<PAGE>
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
_________________________
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): JANUARY 15, 1998
GREEN TREE SECURITIZED NET INTEREST MARGIN TRUST 1995-A
-------------------------------------------------------
(Exact name of registrant as specified in its charter)
MINNESOTA 33-53527 41-1815020
- --------------------------------------------------------------------------------
(State or other jurisdiction (Commission (IRS employer
of incorporation) file numbers) identification no.)
1100 LANDMARK TOWERS, 345 ST. PETER STREET, SAINT PAUL, MINNESOTA 55102-1639
-----------------------------------------------------------------------------
(Address of principal executive offices) (Zip code)
Registrant's telephone number, including area code: (612) 293-3400
-------------
NOT APPLICABLE
--------------------------------------------------------------------------
(Former name or former address, if changed since last report.)
<PAGE>
ITEM 5. OTHER EVENTS.
------------
Pursuant to the Pooling and Servicing Agreement between Green
Tree Financial Corporation (the "Servicer") and First Bank
National Association (the "Trustee"), on January 15, 1998, the
Trustee made distributions to the holders of the certificates
representing interests in the Trust (the "Certificateholders")
and delivered to the Certificateholders the Monthly Report
required by Section 1.01 of the Servicing Agreement attached
hereto as Exhibit 99.1.
ITEM 7. FINANCIAL STATEMENTS AND EXHIBITS
---------------------------------
(c) Exhibits.
The following is filed herewith. The exhibit number
corresponds with Item 601(b) of Regulation S-K.
Exhibit No. Description
----------- -----------
99.1 Monthly Report delivered to
Certificateholders on
January 15, 1998.
<PAGE>
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this Report to be signed on its behalf by the
undersigned hereunto duly authorized.
Dated: January 15, 1998
SECURITIZED NET INTEREST MARGIN
TRUST 1995-A
By GREEN TREE FINANCIAL CORPORATION
as Servicer with respect to the Trust
By: /s/ Phyllis A. Knight
----------------------------
Phyllis A. Knight
Senior Senior Vice President and Treasurer
<PAGE>
INDEX TO EXHIBITS
EXHIBIT
NUMBER PAGE
- ------ ----
99.1 Monthly Report delivered to Certificateholders 5
on January 15, 1998.
<PAGE>
GREEN TREE FINANCIAL CORP.
NET INTEREST MARGIN TRUST 1995-A
DECEMBER 1997
PAYMENT January 15, 1998
7.25% SECURITIZED NET INTEREST MARGIN CERTIFICATES
CUSIP# 393534AC6
Trust Account # 33-34309-0
Distribution Date: January 15, 1998
SECURITIZED NET INTEREST MARGIN PER $1,000
CERTIFICATES ORIGINAL
- ------------------------------- ----------
1. Amount Available 1,863,428.02
Interest
2. Aggregate Interest 1,097,579.84 3.56357091
3. Amount Applied to:
(a) accrued but unpaid Interest
4. Remaining:
(a) accrued but unpaid Interest
5. Monthly Interest 1,097,579.84
Principal
6. Current month's principal
distribution 765,848.18 2.48652006
7. Remaining outstanding principal
balance 180,902,539.76 587.3459083
Pool Factor .58734591
8. Present value of the projected
remaining aggregate cashflows of
the Finance I Assets and the
Residual Assets, as of the immediately
preceding Distribution Date 552,819,656.55**
9. Aggregate amount on deposit
in reserve fund 7,500,000.00
10. Subordinated Certificateholder payment
(interest earnings on Reserve Fund,
pursuant to Section 5.8) 39,231.90
11. Aggregate principal balance of
loans refinanced by Green Tree
Financial 8,558,425.74
<PAGE>
GREEN TREE FINANCIAL CORP.
NET INTEREST MARGIN TRUST 1995-A
DECEMBER 1997
PAYMENT January 15, 1998
7.25% SECURITIZED NET INTEREST MARGIN CERTIFICATES
Page 2
CUSIP# 393534AC6
Trust Account # 33-34309-0
Distribution Date:January 15, 1998
12. Weighted average CPR 14.23%
13. Weighted average CDR 5.20%
14. Annualized net loss percentage 2.71%
15. Delinquency 30-59 day 1.51%
60-89 day .53%
90+ day 1.02%
Total 30+ 3.06%
First Trust N.A. Paying Agent/Bondholder Relations (612) 973-6700
**Represents present value of assets for NIM 94-A, 94-B, & 95-A, after cross-
collateralization as of 12/15/97.
<PAGE>
GREEN TREE FINANCIAL CORP.
NET INTEREST MARGIN TRUST 1995-A
DECEMBER 1997
PAYMENT January 15, 1998
Fee Assets
-------------------------------------
Guarantee Inside Fee Asset
Fees Refi Total
------------ --------- -----------
GTFC 1994-5 68,705.74 68,705.74
GTFC 1994-6 7,225.90 67,074.66 74,300.56
GTFC 1994-7 44,528.62 44,528.62
GTFC 1994-8 79,223.18 79,223.18
GTFC 1995-1 56,890.56 56,890.56
GTFC 1995-2 .00 .00 .00
GTFC 1995-3 125,231.37 125,231.37
GTFC 1995-4 239,137.23 123,400.82 362,538.05
GTFC 1995-5 0.00 .00 .00
---------- ---------- ----------
246,363.13 565,054.95 811,418.08
Total amount of Guarantee Fees and Inside
Refinance Payments 811,418.08
Subordinated Servicing Fees 510,606.66
Payment on Finance 1 Note 1,322,024.74
Allocable to Interest (current) 812,242.46
Allocable to accrued but unpaid Interest .00
Accrued and unpaid Trustee Fees .00
Allocable to Principal 509,782.28
Finance 1 Note Principal Balance 133,930,348.99
<PAGE>
GREEN TREE FINANCIAL CORP.
NET INTEREST MARGIN TRUST 1995-A
DECEMBER 1997
PAYMENT January 15, 1998
Inside
Residual Refi Total
------------ ---------- -----------
GTFC 1994-5 .00 .00 .00
GTFC 1994-6 .00 .00 .00
GTFC 1994-7 .00 .00 .00
GTFC 1994-8 .00 .00 .00
GTFC 1995-1 .00 .00 .00
GTFC 1995-2 112,324.26 65,787.18 178,111.44
GTFC 1995-3 .00 .00 .00
GTFC 1995-4 .00 .00 .00
GTFC 1995-5 237,440.34 125,851.50 363,291.84
---------- ---------- ----------
349,764.60 191,638.68 541,403.28
Total Residual and Inside Refinance Payments 541,403.28
