<TABLE> <S> <C>
<ARTICLE> 5
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
UNAUDITED FINANCIAL STATEMENTS OF ONLINE RESOURCES AND COMMUNICATIONS
CORPORATION FOR THE THREE MONTHS ENDED 6/30/00 AND IS QUALIFIED IN ITS ENTIRETY
BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<S> <C>
<PERIOD-TYPE> 3-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> APR-01-2000
<PERIOD-END> JUN-30-2000
<CASH> 1,308,698
<SECURITIES> 10,918,497
<RECEIVABLES> 2,427,532
<ALLOWANCES> (107,945)
<INVENTORY> 0
<CURRENT-ASSETS> 15,394,450
<PP&E> 9,627,932
<DEPRECIATION> (4,208,679)
<TOTAL-ASSETS> 21,090,333
<CURRENT-LIABILITIES> 3,282,826
<BONDS> 0
0
0
<COMMON> 1,158
<OTHER-SE> 17,508,856
<TOTAL-LIABILITY-AND-EQUITY> 21,090,333
<SALES> 3,671,322
<TOTAL-REVENUES> 3,671,322
<CGS> 3,229,181
<TOTAL-COSTS> 8,577,361
<OTHER-EXPENSES> 0
<LOSS-PROVISION> (44,000)
<INTEREST-EXPENSE> 20,808
<INCOME-PRETAX> (4,689,300)
<INCOME-TAX> 0
<INCOME-CONTINUING> (4,689,300)
<DISCONTINUED> 0
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> (4,689,300)
<EPS-BASIC> (0.41)
<EPS-DILUTED> (0.41)
</TABLE>