EXHIBIT B
MONTHLY PAYMENT INSTRUCTIONS AND
NOTIFICATION TO THE TRUSTEE
THE PRUDENTIAL BANK AND TRUST COMPANY
PB&T MASTER CREDIT CARD TRUST II
SERIES 1994-A
The undersigned, a duly authorized
representative of The Prudential Bank
and Trust Company ("PB&T"), as Servicer
pursuant to the Pooling and Servicing
Agreement dated as of August 1, 1994, as
amended July 31, 1997, and the Series
1994-A Supplement dated as of August 1,
1994, as amended July 31, 1997,
(collectively, the "Pooling and
Servicing Agreement") by and between
PB&T and Bankers Trust as trustee, (the
"Trustee"), does hereby certify as
follows:
A) Capitalized terms used in this
notice have their respective meanings
set forth in the Pooling and Servicing
Agreement; provided, that the "Preceding
Monthly Period" shall mean the Monthly
Period immediately preceding the
calendar month in which this notice is
delivered. References herein to certain
sections and subsections are references
to the respective sections and
subsections of the Pooling and Servicing
Agreement. This notice is delivered
pursuant to Section 4.08 of the Pooling
and Servicing Agreement.
B) PB&T is the Servicer under the
Pooling and Servicing Agreement.
C) The undersigned is a Servicing
Officer.
D) The date of this notice is a
Determination Date under the Pooling and
Servicing Agreement.
I. INSTRUCTION TO MAKE A WITHDRAWAL
Pursuant to Section 4.08, the Servicer
does hereby instruct the Trustee (i) to
make a withdrawal from the Defeasance
Account on August 14, 1997, which date
is a Transfer Date under the Pooling and
Servicing Agreement, in an aggregate
amount as set forth below in respect to
the following amounts and (ii) to apply
the proceeds of such withdrawal in
accordance with Section 4.08:
A) Pursuant to subsection 4.08 (a):
(1) Interest at the Certificate Rate for
the preceding Monthly Period on the
Investor Interest
.................. $2,312,406.25
(2) Deficiency Amounts
.................. $0.00
B) Pursuant to subsection 12.05:
(1) Pay to the
Seller............ $0.00
Total
.................. $0.00
II. ACCRUED AND UNPAID AMOUNTS
After giving effect to the withdrawals
and transfers to be made in accordance
with this notice, the following amounts
will be accrued and unpaid with respect
to all Monthly Periods preceding the
current calendar month:
A) Subsection 4.08 (a): The aggregate
amount of all Deficiency Amounts
.................. $0.00
B-2
IN WITNESS WHEREOF, the undersigned has
duly executed this certificate this 5th
day of August, 1997.
THE PRUDENTIAL BANK AND TRUST COMPANY,
Servicer
By: Name:Robert R. Wood Title: Vice
President
EXHIBIT B
MONTHLY PAYMENT INSTRUCTIONS AND
NOTIFICATION TO THE TRUSTEE
THE PRUDENTIAL BANK AND TRUST COMPANY
PB&T MASTER CREDIT CARD TRUST II
SERIES 1994-A
The undersigned, a duly authorized
representative of The Prudential Bank
and Trust Company ("PB&T"), as Servicer
pursuant to the Pooling and Servicing
Agreement dated as of August 1, 1994, as
amended July 31, 1997, and the Series
1994-A Supplement dated as of August 1,
1994, as amended July 31, 1997,
(collectively, the "Pooling and
Servicing Agreement") by and between
PB&T and Bankers Trust as trustee, (the
"Trustee"), does hereby certify as
follows:
A) Capitalized terms used in this
notice have their respective meanings
set forth in the Pooling and Servicing
Agreement; provided, that the "Preceding
Monthly Period" shall mean the Monthly
Period immediately preceding the
calendar month in which this notice is
delivered. References herein to certain
sections and subsections are references
to the respective sections and
subsections of the Pooling and Servicing
Agreement. This notice is delivered
pursuant to Section 4.08 of the Pooling
and Servicing Agreement.
B) PB&T is the Servicer under the
Pooling and Servicing Agreement.
C) The undersigned is a Servicing
Officer.
D) The date of this notice is a
Determination Date under the Pooling and
Servicing Agreement.
I. INSTRUCTION TO MAKE A WITHDRAWAL
Pursuant to Section 4.08, the Servicer
does hereby instruct the Trustee (i) to
make a withdrawal from the Defeasance
Account on August 14, 1997, which date
is a Transfer Date under the Pooling and
Servicing Agreement, in an aggregate
amount as set forth below in respect to
the following amounts and (ii) to apply
the proceeds of such withdrawal in
accordance with Section 4.08:
A) Pursuant to subsection 4.08 (a):
(1) Interest at the Certificate Rate for
the preceding Monthly Period on the
Investor Interest
.................. $2,312,406.25
(2) Deficiency Amounts
.................. $0.00
B) Pursuant to subsection 12.05:
(1) Pay to the
Seller............ $0.00
Total
.................. $0.00
II. ACCRUED AND UNPAID AMOUNTS
After giving effect to the withdrawals
and transfers to be made in accordance
with this notice, the following amounts
will be accrued and unpaid with respect
to all Monthly Periods preceding the
current calendar month:
A) Subsection 4.08 (a): The aggregate
amount of all Deficiency Amounts
.................. $0.00
B-2
IN WITNESS WHEREOF, the undersigned has
duly executed this certificate this 5th
day of August, 1997.
THE PRUDENTIAL BANK AND TRUST COMPANY,
Servicer
By: Name:Robert R. Wood Title: Vice
President
