<TABLE>
FORM 13F
INFORMATION TABLE
VALUE SHARES/ SH/
PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN
CALL DSCRETN MANAGERS SOLE SHARED NONE
- ------------------------------ ---------------- --------- -------- -------- ---
- ---- ------- ------------ -------- -------- --------
<S> <C> <C> <C> <C> <C>
<C> <C> <C> <C> <C> <C>
A T & T CORP COM COM 001957109 6233 111680 SH
SOLE 111680
ABBOTT LABORATORIES COM 002824100 1461 32200 SH
SOLE 32200
ALBERTSONS INC COM COM 013104104 276 5350 SH
SOLE 5350
ALLIEDSIGNAL INC COM COM 019512102 5654 89750 SH
SOLE 89750
AMERICAN HOME PRODUCTS COM 026609107 614 10697 SH
SOLE 10697
AMERICAN INT'L GROUP COM 026874107 287 2446 SH
SOLE 2446
AMERITECH COM 030954101 329 4481 SH
SOLE 4481
ANHEUSER BUSCH CO COM 035229103 461 6500 SH
SOLE 6500
AUTOMATIC DATA PROC COM 053015103 6038 137228 SH
SOLE 137228
BANK OF AMERICA CORP COM COM 060505104 6584 89813 SH
SOLE 89813
BANK OF NEW YORK INC COM COM 064057102 311 8480 SH
SOLE 8480
BELL ATLANTIC CORP COM 077853109 549 8395 SH
SOLE 8395
BELL SOUTH CORP COM 079860102 340 7376 SH
SOLE 7376
BESTFOODS COM 126149103 246 4978 SH
SOLE 4978
BP AMOCO PLC - SPONS ADR COM 055622104 688 6338 SH
SOLE 6338
BRISTOL-MYERS SQUIBB COM 110122108 6135 87094 SH
SOLE 87094
CAPITAL ONE FINANCIAL CORP COM 14040H105 7671 137750 SH
SOLE 137750
CHASE MANHATTAN CORP COM COM 16161A108 393 4546 SH
SOLE 4546
CHEVRON CORPORATION COM COM 166751107 560 5890 SH
SOLE 5890
CHUBB CORP COM COM 171232101 1139 16387 SH
SOLE 16387
CINTAS CORP COM 172908105 7845 116764 SH
SOLE 116764
CISCO SYS INC COM COM 17275R102 6521 101194 SH
SOLE 101194
CITIGROUP INC COM 172967101 9017 189841 SH
SOLE 189841
CLOROX COMPANY COM 189054109 3904 36550 SH
SOLE 36550
COCA-COLA COMPANY COM 191216100 498 8030 SH
SOLE 8030
COMPAQ COMPUTER CORP COM 204493100 3750 158300 SH
SOLE 158300
DISNEY WALT COMPANY COM 254687106 2827 91761 SH
SOLE 91761
DUPONT EI DE NEMOURS COM 263534109 302 4423 SH
SOLE 4423
ENRON CORP COM COM 293561106 10023 122608 SH
SOLE 122608
EXXON CORPORATION COM 302290101 4590 59512 SH
SOLE 59512
FASTENAL CO. COM 311900104 4256 81155 SH
SOLE 81155
FIRST DATA CORP COM 319963104 1002 20476 SH
SOLE 20476
FIRST UNION CORP COM 337358105 7936 168400 SH
SOLE 168400
GENERAL ELEC CO COM 369604103 13578 120158 SH
SOLE 120158
GENZYME CORP. - GEN'L DIVISION COM 372917104 5179 106775 SH
SOLE 106775
GILLETTE CO COM 375766102 5690 138792 SH
SOLE 138792
GTE CORP COM 362320103 7085 93843 SH
SOLE 93843
HARLEY DAVIDSON INC COM 412822108 9626 177030 SH
SOLE 177030
HEINZ H J CO COM COM 423074103 200 3999 SH
SOLE 3999
HEWLETT-PACKARD CO COM 428236103 7660 76216 SH
SOLE 76216
HOME DEPOT INC COM COM 437076102 290 4500 SH
SOLE 4500
