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Previous: PREMIER FINANCIAL BANCORP INC, 10-Q, 2000-08-14 |
Next: TREGA BIOSCIENCES INC, 10-Q, 2000-08-14 |
<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
Article 9 Ex-27FDS
</LEGEND>
<CIK> 0000887919
<NAME> Premier Financial Bancorp, Inc.
<MULTIPLIER> 1000
<S> <C>
<PERIOD-TYPE> 6-mos
<FISCAL-YEAR-END> Dec-31-2000
<PERIOD-START> Jan-01-2000
<PERIOD-END> Jun-30-2000
<CASH> 22,659
<INT-BEARING-DEPOSITS> 736
<FED-FUNDS-SOLD> 12,849
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 157,838
<INVESTMENTS-CARRYING> 18,546
<INVESTMENTS-MARKET> 18,537
<LOANS> 592,235
<ALLOWANCE> 8,245
<TOTAL-ASSETS> 860,354
<DEPOSITS> 695,506
<SHORT-TERM> 71,482
<LIABILITIES-OTHER> 5,518
<LONG-TERM> 35,899
0
0
<COMMON> 1,103
<OTHER-SE> 50,846
<TOTAL-LIABILITIES-AND-EQUITY> 860,354
<INTEREST-LOAN> 27,181
<INTEREST-INVEST> 5,722
<INTEREST-OTHER> 741
<INTEREST-TOTAL> 33,644
<INTEREST-DEPOSIT> 15,432
<INTEREST-EXPENSE> 19,317
<INTEREST-INCOME-NET> 14,327
<LOAN-LOSSES> 2,890
<SECURITIES-GAINS> (280)
<EXPENSE-OTHER> 12,510
<INCOME-PRETAX> 886
<INCOME-PRE-EXTRAORDINARY> 709
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 709
<EPS-BASIC> .14
<EPS-DILUTED> .14
<YIELD-ACTUAL> 3.75<F1>
<LOANS-NON> 6,388
<LOANS-PAST> 1,391
<LOANS-TROUBLED> 455
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 6,812
<CHARGE-OFFS> 1,619
<RECOVERIES> 162
<ALLOWANCE-CLOSE> 8,245
<ALLOWANCE-DOMESTIC> 8,245
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 1,514
<FN>
<F1>Computed as tax-equivalent basis
</FN>
</TABLE>
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