MONARCH FUNDS
485BPOS, EX-99.J, 2000-12-29
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                                                                     Exhibit (j)


                        CONSENT OF INDEPENDENT AUDITORS






The Board of Trustees and Shareholders
Monarch Funds:

We consent to the use of our reports  dated  October 8, 1999 for  Treasury  Cash
Fund,  Government  Cash  Fund,  and Cash Fund,  series of Monarch  Funds and for
Treasury Cash Portfolio,  Government Cash Portfolio, and Cash Portfolio,  series
of Core Trust (Delaware), incorporated herein by reference into the statement of
additional  information  and to the  references  to our Firm under the headings,
"Financial  Highlights" in the prospectuses  and  "Independent  Auditors" in the
statement of additional information.

                                                /S/KPMG
Boston, Massachusetts
December 28, 1999



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