Under the Securities Exchange Act of 1934
(Amendment No. )
Alliance Bancorp
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(Name of Issuer)
Common Stock ($.01 per share)
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(Title of Class of Securities)
01852J-10-5
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(CUSIP Number)
(Date of Event Which Requires Filing of this Statement)
June 21, 2000
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Check the appropriate box to designate the rule pursuant to which this
Schedule is filed:
| | Rule 13d-1 (b)
|X| Rule 13d-1 (c)
| | Rule 13d-1 (d)
*The remainder of this cover page shall be filled out for a reporting
person's initial filing on this form with respect to the subject class of
securities, and for any subsequent amendment containing information which would
alter the disclosures provided in a prior cover page.
The information required in the remainder of this cover page shall not
be deemed to be "filed" for the purpose of Section 18 of the Securities Exchange
Act of 1934 ("Act") or otherwise subject to the liabilities of that section of
the Act but shall be subject to all other provisions of the Act (however, see
the Notes).
<PAGE>
CUSIP NO. 01852J-10-5
1 NAME OF REPORTING PERSONS
Tidal Insurance Limited
IRS Identification Nos. of above persons
2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP*
(a)
---
(b X
---
3 SEC USE ONLY
4 CITIZENSHIP OR PLACE OF ORGANIZATION
British West Indies
5 SOLE VOTING POWER
NUMBER OF SHARES 437,689
BENEFICIALLY OWNED
BY EACH REPORTING 6 SHARED VOTING POWER
PERSON WITH 0
7 SOLE DISPOSITIVE POWER
437,689
8 SHARED DISPOSITIVE POWER
0
9 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
437,689
10 CHECK IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES |X|
11 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 9
4.53%
12 TYPE OF REPORTING PERSON (See Instructions)
IC,CO
*The Reporting Person is Tidal Insurance Limited, a British West Indies
corporation ("Tidal"). The controlling shareholder of Tidal is Investors of
America Limited Partnership, a Nevada limited partnership ("Investors"). The
general partner of Investors is First Securities America, Inc., a Missouri
corporation. James F. Dierberg is the controlling shareholder of First
Securities America, Inc. The directors and officers of Tidal and First
Securities America, Inc. are James F. Dierberg (President and Director) and Mary
W. Dierberg (Secretary, Treasurer and Director). James F. Dierberg and Mary W.
Dierberg are husband and wife. James F. Dierberg controls Tidal and Investors.
Tidal holds the Common stock for investment purposes. Tidal disclaims beneficial
ownership of the Common Stock owned by Investors.
<PAGE>
1 NAME OF REPORTING PERSONS
Investors of America Limited Partnership
IRS Identification No. of above
2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP*
(a)
---
(b) X
---
3 SEC USE ONLY
4 CITIZENSHIP OR PLACE OF ORGANIZATION
Nevada
5 SOLE VOTING POWER
NUMBER OF SHARES 102,000
BENEFICIALLY OWNED
BY EACH REPORTING 6 SHARED VOTING POWER
PERSON WITH 0
7 SOLE DISPOSITIVE POWER
102,000
8 SHARED DISPOSITIVE POWER
0
9 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
539,689
10 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES | |
11 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 9
5.58%
12 TYPE OF REPORTING PERSON (See Instructions)
PN
*The Reporting Person is Investors of America Limited Partnership, a Nevada
limited partnership ("Investors"). The general partner of Investors is First
Securities America, Inc., a Missouri corporation. James F. Dierberg is the
controlling shareholder of First Securities America, Inc. The directors and
officers of First Securities America, Inc. are James F. Dierberg (President and
Director) and Mary W. Dierberg (Secretary, Treasurer and Director). Tidal
Insurance Limited, is a British West Indies corporation ("Tidal"). The
controlling shareholder of Tidal is Investors. The directors and officers of
Tidal and First Securities America, Inc. are James F. Dierberg (President and
Director) and Mary W. Dierberg (Secretary, Treasurer and Director). James F.
Dierberg and Mary W. Dierberg are husband and wife. James F. Dierberg controls
Tidal and Investors. Investors holds the Common stock for investment
purposes.
<PAGE>
ITEM 1 (A) NAME OF ISSUER:
Alliance Bancorp
ITEM 1 (B) ADDRESS OF ISSUER'S PRINCIPAL EXECUTIVE OFFICES:
One Grant Square, Hinsdale, IL 60521
ITEM 2 (A) NAME OF PERSON FILING:
The names of the persons filing this statement (the "Reporting
Persons") are Tidal Insurance Limited and Investors of America Limited
Partnership.
ITEM 2 (B) ADDRESS OF PRINCIPAL OFFICE:
The address of the principal office of each of the Reporting Persons is
135 North Meramec, Clayton, MO 63017.
ITEM 2 (C) CITIZENSHIP:
Tidal Insurance Limited is a British West Indies corporation. Investors
of America Limited Partnership is a Nevada limited partnership.
