VANGUARD FLORIDA INSURED TAX FREE FUND
NSAR-A, 1999-07-20
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<PAGE>      PAGE  1
000 A000000 05/31/99
000 C000000 0000888451
000 D000000 N
000 E000000 NF
000 F000000 Y
000 G000000 N
000 H000000 N
000 I000000 3.0.a
000 J000000 U
001 A000000 VANGUARD FLORIDA INSURED TAX-FREE FUND
001 B000000 811-6709
001 C000000 6106691000
002 A000000 100 VANGUARD BOULEVARD
002 B000000 MALVERN
002 C000000 PA
002 D010000 19355
003  000000 N
004  000000 N
005  000000 N
006  000000 N
007 A000000 Y
007 B000000  1
007 C010100  1
007 C020100 VANGUARD FL INSURED LONG-TERM TAX-EXEMPT FUND
007 C030100 N
007 C010200  2
007 C010300  3
007 C010400  4
007 C010500  5
007 C010600  6
007 C010700  7
007 C010800  8
007 C010900  9
007 C011000 10
010 A00AA01 THE VANGUARD GROUP, INC.
010 B00AA01 801-11953
010 C01AA01 MALVERN
010 C02AA01 PA
010 C03AA01 19355
012 A00AA01 THE VANGUARD GROUP, INC.
012 B00AA01 84-772
012 C01AA01 MALVERN
012 C02AA01 PA
012 C03AA01 19355
013 A00AA01 PRICEWATERHOUSECOOPERS LLP
013 B01AA01 PHILADELPHIA
013 B02AA01 PA
013 B03AA01 19103
014 A00AA01 VANGUARD MARKETING CORPORATION
014 B00AA01 8-21570
015 A00AA01 FIRST UNION NATIONAL BANK
<PAGE>      PAGE  2
015 B00AA01 C
015 C01AA01 PHILADELPHIA
015 C02AA01 PA
015 C03AA01 19106
015 E01AA01 X
018  00AA00 Y
019 A00AA00 Y
019 B00AA00  102
019 C00AA00 VANGUARDGR
020 C000001      0
020 C000002      0
020 C000003      0
020 C000004      0
020 C000005      0
020 C000006      0
020 C000007      0
020 C000008      0
020 C000009      0
020 C000010      0
021  000000        0
022 A000001 VANGUARD TAX-EXEMPT MONEY MARKET FUND
022 B000001 23-2471394
022 C000001     75980
022 D000001     51330
022 A000002 SMITH BARNEY INC.
022 B000002 13-1912900
022 C000002     62509
022 D000002     35966
022 A000003 VANGUARD INTERMEDIATE-TERM TAX-EXEMPT FUND
022 B000003 23-2471389
022 C000003     23380
022 D000003     32480
022 A000004 LEHMAN BROTHERS INC.
022 B000004 13-2518466
022 C000004     21077
022 D000004     19869
022 A000005 VANGUARD SHORT-TERM TAX-EXEMPT FUND
022 B000005 23-2022170
022 C000005     31155
022 D000005      8400
022 A000006 VANGUARD INSURED LONG-TERM TAX-EXEMPT FUND
022 B000006 23-2471392
022 C000006      9900
022 D000006     12700
022 A000007 VANGUARD HIGH-YIELD TAX-EXEMPT FUND
022 B000007 23-2473415
022 C000007     10560
022 D000007      8020
022 A000008 VANGUARD LIMITED-TERM TAX-EXEMPT FUND
022 B000008 23-2471390
022 C000008      4500
<PAGE>      PAGE  3
022 D000008      8900
022 A000009 GOLDMAN SACHS & CO.
022 B000009 13-5108880
022 C000009      5400
022 D000009      5400
022 A000010 VANGUARD TAX-MANAGED BALANCED FUND
022 B000010 23-2764164
022 C000010      5555
022 D000010      4135
023 C000000     293539
023 D000000     218472
024  00AA00 N
025 D00AA01       0
025 D00AA02       0
025 D00AA03       0
025 D00AA04       0
025 D00AA05       0
025 D00AA06       0
025 D00AA07       0
025 D00AA08       0
026 A000000 N
026 B000000 N
026 C000000 N
026 D000000 Y
026 E000000 N
026 F000000 N
026 G010000 N
026 G020000 N
026 H000000 N
027  000000 Y
029  00AA00 N
030 A00AA00      0
030 B00AA00  0.00
030 C00AA00  0.00
031 A00AA00      0
031 B00AA00      0
032  00AA00      0
033  00AA00      0
034  00AA00 N
035  00AA00      0
036 B00AA00      0
037  00AA00 N
038  00AA00      0
039  00AA00 N
040  00AA00 N
042 A00AA00   0
042 B00AA00   0
042 C00AA00   0
042 D00AA00   0
042 E00AA00   0
042 F00AA00   0
<PAGE>      PAGE  4
042 G00AA00   0
042 H00AA00   0
043  00AA00      0
044  00AA00      0
045  00AA00 N
048  00AA00  0.000
048 A01AA00        0
048 A02AA00 0.000
048 B01AA00        0
048 B02AA00 0.000
048 C01AA00        0
048 C02AA00 0.000
048 D01AA00        0
048 D02AA00 0.000
048 E01AA00        0
048 E02AA00 0.000
048 F01AA00        0
048 F02AA00 0.000
048 G01AA00        0
048 G02AA00 0.000
048 H01AA00        0
048 H02AA00 0.000
048 I01AA00        0
048 I02AA00 0.000
048 J01AA00        0
048 J02AA00 0.000
