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<TABLE> <S> <C>
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<S> <C>
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<PERIOD-END> SEP-30-2000
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<DEBT-CARRYING-VALUE> 0
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<RECOVER-REINSURE> 0
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<POLICY-LOSSES> 83,823
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<POLICY-OTHER> 1,480
<POLICY-HOLDER-FUNDS> 16,581
<NOTES-PAYABLE> 8,125
0
0
<COMMON> 1,761
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<TOTAL-LIABILITY-AND-EQUITY> 140,370
17,420
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<DISCONTINUED> 0
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<NET-INCOME> 2,553
<EPS-BASIC> 1.45
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</TABLE>
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