ITEM 2 (D) TITLE OF CLASS OF SECURITIES:
This statement relates to Common Shares of the Issuer ("Shares").
ITEM 2 (E) CUSIP NUMBER: 01852J-10-5
ITEM 3 IF THIS STATEMENT IS FILED PURSUANT TO RULES 13D-1(B) OR 13D-2(b),
CHECK WHETHER THE PERSON FILING IS A:
(a) /__/ Broker or dealer registered under Section 15 of the
Exchange Act.
(b) /__/ Bank as defined in Section 3(a)(6) of the Exchange Act.
(c) /__/ Insurance company as defined in Section 3(a)(19) of the
Exchange Act.
(d) /__/ Investment company registered under Section 8 of the
Investment Company Act.
(e) /__/ An investment adviser in accordance with Rule
13d-1(b)(1)(ii)(E).
(f) /__/ An employee benefit plan or endowment fund in
accordance with Rule 13d-1(b)(1)(ii)(F).
(g) /__/ A parent holding company or control person in
accordance with Rule 13d-1(b)(1)(ii)(G).
(h) /__/ A savings association as defined in Section 3(b)
of the Federal Deposit Insurance Act.
(i) /__/ A church plan that is excluded from the
definition of an investment company under Section
3(c)(14) of the Investment Company Act.
(j) /__/ Group, in accordance with Rule 13d-1(b)(1)(ii)(J).
<PAGE>
ITEM 4 OWNERSHIP:
As of May 5, 2000, the Issuer had 9,668,555 Shares of Common Stock
outstanding, $0.01 par value, as reported in Form 10-Q for the quarterly period
ended March 31, 2000.
(a)-(b) Tidal Insurance Limited beneficially owns 437,689 Shares, which
constitutes approximately 4.53% of the 9,668,555 Shares outstanding as of May 5,
2000. Investors of America Limited Partnership beneficially owns 539,689
Shares (including Tidal) which constitutes approximately 5.58% of the Shares
outstanding as of May 5, 2000.
(c) Tidal has the sole power to dispose or direct the disposition of and
the sole power to vote or direct the vote of 437,689 Shares. Acting through
First Securities America, Inc., its general partner, Investors has the sole
power to dispose or direct the disposition of and the sole power to vote or
direct the vote of 102,000 Shares.
ITEM 5 OWNERSHIP OF FIVE PERCENT OR LESS OF A CLASS.
This item is not applicable.
ITEM 6 OWNERSHIP OF MORE THAN FIVE PERCENT ON BEHALF OF ANOTHER PERSON.
No other persons have the right to receive or the power to direct the
receipt of dividends from, or the proceeds from the sale of, the Shares held by
the Reporting Persons.
ITEM 7 IDENTIFICATION AND CLASSIFICATION OF THE SUBSIDIARIES WHICH ACQUIRED
THE SECURITY BEING REPORTED ON BY THE PARENT HOLDING COMPANY.
This item is not applicable.
ITEM 8 IDENTIFICATION AND CLASSIFICATION OF MEMBERS OF A GROUP.
This item is not applicable.
ITEM 9 NOTICE OF DISSOLUTION OF GROUP.
This item is not applicable.
<PAGE>
ITEM 10 CERTIFICATION.
By signing below I certify that, to the best of my knowledge and
belief, the securities referred to above were not acquired and are not held for
the purpose of or with the effect of changing or influencing the control of the
issuer of the securities and were not acquired and are not held in connection
with or as a participant in any transaction having that purpose or effect.
SIGNATURES
After reasonable inquiry and to the best of our knowledge and belief,
the undersigned certify that the information set forth in this statement is
true, complete and correct.
Date: June 30, 2000
TIDAL INSURANCE LIMITED INVESTORS OF AMERICA LIMITED PARTNERSHIP
/s/James F. Dierberg /s/James F. Dierberg
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James F. Dierberg James F. Dierberg, President of First
President Securities America, General Partner
EXHIBIT INDEX
EXHIBIT A - Agreement to the Filing of Joint Statements on Schedule 13G
Pursuant to Rule 13d-1(k).
<PAGE>
EXHIBIT A
Agreement Relating to the Filing
of Joint Statements on Schedule 13G
Pursuant to Rule 13d-1(k)
It is agreed among the undersigned that the Schedule 13G Statement to which this
document is Exhibit A is filed on behalf of each of the undersigned.
Dated: June 30, 2000
TIDAL INSURANCE LIMITED INVESTORS OF AMERICA LIMITED PARTNERSHIP
/s/James F. Dierberg /s/James F. Dierberg
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James F. Dierberg James F. Dierberg, President of First
President Securities America, General Partner
