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CONNECTICUT GENERAL LIFE INSURANCE COMPANY
CG VARIABLE ANNUITY SEPARATE ACCOUNT
AIM/CIGNA HERITAGE VARIABLE ANNUITY
December 9, 1996 Supplement to May 1, 1996 Prospectus
Effective December 23, 1996:
1. The mailing address of the Variable Annuity Service Center of Connecticut
General Life Insurance Company (the "Company") will change. Following that date,
all reference to "received" or "receipt by" the Company means receipt at the
following address:
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FOR ALL INITIAL AND SUBSEQUENT PREMIUM PAYMENTS: FOR ALL OTHER TRANSACTIONS AND COMMUNICATIONS:
CIGNA Individual Insurance Annuity & Variable Life Service Center
c/o Fleet Bank: Lock Box #30790 Routing S-249
20 Church Street, 20th Floor, MSN 275 Hartford, CT 06152-2249
Hartford, CT 06120 Tel: 800-552-9898
See Cover Page; "Purchase Inquiries", page 9, "Premium Payments", page 12.
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2. The Company will now accept initial Premium Payments in minimum amounts of
$2,500. The previous minimum initial Premium Payment was $5,000. Premium
Payments may be allocated to one or more Sub-Accounts, in minimum amounts of
$100 per Variable Sub-Account or $2,500 per Fixed Sub-Account. The minimum
allocation requirements previously were $1,000 per Variable Sub-Account and
$5,000 per Fixed Sub-Account. See "Premium Payments", page 12.
3. Subsequent Premium Payments may be allocated to one or more Sub-Accounts, in
minimum amounts of $100 per Variable Sub-Account or $2,500 per Fixed Sub-
Account. The previous minimum was $1,000 per Variable Sub-Account and $5,000 per
Fixed Sub-Account. See "Premium Payments", page 12; "Allocation of Premium
Payment(s)", page 13.
4. The Company has reduced the required minimum Annuity Account Value remaining
in a Variable Sub-Account following a transfer from $250 to $50. The Company has
the right to transfer such balance to the Variable Sub-Account maintaining the
highest value, if a Variable Sub-Account balance falls below $50. See "Transfer
Privilege -- Accumulation Period", page 15; "Minimum Value Requirement",
page 16.
5. The Company will permit Dollar Cost Averaging (see "Dollar Cost Averaging",
page 14) to be done using either the Money Market Sub-Account, as previously
permitted, or the One-Year Fixed Sub-Account. A Purchaser electing to
participate in the Dollar Cost Averaging Program must specify if the Money
Market Sub-Account or the One-Year Fixed Sub-Account is to be used, and to that
extent only, transfers from the Fixed Account will be permitted under the Dollar
Cost Averaging Program. The Company will permit the purchaser to initiate the
Dollar Cost Averaging program with a Sub-Account value of at least $1,000; the
previous requirement was $12,000. See "Dollar Cost Averaging", page 14.
6. The Company will waive the Annuity Account Fee for contracts with account
value equal to or in excess of $100,000 on the last business day of the calendar
year. See "Annuity Account Fee" page 21.
