<PAGE>
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 11-K
(Mark one)
/X/ ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE
ACT OF 1934 FOR THE FISCAL YEAR ENDED DECEMBER 31, 1999
OR
/ / TRANSITION REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES
EXCHANGE ACT OF 1934
FOR THE TRANSITION PERIOD FROM ______ TO ______.
COMMISSION FILE NUMBER 0-20766
HCC INSURANCE HOLDINGS 401(k) PLAN
HCC INSURANCE HOLDINGS, INC.
(Name of Issuer of the securities held pursuant to the Plan)
13403 NORTHWEST FREEWAY
HOUSTON, TEXAS 77040
(Address of principal executive office)
(713) 690-7300
(Registrant's telephone number, including area code)
----------------------------
<PAGE>
REQUIRED INFORMATION
1. Audited Statement of Net Assets Available for Benefits (with Fund
Information) as of December 31, 1999 and 1998. Incorporated by
reference to the HCC Insurance Holdings 401(k) Plan Financial
Statements and Supplemental Schedules attached hereto as Exhibit 99.1.
2. Audited Statement of Changes in Net Assets Available to Benefits
(with Fund Information) for the years ended December 31, 1999.
Incorporated by reference to the HCC Insurance Holdings 401(k) Plan
Financial Statements and Supplemental Schedules attached hereto as
Exhibit 99.1.
3. Notes to Financial Statements (with Fund Information). Incorporated
by reference to the HCC Insurance Holdings 401(k) Plan Financial
Statements and Supplemental Schedules attached hereto as Exhibit 99.1.
4. Schedule 1 - Item 27a - Schedule of Assets Held for Investment
purposes (with Fund Information) as of December 31, 1999.
Incorporated by reference to the HCC Insurance Holdings 401(k) Plan
Financial Statements and Supplemental Schedules attached hereto as
Exhibit 99.1.
EXHIBITS
EXHIBIT DESCRIPTION
------- -----------
23.1 Consent of PricewaterhouseCoopers LLP
99.1 HCC Insurance Holdings 401(k) Plan Financial Statements and
Supplemental Schedules
<PAGE>
SIGNATURES
THE PLAN Pursuant to the requirements of the Securities Exchange Act of
1934, the administrator of the HCC Insurance Holdings 401(k) Plan
has duly caused this annual report to be signed on its behalf by
the undersigned thereunto duly authorized, in the City of
Houston, State of Texas, on the 27th day of June, 2000.
HCC INSURANCE HOLDINGS 401(k) PLAN
By: HCC Insurance Holdings, Inc., Administrator
By: /s/ L. Edward Tuffly
----------------------------------------
Name: L. Edward Tuffly
Title: Senior Vice President