048 K01AA00        0
048 K02AA00 0.000
055 A00AA00 N
055 B00AA00 N
056  00AA00 N
057  00AA00 N
058 A00AA00 N
059  00AA00 Y
060 A00AA00 N
060 B00AA00 N
061  00AA00     3000
066 A00AA00 N
067  00AA00 N
068 A00AA00 N
068 B00AA00 N
069  00AA00 N
077 A000000 N
078  000000 N
080 A00AA00 ICI MUTUAL INSURANCE COMPANY
080 B00AA00 N/A
080 C00AA00   350000
081 A00AA00 Y
081 B00AA00 181
082 A00AA00 N
082 B00AA00        0
<PAGE>      PAGE  5
083 A00AA00 N
083 B00AA00        0
084 A00AA00 N
084 B00AA00        0
085 A00AA00 Y
085 B00AA00 N
086 A01AA00      0
086 A02AA00      0
086 B01AA00      0
086 B02AA00      0
086 C01AA00      0
086 C02AA00      0
086 D01AA00      0
086 D02AA00      0
086 E01AA00      0
086 E02AA00      0
086 F01AA00      0
086 F02AA00      0
028 A010100     88275
028 A020100      7578
028 A030100         0
028 A040100     13803
028 B010100     38622
028 B020100      2254
028 B030100         0
028 B040100     39777
028 C010100     27841
028 C020100      2108
028 C030100         0
028 C040100     17240
028 D010100     28807
028 D020100      2378
028 D030100         0
028 D040100     19766
028 E010100     28515
028 E020100      2355
028 E030100         0
028 E040100     31716
028 F010100     24068
028 F020100      2415
028 F030100         0
028 F040100     16957
028 G010100    236128
028 G020100     19088
028 G030100         0
028 G040100    139259
028 H000100         0
062 A000100 Y
062 B000100   0.0
062 C000100   0.0
062 D000100   0.0
<PAGE>      PAGE  6
062 E000100   3.2
062 F000100   0.0
062 G000100   0.0
062 H000100   0.0
062 I000100   0.0
062 J000100   0.0
062 K000100   0.0
062 L000100   0.0
062 M000100   0.0
062 N000100   0.0
062 O000100  95.7
062 P000100   0.0
062 Q000100   0.0
062 R000100   1.1
063 A000100   0
063 B000100 12.0
064 A000100 Y
064 B000100 N
070 A010100 Y
070 A020100 N
070 B010100 N
070 B020100 N
070 C010100 Y
070 C020100 N
070 D010100 N
070 D020100 N
070 E010100 Y
070 E020100 Y
070 F010100 N
070 F020100 N
070 G010100 Y
070 G020100 N
070 H010100 N
070 H020100 N
070 I010100 N
070 I020100 N
070 J010100 Y
070 J020100 N
070 K010100 Y
070 K020100 N
070 L010100 N
070 L020100 N
070 M010100 N
070 M020100 N
070 N010100 Y
070 N020100 N
070 O010100 Y
070 O020100 N
070 P010100 Y
070 P020100 Y
070 Q010100 N
<PAGE>      PAGE  7
070 Q020100 N
070 R010100 N
070 R020100 N
071 A000100    135818
071 B000100     32732
071 C000100    853169
071 D000100    4
072 A000100  6
072 B000100    21964
072 C000100        0
072 D000100        0
072 E000100        0
072 F000100       52
072 G000100      448
072 H000100        0
072 I000100      214
072 J000100        5
072 K000100        0
072 L000100        2
072 M000100        1
072 N000100        0
072 O000100        0
072 P000100        0
072 Q000100        0
072 R000100        4
072 S000100        0
072 T000100       88
072 U000100        0
072 V000100        0
072 W000100        0
072 X000100      814
072 Y000100        5
072 Z000100    21155
072AA000100     5321
072BB000100      792
072CC010100        0
072CC020100    21962
072DD010100    21155
072DD020100        0
072EE000100     6988
073 A010100   0.2710
073 A020100   0.0000
073 B000100   0.0910
073 C000100   0.0000
074 A000100       47
074 B000100        0
074 C000100    28950
074 D000100   870040
074 E000100        0
074 F000100        0
074 G000100        0
<PAGE>      PAGE  8
074 H000100        0
074 I000100      140
074 J000100        0
074 K000100        0
074 L000100    13413
074 M000100        0
074 N000100   912590
074 O000100        0
074 P000100      286
074 Q000100        0
074 R010100        0
074 R020100        0
074 R030100        0
074 R040100     3252
074 S000100        0
074 T000100   909052
074 U010100    80915
074 U020100        0
074 V010100    11.23
074 V020100     0.00
074 W000100   0.0000
074 X000100     9901
074 Y000100     1547
075 A000100        0
075 B000100   893468
076  000100     0.00
SIGNATURE   GARY P. SOURA
TITLE       MANAGER


WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.

<TABLE> <S> <C>

<ARTICLE> 6
<CIK> 0000888451
<NAME> VANGUARD FLORIDA INSURED TAX-FREE FUND
<SERIES>
   <NUMBER> 01
   <NAME> VANGUARD FLORIDA INSURED LONG-TERM TAX-EXEMPT FUND
<MULTIPLIER> 1000
<CURRENCY> US

<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          NOV-30-1999
<PERIOD-START>                             DEC-01-1998
<PERIOD-END>                               MAY-31-1999
<EXCHANGE-RATE>                                      1
<INVESTMENTS-AT-COST>                           873083
<INVESTMENTS-AT-VALUE>                          898990
<RECEIVABLES>                                    13413
<ASSETS-OTHER>                                     187
<OTHER-ITEMS-ASSETS>                                 0
<TOTAL-ASSETS>                                  912590
<PAYABLE-FOR-SECURITIES>                             0
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                         3538
<TOTAL-LIABILITIES>                               3538
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                        883234
<SHARES-COMMON-STOCK>                            80915
<SHARES-COMMON-PRIOR>                            70834
<ACCUMULATED-NII-CURRENT>                            0
<OVERDISTRIBUTION-NII>                               0
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<NET-ASSETS>                                    909052
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<APPREC-INCREASE-CURRENT>                      (21962)
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<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                        21155
<DISTRIBUTIONS-OF-GAINS>                          6988
<DISTRIBUTIONS-OTHER>                                0
<NUMBER-OF-SHARES-SOLD>                          20584
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<SHARES-REINVESTED>                               1671
<NET-CHANGE-IN-ASSETS>                           91536
<ACCUMULATED-NII-PRIOR>                              0
<ACCUMULATED-GAINS-PRIOR>                         2303
<OVERDISTRIB-NII-PRIOR>                              0
<OVERDIST-NET-GAINS-PRIOR>                           0
<GROSS-ADVISORY-FEES>                               52
<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                                    814
<AVERAGE-NET-ASSETS>                            893468
<PER-SHARE-NAV-BEGIN>                            11.54
<PER-SHARE-NII>                                  0.271
<PER-SHARE-GAIN-APPREC>                        (0.219)
<PER-SHARE-DIVIDEND>                             0.271
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<EXPENSE-RATIO>                                   0.18
[AVG-DEBT-OUTSTANDING]                               0
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</TABLE>


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