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UNITED STATE
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 12b-25 SEC FILE NUMBER
33-46921-A
CUSIP NUMBER
NOTIFICATION OF LATE FILING
(CHECK ONE): [X] Form 10-K ___ Form 20-F ___ Form 11-K ___ Form 10-QBS ___
____Form N-SAR
For Period Ended:_12-31-96__________
[ ] Transition Report on Form 10-K
[ ] Transition Report on Form 20-F
[ ] Transition Report on Form 11-K
[ ] Transition Report on Form 10-Q
[ ] Transition Report on Form N-SAR For the Transition Period
Ended:____________________
READ INSTRUCTION (ON BACK PAGE) BEFORE PREPARING FORM. PLEASE PRINT OF
TYPE. Nothing in this form shall be construed to imply that the Commission
has verified any information contained here in.
If the notification relates to a portion of the filing checked above,
identify the Item(s) to which the notification relates:
PART 1 - REGISTRANT INFORMATION
KELLER FINANCIAL SERVICES OF FLORIDA, INC.
Full Name of Registrant
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Former Name if Applicable
18167 U.S. HIGHWAY 19 NORTH, SUITE 450
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Address of Principal Executive Officer (STREET AND NUMBER)
CLEARWATER, FLORIDA 34624
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City, State and Zip Code
PART II - RULES 12B-25(B) AND (C)
If the subject report could not be filed without unreasonable effort or
expense and the registrant seeks relief pursuant to Rule 12B-25(b), the
following should be completed. (Check box if appropriate)
(a) The reasons described in reasonable detail in Part III of this form
could not be eliminated without unreasonable effort or expense;
[X] (b) The Subject annual report, semi-annual report, transition report on
Form 10-K, Form 20-F, 11-K Form N-SAR, or portion thereof, will be filed on
or before the fifteenth calendar day following the prescribed due date; or
the subject quarterly report of transition report on Form
<PAGE>
10-Q or portion thereof will be filed on or before the fifth calendar day
following the prescribed due date; and
(3) The accountant's statement or other exhibit require by Rule 12b-25(c)
has been attached if applicable.
PART III - NARRATIVE
State below in reasonable detail the reasons why the Form 10-K, 11-KL, 10-Q
transition report or portion there of, could not be filed within the
prescribed time period., N-SAR, or the
Independent audit of fiscal year end, 12-31-96 financial statements, has
not been completed.
(Attach Extra Sheets if Needed)
SEC 1344 (11-91)
PART IV - OTHER INFORMATION
(1) Name and telephone number of person to contact in regard to this
notification
JOHN D. HALLSTROM 813 524-1400 EXT.1234
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(Name) (Area Code) (Telephone Number)
(2) Have all other periodic reports required under Section 13 of 15(d) of
the Securities Exchange Act of 1934 or Section 30 of the Investment
Company Act of 1940 during the preceding 12 months (or for such
shorter) period that the registrant was required to file such reports )
been filed ? If answer is no, identify report(s). [X] YES [ ] NO
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(3) Is it anticipated that any significant change in results of operations
from the corresponding period for the last fiscal year will be
reflected by the earnings statements to be included in the subject
report or portion thereof? [X] YES [ ] NO
If so, attach an explanation of the anticipated change, both narratively
and quantitatively, and, if appropriate, state the reasons why a reasonable
estimate of the results cannot be made.
APPROXIMATELY $1.8 MILLION DECREASE IN INTEREST INCOME FOR FISCAL YEAR 1995
(CONSOLIDATED) DUE TO RECALCULATION OF INTEREST METHOD ACCRUALS MADE
POSSIBLE BY RECENTLY INSTALLED SOFTWARE.
KELLER FINANCIAL SERVICES OF FLORIDA, INC.
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has caused this notification to be signed on its behalf by the undersigned
hereunto duly authorized.
Date 3/28/97 By: MICHAEL NIXON, PRESIDENT
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