<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 041
<NAME> HIGH QUALITY BOND FUND
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-END> JUN-30-2000
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<TOTAL-LIABILITIES> 153,094
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 23,622,397
<SHARES-COMMON-STOCK> 2,276,827
<SHARES-COMMON-PRIOR> 2,342,807
<ACCUMULATED-NII-CURRENT> 12,474
<OVERDISTRIBUTION-NII> 0
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<ACCUM-APPREC-OR-DEPREC> (575,605)
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<OTHER-INCOME> 0
<EXPENSES-NET> 76,930
<NET-INVESTMENT-INCOME> 670,117
<REALIZED-GAINS-CURRENT> (205,966)
<APPREC-INCREASE-CURRENT> 582,315
<NET-CHANGE-FROM-OPS> 1,046,466
<EQUALIZATION> 0
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<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 69,364
<NUMBER-OF-SHARES-REDEEMED> 204,096
<SHARES-REINVESTED> 68,752
<NET-CHANGE-IN-ASSETS> (258,851)
<ACCUMULATED-NII-PRIOR> 12,474
<ACCUMULATED-GAINS-PRIOR> 0
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 359,496
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<INTEREST-EXPENSE> 0
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<PER-SHARE-NAV-BEGIN> 9.71
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<PER-SHARE-NAV-END> 9.88
<EXPENSE-RATIO> 0.69
</TABLE>
