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<PAGE> PAGE 2
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<PAGE> PAGE 3
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<PAGE> PAGE 4
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<PAGE> PAGE 6
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<PAGE> PAGE 7
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<PAGE> PAGE 8
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<PAGE> PAGE 9
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<PAGE> PAGE 10
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<PAGE> PAGE 11
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<PAGE> PAGE 12
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<PAGE> PAGE 13
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<PAGE> PAGE 14
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<PAGE> PAGE 15
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<PAGE> PAGE 16
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<PAGE> PAGE 17
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<PAGE> PAGE 18
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<PAGE> PAGE 19
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<PAGE> PAGE 20
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<PAGE> PAGE 21
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<PAGE> PAGE 22
070 A010400 Y
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<PAGE> PAGE 23
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<PAGE> PAGE 24
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<PAGE> PAGE 25
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<PAGE> PAGE 26
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<PAGE> PAGE 27
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<PAGE> PAGE 28
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<PAGE> PAGE 29
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<PAGE> PAGE 30
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<PAGE> PAGE 31
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<PAGE> PAGE 32
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<PAGE> PAGE 33
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<PAGE> PAGE 34
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<PAGE> PAGE 35
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<PAGE> PAGE 36
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<PAGE> PAGE 37
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<PAGE> PAGE 38
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<PAGE> PAGE 39
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<PAGE> PAGE 40
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<PAGE> PAGE 41
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<PAGE> PAGE 42
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SIGNATURE PENNI RUTKOWSKI
TITLE FIN REPTG SUPERVISOR
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<CIK> 0000889284
<NAME> BB&T MUTUAL FUNDS
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<NAME> SMALL COMPANY GROWTH
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</TABLE>
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<CIK> 0000889284
<NAME> BB&T MUTUAL FUNDS
<SERIES>
<NUMBER> 072
<NAME>SMALL COMPANY GROWTH
<S> <C>
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<F1>Trust Class
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<TABLE> <S> <C>
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<NUMBER> 073
<NAME> SMALL COMPANY GROWTH FUND
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<TABLE> <S> <C>
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<CIK> 0000889284
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<NAME> INTERNATIONAL EQUITY FUND
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<TABLE> <S> <C>
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<CIK> 0000889284
<NAME> BB&T MUTUAL FUND
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<NUMBER> 082
<NAME> INTERNATIONAL EQUITY FUND
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<F1> TRUST CLASS
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<CIK> 0000889284
<NAME> BB&T MUTUAL FUNDS
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<NAME> INTERNATIONAL EQUITY FUND
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<F1>Class B
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