<PAGE> 1
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, DC 20549
FORM 8-K
CURRENT REPORT PURSUANT
TO SECTION 13 OR 15(d) OF THE
SECURITIES EXCHANGE ACT OF 1934
Date of report (Date of earliest event reported) October 4, 1996
------------------------
Midwest Federal Financial Corp.
-----------------------------------------------------------------
(Exact Name of Registrant as Specified in its Charter)
Wisconsin
---------------------------------------------
(State or Other Jurisdiction of Incorporation)
0-20331 39-1725856
- ---------------------------- ------------------------------------------
(Commission File Number) (I.R.S. Employer Identification No.)
1159 Eighth Street, Baraboo, Wisconsin 53913
---------------------------------------------------------------
(Address of Principal Executive Offices) (Zip Code)
(608) 356-7771
---------------------------------------------------------------
(Registrant's Telephone Number, Including Area Code)
Not Applicable
---------------------------------------------------------------
(Former Name or Former Address, if Changed Since Last Report)
<PAGE> 2
Item 4. Changes in Registrant's Certifying Accountants
(a) (1) (i) On October 4, 1996, the Registrant dismissed
Wipfli Ullrich Bertelson CPAs ("Wipfli") as the
Registrant's certifying accountants.
(ii) In connection with Wipfli's report on the
Registrant's consolidated financial statements
for the two most recent fiscal years ended
December 31, 1994 and 1995, such reports did not
contain an adverse opinion or disclaimer
opinion, nor were the reports modified as to
uncertainty, audit scope, or accounting
principles.
(iii) Wipfli's dismissal was approved by the
Registrant's Board of Directors.
(iv) During the Registrant's two most recent fiscal
years and any subsequent interim period
through the date of dismissal, there were no
disagreements or "Reportable Events" with
Wipfli, whether or not resolved, on any matter
of accounting principles or practices,
financial statement disclosure, or auditing
scope or procedure which, if not resolved to
the satisfaction of Wipfli, would have caused
it to make reference to the subject of such
disagreement in connection with its reports.
(2) The Registrant formally engaged McGladrey & Pullen on
October 4, 1996 as its new certifying accountants.
(3) The Registrant has requested that Wipfli furnish the
Registrant with a letter addressed to the Securities
and Exchange Commission stating whether it agrees with
the statements made by the Registrant in this Form 8-K
and, if not, stating the respects in which it does not
agree. A copy of the Wipfli letter will be filed with
the Commission when it becomes available.
Item 7. Financial Statements, Pro Forma Financial Information and
Exhibits
None.
<PAGE> 3
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
Registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
MIDWEST FEDERAL FINANCIAL CORP.
Date: October 10, 1996 By: /s/ Gary E. Wegner
------------------------------
Gary E. Wegner
President and Chief Executive Officer
