<TABLE>
FORM 13F
INFORMATION TABLE
VALUE SHARES/ SH/
PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN
CALL DSCRETN MANAGERS SOLE SHARED NONE
- ------------------------------ ---------------- --------- -------- -------- ---
- ---- ------- ------------ -------- -------- --------
<S> <C> <C> <C> <C> <C>
<C> <C> <C> <C> <C> <C>
A T & T CORP COM COM 001957109 5379 123662 SH
SOLE 123662
ABBOTT LABORATORIES COM 002824100 1159 31600 SH
SOLE 31600
ALLIED SIGNAL INC COM COM 019512102 5441 90775 SH
SOLE 90775
AMERICAN HOME PRODUCTS COM 026609107 444 10697 SH
SOLE 10697
AMERICAN INT'L GROUP COM 026874107 400 4599 SH
SOLE 4599
AMERITECH COM 030954101 308 4621 SH
SOLE 4621
ANHEUSER BUSCH CO COM 035229103 455 6500 SH
SOLE 6500
AUTOMATIC DATA PROC COM 053015103 6577 147378 SH
SOLE 147378
BANK OF AMERICA CORP COM COM 060505104 5292 95037 SH
SOLE 95037
BANK OF NEW YORK INC COM COM 064057102 703 21010 SH
SOLE 21010
BELL ATLANTIC CORP COM 077853109 600 8915 SH
SOLE 8915
BELL SOUTH CORP COM 079860102 386 8576 SH
SOLE 8576
BESTFOODS COM 126149103 281 5778 SH
SOLE 5778
BP AMOCO PLC - SPONS ADR COM 055622104 702 6338 SH
SOLE 6338
BRISTOL-MYERS SQUIBB COM 110122108 6273 92929 SH
SOLE 92929
CAPITAL ONE FINANCIAL CORP COM 14040H105 5519 141500 SH
SOLE 141500
CHASE MANHATTAN CORP COM COM 16161A108 343 4546 SH
SOLE 4546
CHEVRON CORPORATION COM COM 166751107 912 10276 SH
SOLE 10276
CHUBB CORP COM COM 171232101 612 12337 SH
SOLE 12337
CINTAS CORP COM 172908105 8014 138629 SH
SOLE 138629
CISCO SYS INC COM COM 17275R102 7410 108079 SH
SOLE 108079
CITIGROUP INC COM 172967101 8562 194597 SH
SOLE 194597
CLOROX COMPANY COM 189054109 3695 96600 SH
SOLE 96600
COCA-COLA COMPANY COM 191216100 540 11189 SH
SOLE 11189
COMPAQ COMPUTER CORP COM 204493100 3794 165860 SH
SOLE 165860
DISNEY WALT COMPANY COM 254687106 2679 103051 SH
SOLE 103051
DUPONT EI DE NEMOURS COM 263534109 243 4020 SH
SOLE 4020
EMC CORP COM 268648102 236 3300 SH
SOLE 3300
ENRON CORP COM COM 293561106 9352 227756 SH
SOLE 227756
EXXON CORPORATION COM 302290101 6466 85082 SH
SOLE 85082
FASTENAL CO. COM 311900104 4364 92600 SH
SOLE 92600
FEDERAL NATL MTG ASSN COM 313586109 401 6400 SH
SOLE 6400
FIRST DATA CORP COM 319963104 920 20976 SH
SOLE 20976
FIRST UNION CORP COM 337358105 6340 177974 SH
SOLE 177974
GENERAL ELEC CO COM 369604103 14936 125973 SH
SOLE 125973
GENZYME CORP. - GEN'L DIVISION COM 372917104 4990 110745 SH
SOLE 110745
GILLETTE CO COM 375766102 6013 177182 SH
SOLE 177182
GTE CORP COM 362320103 7688 100003 SH
SOLE 100003
HARLEY DAVIDSON INC COM 412822108 9251 184790 SH
SOLE 184790
HEWLETT-PACKARD CO COM 428236103 6728 74141 SH
SOLE 74141
HOME DEPOT INC COM COM 437076102 419 6100 SH
SOLE 6100
INFINITY BROADCASTING CORP - A COM 45662s102 2238 76350 SH
SOLE 76350
INT'L BUSINESS MACHINES COM 459200101 10580 87438 SH
SOLE 87438
INTEL CORP COM COM 458140100 11080 149105 SH
