[TYPE] EX-27
FORM 10-Q AMENDED
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
(Mark One)
[ X ]QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE
SECURITIES EXCHANGE ACT OF 1934
For the quarterly period ended September 30, 1996
OR
[ ]TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE
SECURITIES EXCHANGE ACT OF 1934
For the transition period from _____________________________ to _______________
Commission file number 000-20148
Citizens Financial Corporation
(Exact name of registrant as specified in its charter)
Kentucky 61-1187135
(State or other jurisdiction of (I.R.S. Employer
organization) Identification No.)
The Marketplace, Suite 300
12910 Shelbyville Road
Louisville, Kentucky 40243
(Address of principal offices)
(Zip Code)
(502) 244-2420
(Registrant's telephone number, including area code)
_____________________________
(Former name, former address and former fiscal year,
if changed since last report)
Indicate by check mark whether the registrant (1) has filed all
reports required to be filed by Section 13 or 15(d) of the Securities Exchange
Act of 1934 during the preceding 12 months (or for such shorter period that the
registrant was required to file such reports), and (2) has been subject to such
filing requirements for the past 90 days. Yes X No
Indicate the number of shares outstanding of each of the issuer's
classes of common stock, as of the latest practicable date. Class A Stock --
1,075,615 as of November 14, 1996
This report consists of 15 consecutively numbered pages. An Exhibit Index
appears on page 11.
