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<TABLE> <S> <C>
<ARTICLE> 7
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION FROM THE CONDENSED
CONSOLIDATED FINANCIAL STATEMENTS FOUND IN THE COMPANY'S FORM 10-Q FOR THE
QUARTER ENDED JUNE 30, 2000, AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO
SUCH FINANCIAL STATEMENTS.
</LEGEND>
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> JUN-30-2000
<DEBT-HELD-FOR-SALE> 378,890,000
<DEBT-CARRYING-VALUE> 0
<DEBT-MARKET-VALUE> 0
<EQUITIES> 9,912,000
<MORTGAGE> 0
<REAL-ESTATE> 0
<TOTAL-INVEST> 639,003,000
<CASH> 10,449,000
<RECOVER-REINSURE> 744,488,000
<DEFERRED-ACQUISITION> 5,662,000
<TOTAL-ASSETS> 2,688,718,000
<POLICY-LOSSES> 989,450,000
<UNEARNED-PREMIUMS> 200,214,000
<POLICY-OTHER> 0
<POLICY-HOLDER-FUNDS> 0
<NOTES-PAYABLE> 243,241,000
0
0
<COMMON> 49,386,000
<OTHER-SE> 434,561,000
<TOTAL-LIABILITY-AND-EQUITY> 2,688,718,000
135,010,000
<INVESTMENT-INCOME> 18,175,000
<INVESTMENT-GAINS> (4,372,000)
<OTHER-INCOME> 90,365,000
<BENEFITS> 101,941,000
<UNDERWRITING-AMORTIZATION> 15,502,000
<UNDERWRITING-OTHER> 69,197,000
<INCOME-PRETAX> 42,202,000
<INCOME-TAX> 17,156,000
<INCOME-CONTINUING> 25,046,000
<DISCONTINUED> 0
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 25,046,000
<EPS-BASIC> 0.51
<EPS-DILUTED> 0.50
<RESERVE-OPEN> 273,606,000
<PROVISION-CURRENT> 0
<PROVISION-PRIOR> 0
<PAYMENTS-CURRENT> 0
<PAYMENTS-PRIOR> 0
<RESERVE-CLOSE> 269,025,000
<CUMULATIVE-DEFICIENCY> 0
</TABLE>
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