SOLE 149105
JOHNSON & JOHNSON COM 478160104 8357 90960 SH
SOLE 90960
KIMBERLY CLARK CORP COM 494368103 653 12373 SH
SOLE 12373
KOHLS CORP COM 500255104 5780 87405 SH
SOLE 87405
LUCENT TECHNOLOGIES INC. COM 549463107 14734 227115 SH
SOLE 227115
MCI WORLDCOM INC COM 55268b106 4375 60870 SH
SOLE 60870
MCKESSON HBOC INC. COM 58155Q103 3894 134285 SH
SOLE 134285
MEDTRONIC INC COM COM 585055106 213 6000 SH
SOLE 6000
MERCK & CO, INC. COM 589331107 9303 143536 SH
SOLE 143536
MICROSOFT CORP COM 594918104 10743 118621 SH
SOLE 118621
MINNESOTA MIN & MFG COM 604059105 220 2290 SH
SOLE 2290
MOBIL CORP COM 607059102 4070 40400 SH
SOLE 40400
MORGAN & CO, J. P. COM 616880100 486 4250 SH
SOLE 4250
NEWBRIDGE NETWORKS CORP COM 650901101 3332 127850 SH
SOLE 127850
NEWELL RUBBERMAID, INC COM 651229106 1382 48400 SH
SOLE 48400
ORACLE CORPORATION COM 68389X105 1688 37100 SH
SOLE 37100
PEPSICO, INC. COM 713448108 878 28771 SH
SOLE 28771
PFIZER, INC. COM 717081103 7601 211870 SH
SOLE 211870
PROCTER & GAMBLE CO COM COM 742718109 828 8833 SH
SOLE 8833
ROYAL DUTCH PETRO-NY SHARES COM 780257804 5489 92939 SH
SOLE 92939
SAP AG-SPONSORED ADR COM 803054204 4741 125600 SH
SOLE 125600
SBC COMMUNICATIONS INC COM COM 78387G103 531 10400 SH
SOLE 10400
SCHERING-PLOUGH COM 806605101 1950 44700 SH
SOLE 44700
SCHLUMBERGER LTD COM 806857108 2293 36796 SH
SOLE 36796
SEALED AIR CORP COM 81211K100 5581 108760 SH
SOLE 108760
SOVEREIGN BANCORP INC COM 845905108 155 17027 SH
SOLE 17027
SUMMIT BANCORP COM COM 866005101 483 14883 SH
SOLE 14883
SUN MICROSYSTEMS INC COM COM 866810104 868 9337 SH
SOLE 9337
TEXACO INC COM COM 881694103 781 12367 SH
SOLE 12367
TYCO INTERNATIONAL LTD COM 902124106 6367 61670 SH
SOLE 61670
UNION PLANTERS CORP COM 908068109 1966 48250 SH
SOLE 48250
VISTA BANCORP COM 92830r103 198 11500 SH
SOLE 11500
WAL-MART STORES, INC COM 931142103 6416 134900 SH
SOLE 134900
WARNER LAMBERT CO COM 934488107 781 11770 SH
SOLE 11770
WATSON PHARMACEUTICALS INC COM 942683103 3567 116715 SH
SOLE 116715
WISCONSIN CENTRAL TRANSPORT COM 976592105 268 19550 SH
SOLE 19550
WEBS - MEXICO 92923H863 145 11170 SH
SOLE 11170
WEBS - AUSTRALIA 92923H103 303 29370 SH
SOLE 29370
WEBS - JAPAN 92923H889 1153 82755 SH
SOLE 82755
WEBS - SINGAPORE 92923H848 282 37010 SH
SOLE 37010
WEBS - FRANCE 92923H509 319 13825 SH
SOLE 13825
WEBS - GERMANY 92923H608 272 12995 SH
SOLE 12995
WEBS - SPAIN 92923H830 201 8050 SH
SOLE 8050
WEBS - UNITED KINGDOM 92923H798 733 36080 SH
SOLE 36080
CITIGROUP DEP SH REP 1/5 PFD S PFD 172967705 244 5000 SH
SOLE 5000
CITIGROUP INC 7.75% SERIES U PFD 172967663 231 9000 SH
SOLE 9000
MERRILL LYNCH 9% SER A PFD PFD 590188819 204 6700 SH
SOLE 6700
MORGAN JP & CO INC 6.625% SERI PFD 616880886 260 5000 SH
SOLE 5000
ENDEAVOR ANNUITIES PFL 1 717990121 38 28000 SH
SOLE 28000
GOLDEN AMERICAN 909993040 44 36590 SH
SOLE 36590
</TABLE>
