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General American Life Insurance Company
700 Market Street
St. Louis, MO 63101
Direct Dial (314) 444-0647
Fax # (314) 444-0510
7 May 1999
Securities and Exchange Commission
450 Fifth Street, N.W.
Washington, DC 20549
Re: General American Life Insurance Company
Separate Account Eleven
Joint and Survivor Variable Universal Life 98
Post-Effective Amendment No. 2
File No. 333-53673
Ladies and Gentlemen:
Pursuant to Rule 497(j) of the Securities Act of 1933, as amended (the
"Securities Act"), General American Life Insurance Company Separate
Account Eleven -- Joint and Survivor Variable Universal Life 98 (the
"Registrant") hereby certifies that: (i) the form of Prospectus that
would have been filed under Rule 497(b) of the Securities Act would not
have differed from that contained in Post-Effective Amendment No. 2 to
the Registrant's Registration Statement, and (ii) the text of Post-
Effective Amendment No. 2 was filed electronically via EDGAR.
If you have any questions regarding this filing, please call me at (314)
444-0647.
Very truly yours,
/s/ Matthew P. McCauley
Matthew P. McCauley