INFINITY BROADCASTING CORP - A COM 45662s102 2257 76350 SH
SOLE 76350
INT'L BUSINESS MACHINES COM 459200101 10428 80678 SH
SOLE 80678
INTEL CORP COM COM 458140100 8228 138285 SH
SOLE 138285
JOHNSON & JOHNSON COM 478160104 8446 86180 SH
SOLE 86180
KIMBERLY CLARK CORP COM 494368103 694 12173 SH
SOLE 12173
KOHLS CORP COM 500255104 6742 87695 SH
SOLE 87695
LOUISIANA PAC CORP COM COM 546347105 1989 83300 SH
SOLE 83300
LUCENT TECHNOLOGIES INC. COM 549463107 14976 222079 SH
SOLE 222079
MCI WORLDCOM INC COM 55268b106 4834 56170 SH
SOLE 56170
MCKESSON HBOC INC. COM 58155Q103 3932 122157 SH
SOLE 122157
MERCK & CO, INC. COM 589331107 10045 136441 SH
SOLE 136441
MICROSOFT CORP COM 594918104 10343 114686 SH
SOLE 114686
MOBIL CORP COM 607059102 2968 30057 SH
SOLE 30057
MORGAN & CO, J. P. COM 616880100 513 3650 SH
SOLE 3650
NEWELL RUBBERMAID, INC COM 651229106 5835 125825 SH
SOLE 125825
ORACLE CORPORATION COM 68389X105 903 24335 SH
SOLE 24335
PEPSICO, INC. COM 713448108 1047 27071 SH
SOLE 27071
PFIZER, INC. COM 717081103 7384 67743 SH
SOLE 67743
PROCTER & GAMBLE CO COM COM 742718109 690 7733 SH
SOLE 7733
ROYAL DUTCH PETRO-NY SHARES COM 780257804 5380 89290 SH
SOLE 89290
SAP AG-SPONSORED ADR COM 803054204 3968 114600 SH
SOLE 114600
SBC COMMUNICATIONS INC COM COM 78387G103 557 9600 SH
SOLE 9600
SCHERING-PLOUGH COM 806605101 2279 43400 SH
SOLE 43400
SCHLUMBERGER LTD COM 806857108 5088 79887 SH
SOLE 79887
SEALED AIR CORP COM 81211K100 6562 101150 SH
SOLE 101150
SOVEREIGN BANCORP INC COM 845905108 206 17027 SH
SOLE 17027
SUMMIT BANCORP COM COM 866005101 666 15922 SH
SOLE 15922
SUN MICROSYSTEMS INC COM COM 866810104 464 6737 SH
SOLE 6737
TEXACO INC COM COM 881694103 822 13185 SH
SOLE 13185
TYCO INTERNATIONAL LTD COM 902124106 5756 60745 SH
SOLE 60745
UNION PLANTERS CORP COM 908068109 2129 47650 SH
SOLE 47650
WAL-MART STORES, INC COM 931142103 6390 132440 SH
SOLE 132440
WARNER LAMBERT CO COM 934488107 682 9870 SH
SOLE 9870
WATSON PHARMACEUTICALS INC COM 942683103 4032 114990 SH
SOLE 114990
WISCONSIN CENTRAL TRANSPORT COM 976592105 422 22350 SH
SOLE 22350
WEBS - MEXICO 92923H863 156 10040 SH
SOLE 10040
WEBS - AUSTRALIA 92923H103 297 26570 SH
SOLE 26570
WEBS - JAPAN 92923H889 934 74755 SH
SOLE 74755
WEBS - SINGAPORE 92923H848 289 33510 SH
SOLE 33510
WEBS - FRANCE 92923H509 284 12600 SH
SOLE 12600
WEBS - GERMANY 92923H608 260 11920 SH
SOLE 11920
WEBS - UNITED KINGDOM 92923H798 706 32730 SH
SOLE 32730
CITIGROUP DEP SH REP 1/5 PFD S PFD 172967705 246 5000 SH
SOLE 5000
MERRILL LYNCH 9% SER A PFD PFD 590188819 206 6700 SH
SOLE 6700
MORGAN JP & CO INC 6.625% SERI PFD 616880886 273 5000 SH
SOLE 5000
ENDEAVOR ANNUITIES PFL 1 717990121 38 28000 SH
SOLE 28000
GOLDEN AMERICAN 909993040 41 36590 SH
SOLE 36590
</TABLE>