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ALLMERICA SELECT SEPARATE ACCOUNT
(ALLMERICA SELECT CHARTER)
ALLMERICA FINANCIAL LIFE INSURANCE AND ANNUITY COMPANY
FIRST ALLMERICA FINANCIAL LIFE INSURANCE COMPANY
SUPPLEMENT TO PROSPECTUS DATED MAY 1, 2000
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The second paragraph under the DISTRIBUTION section is replaced with the
following:
The Company pays commissions not to exceed 1.25% of payments to broker-dealers
which sell the Contract, plus ongoing annual compensation of up to 1.0% of
Contract value. To the extent permitted by NASD rules, overrides and promotional
incentives or payments also may be provided to General Agents, independent
marketing organizations, and broker-dealers based on sales volumes, the
assumption of wholesaling functions, or other sales-related criteria. Additional
payments may be made for other services not directly related to the sale of the
Contract, including the recruitment and training of personnel, production of
promotional literature, and similar services.
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Supplement Dated August 18, 2000
