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VIA EDGAR
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CHRISTOPHER A. MARTIN
Counsel
PHONE: (314) 444-0499
Fax: (314) 444-0510
May 9, 2000
Securities and Exchange Commission
450 Fifth Street, N.W.
Washington, D.C. 20549
RE: GENERAL AMERICAN LIFE INSURANCE COMPANY
SEPARATE ACCOUNT ELEVEN -- JOINT AND SURVIVOR
VARIABLE UNIVERSAL LIFE 98
FILE NOS. 333-53673 & 811-4901
Ladies and Gentlemen:
Pursuant to Rule 497(j) of the Securities Act of 1933, as amended (the
"Securities Act"), General American Life Insurance Company Separate
Account Eleven -- Joint and Survivor Variable Universal Life 98 (the
"Registrant") hereby certifies that: (i) the form of Prospectus that
would have been filed under Rule 497(b) of the Securities Act would not
have differed from that contained in Post-Effective Amendment No. 3 to
the Registrant's Registration Statement, and (ii) the text of Post-
Effective Amendment No. 3 was filed electronically via EDGAR.
If you have any questions regarding this filing, please call me at (314)
444-0499.
Sincerely,
/s/ Christopher A. Martin
Christopher A. Martin
